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D−Hazard risk Grade
Flood & hazards in Chertsey · Environment Agency

Chertsey is a river town: 33% of its homes are at high or medium risk from rivers or the sea, more than in 99% of UK towns

On the Environment Agency’s maps, which allow for flood defences, “high or medium” means at least a 1 in 100 chance of flooding from rivers or the sea in any year. Chertsey grades D− for hazard risk.

In brief

What stands out about Chertsey’s hazards

From the Environment Agency’s maps and records and the BGS radon atlas, below.

By hazard

What Chertsey faces

Each hazard against its own yardstick; meters run from low to high on that yardstick.

Not on this page: coastal erosion, subsidence and shrink-swell ground (the British Geological Survey licenses it), groundwater flooding and reservoir failure.
Hazard risk Grade

Chertsey grades D− for hazard risk

Flood risk from rivers and the sea, against all UK towns.

Homes at high or medium flood risk (33%)Fewer than 1% of UK towns

The share of homes at high or medium risk from rivers and the sea, ranked against every UK town of 1,000 or more: fewer homes at risk is better. Towns with none at high or medium risk are ordered by their share at low risk, so they don’t all share one score. Surface water and radon aren’t graded: they are described below.

Flood map

Where the water goes in Chertsey

Turn layers on and off. Blue is the risk from rivers and the sea; pink is where heavy rain collects. Both allow for flood defences.

Recorded flood: 1947Recorded flood: 1968Recorded flood: 1974Recorded flood: 1988Recorded flood: 1990Recorded flood: 2000Recorded flood: 2002Recorded flood: 2013© OpenStreetMap contributors · EA NaFRA2
HighMediumLowrivers & seaHighMediumLowsurface waterChertsey’s built-up area

The river and sea risk follows the River Thames, the Chertsey Bourne and the The Moat. Surface-water risk is patchier: dips, underpasses and small streams.

Rivers and the sea

33% of Chertsey’s homes are at high or medium risk from rivers or the sea

The Environment Agency’s national map, allowing for defences. A further 14% are at low risk.

High risk11%of homes · 1 in 30 a year or more911 homes, EA count
Medium risk22%of homes · 1 in 30 to 1 in 1001,613 homes, EA count
Low risk14%of homes · 1 in 100 to 1 in 1,0001,046 homes, EA count
Where Chertsey sits among 3,735 UK towns
35%None
23%Under 0.5%
9%0.5–1%
11%1–2%
11%2–5%
5%5–10%
3%10–20%
2%20% +Chertsey

Share of each UK town’s homes at high or medium risk from rivers and the sea. 35% of UK towns have none; Chertsey has more than 99% of towns.

Towns its size: 382nd of 384 from the fewest homes at risk
#TownPeopleHigh or med.
1Failsworth Greater Manchester19,9620%
2Peterlee County Durham19,7500%
3Mansfield Woodhouse Nottinghamshire19,5210%
…
380Selsey West Sussex10,74022%
381Todmorden West Yorkshire12,97127%
382Chertsey Surrey14,55833%
383Bentley South Yorkshire12,04440%
384Dunscroft and Hatfield South Yorkshire14,00051%

UK towns of 10,000 to 20,000 people.

The Environment Agency’s Risk of Flooding from Rivers and Sea (NaFRA2, June 2026) counts each postcode’s homes by band; the shares weight those postcodes by Census 2021 households. The EA counts include homes built since 2021.

Surface water

Rivers and the sea, more than heavy rain, are Chertsey’s flood risk

Surface water is rain that falls faster than drains and the ground can take it. It is mapped separately from rivers and the sea, and it is not in the Hazard risk Grade.

Surface water1.8%
Rivers and the sea33%
0%24.5%49% of homes

About 0.7% of homes are at high risk of surface-water flooding (a 1 in 30 chance or more each year) and 1.1% at medium risk: roughly 110 households. A further 5.6% face a low risk from surface water. That is more than 21% of UK towns.

~110
households at high or medium risk
5.6%
of homes at low risk
21%
of UK towns have a smaller share
8,857
addresses read on the map

Our estimate: every address in the town (ONS NSUL) read on the Environment Agency’s Risk of Flooding from Surface Water map (NaFRA2, 2025), each postcode’s share weighted by its Census 2021 households. Neither agency publishes a count of homes for surface water, so treat it as a guide; one street can differ from the next.

