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Haysi, VirginiaPhoto: Magnolia677 · CC BY 4.0
–Not graded
Natural hazards in Haysi · FEMA

Storms, floods and disasters in Haysi

Haysi isn’t graded for hazard risk: Haysi has 519 residents; we grade towns of 1,000 or more. Flood insurance has paid 23 claims here since 1984.

Flood claims
23
paid since 1984 · $101K
Flooded more than once
1
properties
Disasters paid out here
2
of 17 declared for Dickenson County
By hazard

What Haysi faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

92%of expected building damage
Well above average · higher than 89% of U.S. census tracts
Recorded about 2 times a year in the area
Smaller shares here
 Wildfire Earthquakes Strong wind Hurricanes Tornadoes Hail Winter storms Cold waves Landslides top 4% Ice storms Heat waves Lightning Avalanches top 1%
FEMA models no building damage here
Coastal floodingTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts strong wind at 10% of Haysi’s expected losses. Strong wind does little damage to buildings (1.1%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Haysi flood? Sometimes: 23 flood claims since 1984

Every paid claim on a federal flood insurance policy in Haysi, from FEMA’s records.

Paid flood claims, by year
1984: 20 claims1985: 0 claims1986: 0 claims1987: 0 claims1988: 0 claims1989: 0 claims1990: 0 claims1991: 0 claims1992: 0 claims1993: 0 claims1994: 1 claim1995: 0 claims1996: 0 claims1997: 0 claims1998: 2 claims1999: 0 claims2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 0 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims198419941998
19842026
23
paid claims since 1984
$101K
paid to owners
1
homes flooded more than once
$4K
average claim
Homes that flooded again and again
FEMA “severe repetitive loss” (0)Flooded 2+ times
of homes in flood zones are insured
of all homes are insured
No community discount

Haysi isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dickenson County.
Disasters

2 federal disasters brought FEMA money to Haysi

Disasters that paid out in Haysi itself (aid to households or repair grants to the Town of Haysi), newest first, with that year’s flood claims.

  1. 2004Severe Storms, Tornadoes, and Flooding1 households applied for aid$1K aid approved
  2. 2003Severe Winter Storm, Record/near Record Snowfall, Heavy Rain,floodind, and Mudslide51 households applied for aid$27K aid approved
Disasters declared, by decade
Paid out in HaysiDickenson County only

Dickenson County has had 17 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in Dickenson County, 2001–2001.

Were you here?

Old photos of Haysi after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Haysi archive →
Be ready

Get ready for what Haysi faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Haysi

Does Haysi flood?

Flood insurance has paid 23 claims in Haysi since 1984, $101K in all. 1 properties have flooded more than once.

Is Haysi in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Dickenson County, 4% of homes in mapped flood zones carry federal flood insurance, and 0.3% of all homes do.

How much is flood insurance in Haysi?

FEMA’s Community Rating System list shows no discount for Haysi’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Haysi?

By FEMA money that reached Haysi, Severe Winter Storm, Record/near Record Snowfall, Heavy Rain,floodind, and Mudslide (2003): 51 households applied for aid, $27K approved.

Storm stories

Memories, warnings and help from neighbors in Haysi.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Haysi’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.