Photo: Ntsimp · Public domainMeasured against area pay, Sunset costs less to live in than 76% of U.S. towns
It ranks #4 of 119 in Utah for affordability. Up 1.5% in a year, 30% below the Utah typical home.
Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Ogden, UT metro area ($101K). How TownRatings grades cost of living
The grade compares costs with what households across the Ogden metro earn ($101K, Census 2020–24). The typical home costs 3.3 years of metro income, and 28% of renters pay 30% or more of income for housing.
In dollars
- $371Ktypical home, 30% below the Utah typical homeZillow, September 2026
- $1,740a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026
- 100prices across the Ogden metro, where the U.S. is 100 (housing 118)BEA Regional Price Parities, 2024
In paychecks the grade
- 3.3 yrsof area income buys the typical home; the typical U.S. town: 3.3$101K, Ogden-area income
- 14%of area income goes to the median rent; the typical U.S. town: 18%Census 2020–24
- 28%of renters pay 30%+ of income for housing; across Utah: 47%Census 2020–24
- 26%of owners do; the typical U.S. town: 20%Census 2020–24
Housing in Sunset, in brief
Rent is easier on renters here
28% of renter households spend 30% or more of their income on rent, against 47% across Utah. A standard two-bedroom is 27% of the median household income. Renting ↓
A burst of building in 2024
Sunset permitted 73 new homes in 2024, 100% of them in buildings with two or more homes, against about 14 in a typical year of the past decade. 2025 came in at 0. New homes ↓
An older housing stock
Half of Sunset’s homes were built before 1963, against 1992 for Utah as a whole. Older homes can mean character, and also bigger heating and repair bills, so an inspection matters. Property taxes ↓
New renters pay more than renters already here
HUD puts a standard two-bedroom at about $1,740 a month with utilities, the going rate for someone moving in. Renters already in Sunset pay a median of $1,156. Renting ↓
Most new homes are apartments and condos
Of the 199 homes permitted in Sunset’s past 10 years, 63% were in buildings with two or more homes, not single-family houses. New homes ↓
Written from the data on this page. Home values are the Zillow Home Value Index, through September 2026; sales and supply are Redfin’s for September 2026; permits are Census figures through 2025; incomes, rents paid, taxes and ownership come from the Census American Community Survey.
What’s behind Sunset’s grade
Measured against what households in the area earn, Sunset is more affordable than 76% of U.S. towns, #4 of 119 in Utah. The share of households paying 30%+ for housing pulls the grade down most; property tax holds it up.
Prices here have kept pace with Utah: up 16.0% in five years, against 12.5% statewide (Zillow).
Up 16% in five years
Faster than Utah (12.5%).
Show as a table
| January | Sunset | Utah |
|---|---|---|
| 2017 | $162,000 | $273,000 |
| 2018 | $183,000 | $298,000 |
| 2019 | $209,000 | $325,000 |
| 2020 | $232,000 | $349,000 |
| 2021 | $270,000 | $399,000 |
| 2022 | $339,000 | $496,000 |
| 2023 | $351,000 | $512,000 |
| 2024 | $362,000 | $513,000 |
| 2025 | $367,000 | $525,000 |
| 2026 | $375,000 | $536,000 |
| September 2026 | $371,000 | $533,000 |
A typical Sunset home worth $158K in October 2016 is worth about $371K today.
Zillow Home Value Index: the typical value of all homes (middle third), smoothed and seasonally adjusted, through September 2026.
Too few sales to read the market
Only 5 homes sold in September 2026, the latest month in Redfin’s figures: too few to describe the market or quote a median sale price.
A year’s rent takes 14% of area income
The calculator starts from the area income the grade uses. Switch to Sunset’s own median, or type yours.
That covers a typical Sunset home, with $44K to spare.
A two-bedroom rents for about $1,740 a month here, $370 less than owning.
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Sunset’s typical property tax (0.52% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
A two-bedroom rents for about $1,740
Renters already here pay a median of $1,156, so moving in tends to cost more than staying put.
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Ogden, UT MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
No new homes permitted in 2025
No permits for new homes were issued in Sunset in 2025. The last year with any was 2024 (73 new homes).