Flood history

Chertsey has flooded in 8 recorded years since 1947, most of all in 1947

Every flood the Environment Agency has mapped inside Chertsey’s built-up area, newest first. The record is fullest for big river floods; small and surface-water floods are often missing.

  1. 2013November 2013: River flooding recorded19 hectares inside today’s built-up area
  2. 2002December 2002: River flooding recorded50 hectares inside today’s built-up area
  3. 2000January 2000: River flooding recorded9 hectares inside today’s built-up area
  4. 1990January 1990: River flooding recordedUnder 1 hectare inside today’s built-up area
  5. 1988January 1988: River flooding recordedUnder 1 hectare inside today’s built-up area
  6. 1974January 1974: River flooding recorded2 hectares inside today’s built-up area
Show all 8
  1. 1968January 1968: River flooding recorded73 hectares inside today’s built-up area
  2. 1947January 1947: River flooding recorded105 hectares inside today’s built-up area
The worst: 1947105 ha

Floodwater covered 105 hectares of what is now Chertsey in 1947, the largest flood the record holds here (January).

1,888 of Chertsey’s households today live inside the outline of a recorded flood.

Since 1947, the largest recorded flood inside the town covered 73 hectares.

River levels

The River Thames in January 2026 rose to its highest level since 1994

The highest level each winter (October to September) at the Environment Agency’s Chertsey Lock gauge, since 1994. The river normally runs between 0.13 m and 0.40 m here.

Highest level each winter, metres
Winter 1994–95: highest 0.80 m · 46 days above the normal rangeWinter 1995–96: highest 0.49 m · 8 days above the normal rangeWinter 1996–97: highest 0.39 m · 0 days above the normal rangeWinter 1997–98: highest 0.49 m · 9 days above the normal rangeWinter 1998–99: highest 0.64 m · 35 days above the normal rangeWinter 1999–00: highest 0.64 m · 27 days above the normal rangeWinter 2000–01: highest 1.08 m on 16 December 2000 · 100 days above the normal rangeWinter 2001–02: highest 0.53 m · 9 days above the normal rangeWinter 2002–03: highest 0.82 m · 25 days above the normal rangeWinter 2004–05: highest 0.33 m · 0 days above the normal rangeWinter 2005–06: highest 0.38 m · 0 days above the normal rangeWinter 2006–07: highest 0.64 m · 48 days above the normal rangeWinter 2007–08: highest 0.68 m · 24 days above the normal rangeWinter 2008–09: highest 0.82 m · 9 days above the normal rangeWinter 2009–10: highest 0.47 m · 11 days above the normal rangeWinter 2010–11: highest 0.40 m · 1 days above the normal rangeWinter 2011–12: highest 0.49 m · 7 days above the normal rangeWinter 2012–13: highest 0.92 m on 29 December 2012 · 55 days above the normal rangeWinter 2013–14: highest 1.32 m on 11 February 2014 · 77 days above the normal rangeWinter 2014–15: highest 0.37 m · 0 days above the normal rangeWinter 2015–16: highest 0.47 m · 5 days above the normal rangeWinter 2016–17: highest 0.39 m · 0 days above the normal rangeWinter 2017–18: highest 0.49 m · 5 days above the normal rangeWinter 2018–19: highest 0.41 m · 1 days above the normal rangeWinter 2019–20: highest 0.76 m · 52 days above the normal rangeWinter 2020–21: highest 0.90 m · 23 days above the normal rangeWinter 2021–22: highest 0.41 m · 1 days above the normal rangeWinter 2022–23: highest 0.60 m · 17 days above the normal rangeWinter 2023–24: highest 1.16 m on 9 January 2024 · 89 days above the normal rangeWinter 2024–25: highest 0.79 m · 42 days above the normal rangeWinter 2025–26: highest 1.55 m on 29 January 2026 · 42 days above the normal range’25–26’13–14’23–24Record 1.32 m, 2014Top of normal range
1994–952025–26
The highest days on record
  • 29 January 20261.55 m
  • 11 February 20141.32 m
  • 11 January 20141.21 m
  • 9 January 20241.16 m
  • 16 December 20001.08 m
  • 19 February 20141.03 m

The River Thames has topped its normal range on 768 days since 1994, most in the winters of 2000–01 and 2023–24. By its highest day, the winter of 2025–26 was the highest of the 31.

