Photo: Ntsimp · Public domainFEMA puts Clinton’s expected hazard damage per building below that of 65% of U.S. towns, mostly from earthquakes
On FEMA’s National Risk Index, Clinton gets a B for hazard risk: lower expected damage per building than 65% of U.S. towns, #26 of 119 in Utah. Most of that expected damage is earthquakes (64%), then river and rain flooding (32%). Flood insurance has paid 1 claim here since 2011.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Clinton faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
Earthquakes
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Clinton’s grade
Earthquakes are 64% of the building damage FEMA expects in Clinton, and Clinton’s rate of earthquakes damage is higher than 87% of U.S. census tracts. Next is river and rain flooding at 32% (lower than 95% of U.S. census tracts).
B #26 of 119 in Utah; lower expected damage per building than 65% of U.S. towns (21,298).
Clinton’s residents live in 5 census tracts; FEMA’s figures are combined by where they live.
The typical Utah town has higher expected damage than 56% of U.S. towns; within the state, Clinton has less expected damage per building than 79% of Utah towns.
In dollars, FEMA expects about $4.5M a year in losses across Clinton: $2.3M to buildings, the rest to people and crops.
Does Clinton flood? Rarely: 1 flood claim since 2011
Every paid claim on a federal flood insurance policy in Clinton, from FEMA’s records: 0.1 per 1,000 homes, fewer than 98% of the 13,809 U.S. towns with a flood insurance record.
Clinton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Davis County.The storms Clinton remembers
None of the 6 disasters declared for Davis County shows FEMA aid or repair money reaching Clinton itself in FEMA’s records, so these are its biggest flood-claim years.
- 20111 flood claims paidThe year of Severe Storm, declared for Davis County
Davis County has had 6 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 2 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Davis County, 2017–2019.
Old photos of Clinton after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Clinton archive →Clinton and its neighbors
Clinton is 2nd of the 5 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| West Point | B+less damage than 69% | earthquakes | — |
| Clinton | Bless damage than 65% | earthquakes | 1 |
| Roy | Bless damage than 59% | earthquakes | 2 |
| Clearfield | B−less damage than 52% | earthquakes | — |
| Sunset | C−more damage than 79% | earthquakes | — |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Clinton faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Clinton
Is Clinton at risk for natural disasters?
On FEMA’s National Risk Index, Clinton has lower expected damage per building than 65% of U.S. towns: B for hazard risk, #26 of 119 in Utah. Most of the expected damage is earthquakes (64%) and river and rain flooding (32%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Clinton flood?
Flood insurance has paid 1 claim in Clinton since 2011, $2K in all, or 0.1 per 1,000 homes, fewer than 98% of U.S. towns with a flood insurance record.
Is Clinton in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Davis County, 11% of homes in mapped flood zones carry federal flood insurance, and 0.3% of all homes do.
How much is flood insurance in Clinton?
FEMA’s Community Rating System list shows no discount for Clinton’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Clinton at risk from earthquakes?
It is the largest share of the building damage FEMA expects here (64%), and Clinton’s rate for it is higher than 87% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Clinton.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Clinton’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.