Photo: Taber Andrew Bain from Richmond, VA, USA · CC BY 2.0Storms, floods and disasters in Amelia Court House
Amelia Court House isn’t graded for hazard risk: Amelia Court House has 746 residents; we grade towns of 1,000 or more.
What Amelia Court House faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Earthquakes
Tornadoes
Hurricanes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Amelia Court House flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Amelia Court House. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Amelia Court House isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Amelia County.1 federal disaster brought FEMA money to Amelia Court House
Disasters that paid out in Amelia Court House itself (aid to households or repair grants to Amelia Court House), newest first, with that year’s flood claims.
- 2003Hurricane Isabel126 households applied for aid$76K aid approved
Amelia County has had 19 natural disasters declared by the President since 1953, most often severe storms, then hurricanes and tropical storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Amelia Court House after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Amelia Court House archive →Get ready for what Amelia Court House faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Amelia Court House
Is Amelia Court House in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Amelia County, 6% of homes in mapped flood zones carry federal flood insurance, and 0.1% of all homes do.
How much is flood insurance in Amelia Court House?
FEMA’s Community Rating System list shows no discount for Amelia Court House’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Amelia Court House?
By FEMA money that reached Amelia Court House, Hurricane Isabel (2003): 126 households applied for aid, $76K approved.
Storm stories
Memories, warnings and help from neighbors in Amelia Court House.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Amelia Court House’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.