Environment Agency Hydrology API, Chertsey Lock (station 2902TH), daily maximum level; the record and normal range from the EA’s stage scale. Live river levels are on GOV.UK’s Check for flooding.

Flood warnings

No flood warning or alert is in force for Chertsey · 15 warnings in 20 years

The Environment Agency has 4 flood warning areas and 2 alert areas reaching into the town; warnings since the service began in 2006.

Now: no flood warnings or alerts for Chertsey (checked 6 November 2026, 01:52). Check for flooding on GOV.UK →
Warnings and alerts each year for areas in Chertsey
06
07
08
09
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
Flood warning (flooding expected)Flood alert (flooding possible)

Of the 15 warnings, 6 were for River Thames at Laleham and 5 for River Thames at Chertsey. 2014 had the most warnings (8); 2024 the most alerts (12).

The most recent warning was on 6 February 2026.

Show the 6 warning and alert areas
AreaKindSince 2006Now
River Thames at LalehamWarning area6None
River Thames at ChertseyWarning area5None
Chertsey Bourne at ChertseyWarning area2None
Areas of Chertsey closest to the Chertsey BourneWarning area2None
Chertsey BourneAlert area72None
River Thames from Datchet to Shepperton GreenAlert area26None

Environment Agency Historic Flood Warnings (first issues only, not updates; “flood watch” counted as an alert before 2011) and the real-time flood-monitoring API. Sign up for free warnings on GOV.UK or call Floodline, 0345 988 1188.

Radon

Chertsey is in the lowest radon band

Radon is a natural radioactive gas from the ground; long exposure raises the risk of lung cancer. The atlas gives the chance that a home in each 1 km square is above the UK action level (200 Bq/m³).

TQ0165: Under 1% of homes above the action levelTQ0264: Under 1% of homes above the action levelTQ0265: Under 1% of homes above the action levelTQ0266: Under 1% of homes above the action levelTQ0267: Under 1% of homes above the action levelTQ0364: Under 1% of homes above the action levelTQ0365: Under 1% of homes above the action levelTQ0366: Under 1% of homes above the action levelTQ0367: Under 1% of homes above the action levelTQ0465: Under 1% of homes above the action levelTQ0466: Under 1% of homes above the action levelTQ0467: Under 1% of homes above the action levelTQ0565: Under 1% of homes above the action levelTQ0566: Under 1% of homes above the action level© OpenStreetMap contributors · BGS/UKHSA
Under 1%
Share of the town’s area in each band
Under 1% of homes100%

Every 1 km square over Chertsey is in the lowest band: fewer than 1 in 100 homes are expected to be above the action level.

BGS/UKHSA Indicative Atlas of Radon in Great Britain, version 3. Check an address at UKradon.org.

Neighbours

Flood risk in the places around Chertsey

Share of homes at high or medium and at low risk from rivers and the sea. Tap a town for its page.

ABCD
TownPeopleHigh or mediumLowHazard
Chertsey14,55833%14%D−
Addlestone13,7487.8%13%D
Lyne1,2020.3%0.6%B−
Thorpe1,22613%8.6%D−
Laleham2,52131%44%D−
Shepperton Green4,35821%61%D−
Weybridge15,9183.9%1.8%D
Shepperton5,91730%36%D−

Chertsey has more homes at high or medium risk than any neighbour in the table.

Be ready

Get ready for what Chertsey faces

Free warnings, what to do in a cloudburst, and what to check before you move.

Get the warnings
  • Sign up free for Environment Agency flood warnings by text, call or email.
  • Floodline: 0345 988 1188, 24 hours.
  • Chertsey’s warning areas include Chertsey Bourne at Chertsey and River Thames at Chertsey.
Sign up ↗
In a cloudburst
  • Surface water rises in minutes, often with no warning issued: stay out of underpasses and dips.
  • Keep the gullies and drains outside your home clear of leaves.
  • Report a blocked road drain to the council.
When the river rises
  • Never walk or drive through floodwater: 30 cm of moving water can float a car.
  • Move valuables, papers and medicines upstairs.
  • Turn off gas, electricity and water if you’re told to.
Before you buy or rent in Chertsey
  • Check the address on GOV.UK’s long-term flood risk service: it gives rivers and sea and surface water separately.
  • Ask whether the home has flooded or had a flood insurance claim; the TA6 property form asks the seller.
  • Homes built before 2009 can get flood cover through Flood Re, the government-backed scheme; newer homes can’t.
How to read these numbers

