Photo: User:AlbertHerring · CC BY 3.0Even on the area’s higher pay, Occoquan costs more to live in than 67% of U.S. towns
No new homes were permitted in 2019.
Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Washington-Arlington-Alexandria, DC-VA-MD-WV metro area ($127K). How TownRatings grades cost of living
Only 1 sale in May 2026: in a market this size, monthly medians swing a lot, so the typical value is the steadier guide.
The grade measures what housing costs against what households in the area earn. Occoquan’s area earns well above the typical U.S. town ($127K against $74K), but homes, rent and taxes here run higher still. Owners keep up better than renters: 17% of owners pay 30% or more of income for housing (typical U.S. town: 20%), against 45% of renters.
In dollars
- $2,230a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026
- 109prices across the Washington metro, where the U.S. is 100 (housing 151)BEA Regional Price Parities, 2024
In paychecks the grade
- 3.9 yrsof area income buys the typical home; the typical U.S. town: 3.3$127K, Washington-area income
- 18%of area income goes to the median rent; the typical U.S. town: 18%Census 2020–24
- 45%of renters pay 30%+ of income for housing; across Virginia: 49%Census 2020–24
- 17%of owners do; the typical U.S. town: 20%Census 2020–24
What stands out about housing in Occoquan
What’s behind Occoquan’s grade
Measured against what households in the area earn, Occoquan is more affordable than 33% of U.S. towns. The four inputs sit close together, so no single cost explains the grade.
A typical home costs 3.9 years of area income
The calculator starts from the area income the grade uses. Switch to Occoquan’s own median, or type yours.
That’s $6K short of a typical Occoquan home.
A two-bedroom rents for about $2,230 a month here, $770 less than owning.
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Occoquan’s typical property tax (0.96% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
A two-bedroom rents for about $2,230
Renters already here pay a median of $1,880, so moving in tends to cost more than staying put.
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
No new homes permitted in 2019
No permits for new homes were issued in Occoquan in 2019. The last year with any was 2017 (7 new homes).
Every year as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2019 | 0 | 0 | 0 | — |
| 2018 | 0 | 0 | 0 | — |
| 2017 | 7 | 1 | 6 | $878,000 |
| 2011 | 0 | 0 | 0 | — |
| 2010 | 2 | 2 | 0 | $983,000 |
| 2009 | 6 | 6 | 0 | $1.1 million |
| 2008 | 0 | 0 | 0 | — |
| 2007 | 0 | 0 | 0 | — |
| 2006 | 20 | 20 | 0 | $4.7 million |
| 2005 | 41 | 41 | 0 | $7 million |
| 2004 | 0 | 0 | 0 | — |
| 2003 | 8 | 8 | 0 | $1.3 million |
| 2002 | 3 | 3 | 0 | $900,000 |
| 2001 | 4 | 4 | 0 | $675,000 |
| 2000 | 0 | 0 | 0 | — |
Occoquan's permit office hasn't appeared in the Census permit files since 2019, so these are its newest figures.
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.
Property tax runs above the Virginia norm
The median bill is $4,771 (Virginia: $2,790), 0.96% of a home’s value a year, against 0.73% statewide.
Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.
The rest of a budget near Occoquan
Only figures published free for the whole country, each labeled with the area it covers: the Washington-Arlington-Alexandria, DC-VA-MD-WV metro area, or Virginia. Groceries follow the goods price level; nobody publishes them town by town.
| Cost | Here | Compared with | Area | Source |
|---|---|---|---|---|
| Prices overall U.S. = 100 | 109 | VA 101 | metro | BEA, 2024 |
| Goods (groceries, clothing, cars…) U.S. = 100 | 105 | VA 100 | metro | BEA, 2024 |
| Utilities U.S. = 100 | 107 | VA 92 | metro | BEA, 2024 |
| Other services U.S. = 100 | 102 | VA 100 | metro | BEA, 2024 |
Price levels: U.S. Bureau of Economic Analysis, Regional Price Parities 2024 (metro area and state). Electricity: U.S. Energy Information Administration, Electric Power Monthly, table 5.6.A.
Occoquan vs. its neighbors
Zillow publishes no value for Occoquan. Laurel Hill and Lake Ridge have no Zillow value, so they are in the table only.
Cost next door · one source per column
| Town | Cost | Typical home Zillow, latest | Median value Census 2020–24 | Tax rate bill ÷ value | 2-bed rent HUD 2026 |
|---|---|---|---|---|---|
| Occoquan | C | — | $497K | 0.96% | $2,230 |
| Laurel Hill | D | — | $696K | 1.01% | $2,740 |
| Lake Ridge | C | — | $471K | 0.94% | $2,290 |
“—” under Zillow: Zillow publishes no value for that town, so it’s left blank rather than mixed with Census figures.
Questions about the cost of living in Occoquan
Is Occoquan expensive to live in?
Measured against what households in the area earn, Occoquan costs more than 67% of U.S. towns: a C for cost of living. The typical home costs 3.9 years of the median household income of the Washington-Arlington-Alexandria, DC-VA-MD-WV metro area ($127K).
How much is rent in Occoquan?
HUD puts a two-bedroom at about $2,230 a month with utilities, the going rate for someone moving in. Renters already here pay a median of $1,880 (Census 2020–24).
What are property taxes in Occoquan?
The median bill is $4,771 a year, 0.96% of the median home value (Virginia: $2,790, 0.73%), from the Census 2020–24.
Neighbors talk housing
What Occoquan buyers, sellers and renters are saying.
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.