Storms, floods and disasters in Fort Gregg-Adams
Fort Gregg-Adams isn’t graded for hazard risk: FEMA’s tract figures aren’t matched to Fort Gregg-Adams yet. Flood insurance has paid 2 claims here since 1999.
What Fort Gregg-Adams faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Earthquakes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Fort Gregg-Adams flood? Rarely: 2 flood claims since 1999
Every paid claim on a federal flood insurance policy in Fort Gregg-Adams, from FEMA’s records.
- Hurricane Floyd1 claim · $18K
- Hurricane Isabel1 claim · $16K
Fort Gregg-Adams isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Prince George County.The storms Fort Gregg-Adams remembers
None of the 16 disasters declared for Prince George County shows FEMA aid or repair money reaching Fort Gregg-Adams itself in FEMA’s records, so these are its biggest flood-claim years.
- 19991 flood claims paidThe year of Hurricane Floyd Major Disaster Declarations, declared for Prince George County
- 20031 flood claims paidThe year of Hurricane Isabel, declared for Prince George County
Prince George County has had 16 natural disasters declared by the President since 1953, most often winter storms, then hurricanes and tropical storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Fort Gregg-Adams after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Fort Gregg-Adams archive →Fort Gregg-Adams and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Petersburg | Aless damage than 92% | river and rain flooding | 84 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Fort Gregg-Adams faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Fort Gregg-Adams
Does Fort Gregg-Adams flood?
Flood insurance has paid 2 claims in Fort Gregg-Adams since 1999, $34K in all. The most claims came from Hurricane Floyd (1).
Is Fort Gregg-Adams in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Prince George County, 20% of homes in mapped flood zones carry federal flood insurance, and 0.6% of all homes do.
How much is flood insurance in Fort Gregg-Adams?
FEMA’s Community Rating System list shows no discount for Fort Gregg-Adams’ flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Fort Gregg-Adams?
By flood claims, Hurricane Floyd: 1 paid, $18K.
Storm stories
Memories, warnings and help from neighbors in Fort Gregg-Adams.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Fort Gregg-Adams’ residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.