What this data can and can’t tell you

  • Defences are counted. Both agencies’ maps allow for flood defences and the chance they are overtopped or fail, so a town behind a defence scheme can show few homes at high risk and many at low risk.
  • Surface water is our estimate. Neither agency publishes a count of homes at risk from surface water, so we read each address on the map. A flat on a hill and a basement in a dip can share a postcode.
  • Past floods are what was recorded. The flood outlines come from surveys, aerial photographs and reports; many small floods, and most surface-water floods, were never mapped.
  • One town, many streets. Risk is street by street. Check a specific address on GOV.UK’s long-term flood risk service before you buy or rent.

Check the long-term flood risk for an address on GOV.UK →

Questions about flooding and hazards in Chertsey

Does Chertsey flood?

The last flood the Environment Agency recorded inside the town was in November 2013. 33% of homes are at high or medium risk from rivers and the sea on the Environment Agency’s maps, which allow for flood defences. About 1.8% of homes are at high or medium risk from surface water, when heavy rain overwhelms the drains. Chertsey grades D− for hazard risk against UK towns.

Which parts of Chertsey are at risk of flooding?

From rivers and the sea, the places the Environment Agency warns directly: River Thames at Laleham, River Thames at Chertsey, Chertsey Bourne at Chertsey and Areas of Chertsey closest to the Chertsey Bourne. Surface water can collect in low spots anywhere in the town. Check a specific address on GOV.UK’s long-term flood risk service.

When did Chertsey last flood?

The recorded flood outlines inside the town run from 1947 to 2013 (8 years); the largest was in 1947. Flood warnings have been issued for parts of the town since 2006, most recently on 6 February 2026.

Is Chertsey at risk of surface water flooding?

About 0.7% of homes are at high risk and 1.1% at medium risk from surface water, against 33% at high or medium risk from rivers and the sea. Surface water floods come with little warning, and the agencies don’t issue warnings for them.

Is radon a problem in Chertsey?

Not by the atlas: every 1 km square over Chertsey is in the lowest band, where fewer than 1 in 100 homes are expected to be above the action level.

Are there flood warnings in Chertsey now?

No flood warning or alert was in force near Chertsey at 6 November 2026, 01:52. Live warnings are on GOV.UK’s Check for flooding service and Floodline, 0345 988 1188.

Contains Environment Agency information © Environment Agency and/or database right 2026. Contains British Geological Survey materials © UKRI 2026.

Sources: Environment Agency Risk of Flooding from Rivers and Sea, postcodes in areas at risk (June 2026); Natural Resources Wales Flood Risk Assessment Wales (May 2026); ONS Census 2021 households by postcode · Environment Agency Risk of Flooding from Surface Water (NaFRA2, 2025) and Natural Resources Wales Flood Risk Assessment Wales surface water and small watercourses, read at every address (ONS National Statistics UPRN Lookup, September 2026) and weighted by Census 2021 households by postcode · Environment Agency Recorded Flood Outlines and Natural Resources Wales historic flood map, inside the ONS 2022 built-up-area boundary · Environment Agency Hydrology API (daily maximum river level) and flood-monitoring stage scales · Environment Agency real-time flood-monitoring API · Environment Agency Historic Flood Warnings (January 2006 to June 2026) and flood warning and alert areas · BGS/UKHSA Indicative Atlas of Radon in Great Britain, version 3, by 1 km square · TownRatings grades: our own summary of the data, ranked against UK towns only. All under the Open Government Licence v3.0.

Contains public sector information licensed under the Open Government Licence v3.0. Contains HM Land Registry data © Crown copyright and database right 2026. Contains OS data © Crown copyright and database right 2026 (ONS boundaries). Northern Ireland: Source: NISRA; contains Land & Property Services data and Ordnance Survey of Northern Ireland information, © Crown copyright, licensed under the Open Government Licence v3.0. Scotland: contains National Records of Scotland data, Registers of Scotland data and SEPA data, © Crown copyright / © SEPA 2025, licensed under the Open Government Licence v3.0.