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Lee County Courthouse, VirginiaPhoto: Nyttend · Public domain
–Not graded
Natural hazards in Jonesville · FEMA

Storms, floods and disasters in Jonesville

Jonesville isn’t graded for hazard risk: FEMA’s tract figures aren’t matched to Jonesville yet. Flood insurance has paid 1 claim here since 2003.

Flood claims
1
paid since 2003 · $10K
Disasters paid out here
3
of 17 declared for Lee County
By hazard

What Jonesville faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

91%of expected building damage
Well above average · higher than 90% of U.S. census tracts
Recorded about once every 2 years in the area
Smaller shares here
 Earthquakes Wildfire Tornadoes Hail Strong wind Hurricanes Ice storms Landslides top 2% Lightning Winter storms Cold waves Heat waves
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 10% of Jonesville’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Jonesville flood? Rarely: 1 flood claim since 2003

Every paid claim on a federal flood insurance policy in Jonesville, from FEMA’s records.

Paid flood claims, by year
2003: 1 claim2004: 0 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims2003
20032026
Biggest named events
  • Hurricane Isabel1 claim · $10K
1
paid claims since 2003
$10K
paid to owners
0
homes flooded more than once
$10K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Jonesville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lee County.
Disasters

3 federal disasters brought FEMA money to Jonesville

Disasters that paid out in Jonesville itself (aid to households or repair grants to the Town of Jonesville), newest first, with that year’s flood claims.

  1. 2024Tropical Storm Helene28 households applied for aid$58K aid approved$87K to the Town of Jonesville for repairs
  2. 2004Severe Storms, Tornadoes, and Flooding34 households applied for aid$16K aid approved
  3. 2003Severe Winter Storm, Record/near Record Snowfall, Heavy Rain,floodind, and Mudslide3 households applied for aid$6K aid approved1 flood claim paid that year
Disasters declared, by decade
Paid out in JonesvilleLee County only

Lee County has had 17 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Jonesville after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Jonesville archive →
Be ready

Get ready for what Jonesville faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Jonesville

Does Jonesville flood?

Flood insurance has paid 1 claim in Jonesville since 2003, $10K in all. The most claims came from Hurricane Isabel (1).

Is Jonesville in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Lee County, 5% of homes in mapped flood zones carry federal flood insurance, and 0.3% of all homes do.

How much is flood insurance in Jonesville?

FEMA’s Community Rating System list shows no discount for Jonesville’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Jonesville?

By FEMA money that reached Jonesville, Tropical Storm Helene (2024): 28 households applied for aid, $58K approved, and $87K to the Town of Jonesville for repairs. By flood claims, Hurricane Isabel: 1 paid, $10K.

Storm stories

Memories, warnings and help from neighbors in Jonesville.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Jonesville’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.