Between the 2010 and 2020 censuses, Sunset gained 353 residents while 82 new homes were permitted: about 4.3 new residents per new home. Population grew faster than building, so existing homes filled up: a sign of tight supply. Across Utah: 2.7 new residents per new home.
Every year as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 31 | 22 | 9 | $8.9 million |
| 2025 | 0 | 0 | 0 | — |
| 2024 | 73 | 0 | 73 | $6 million |
| 2023 | 3 | 0 | 3 | $604,000 |
| 2022 | 13 | 0 | 13 | $206,000 |
| 2021 | 0 | 0 | 0 | — |
| 2020 | 36 | 0 | 36 | $6.9 million |
| 2019 | 1 | 1 | 0 | $71,000 |
| 2018 | 26 | 26 | 0 | $1.8 million |
| 2017 | 27 | 27 | 0 | $1.8 million |
| 2016 | 20 | 20 | 0 | $1.2 million |
| 2015 | 8 | 8 | 0 | $487,000 |
| 2014 | 0 | 0 | 0 | — |
| 2013 | 0 | 0 | 0 | — |
| 2012 | 0 | 0 | 0 | — |
| 2011 | 0 | 0 | 0 | — |
| 2010 | 0 | 0 | 0 | — |
| 2009 | 0 | 0 | 0 | — |
| 2008 | 1 | 1 | 0 | $174,000 |
| 2007 | 0 | 0 | 0 | — |
| 2006 | 0 | 0 | 0 | — |
| 2005 | 0 | 0 | 0 | — |
| 2004 | 0 | 0 | 0 | — |
| 2003 | 6 | 2 | 4 | $399,000 |
| 2002 | 1 | 1 | 0 | $73,000 |
| 2001 | 1 | 1 | 0 | $100,000 |
| 2000 | 0 | 0 | 0 | — |
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.
Low tax bills, but a high tax rate
The median bill is $1,722, under the Utah median of $2,525, because homes cost less. As a share of value it’s 0.52% a year, against 0.52% statewide.
Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.
The rest of a budget near Sunset
Only figures published free for the whole country, each labeled with the area it covers: the Ogden, UT metro area, or Utah. Groceries follow the goods price level; nobody publishes them town by town.
| Cost | Here | Compared with | Area | Source |
|---|---|---|---|---|
| Prices overall U.S. = 100 | 100 | UT 99 | metro | BEA, 2024 |
| Goods (groceries, clothing, cars…) U.S. = 100 | 96 | UT 96 | metro | BEA, 2024 |
| Utilities U.S. = 100 | 79 | UT 79 | metro | BEA, 2024 |
| Other services U.S. = 100 | 99 | UT 99 | metro | BEA, 2024 |
Price levels: U.S. Bureau of Economic Analysis, Regional Price Parities 2024 (metro area and state). Electricity: U.S. Energy Information Administration, Electric Power Monthly, table 5.6.A.
Sunset vs. its neighbors
Of the 2 towns here with a Zillow value, Sunset has the lowest.
Questions about the cost of living in Sunset
Is Sunset expensive to live in?
Measured against what households in the area earn, Sunset costs less than 76% of U.S. towns: an A− for cost of living, #4 of 119 in Utah. The typical home costs 3.3 years of the median household income of the Ogden, UT metro area ($101K).
How much does a house cost in Sunset?
About $371K, Zillow’s typical value for September 2026, up 1.5% in a year. The Utah typical home is $533K.
What salary do you need to live in Sunset?
To buy the typical home with 20% down at 6.3%, about $90,000 a year, keeping the payment (about $2,110 a month with tax and insurance) at 28% of income. To rent a two-bedroom at 30% of income, about $70,000.
How much is rent in Sunset?
HUD puts a two-bedroom at about $1,740 a month with utilities, the going rate for someone moving in. Renters already here pay a median of $1,156 (Census 2020–24).
What are property taxes in Sunset?
The median bill is $1,722 a year, 0.52% of the median home value (Utah: $2,525, 0.52%), from the Census 2020–24.
Are home prices in Sunset going up?
Yes: up 1.5% in the past year and 16.0% in five years, against 12.5% across Utah (Zillow).
Neighbors talk housing
What Sunset buyers, sellers and renters are saying.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, September 2026. Sales, days on market and supply: Redfin Data Center, September 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.