Each edition grades its towns against each other only.
Council tax at Band D comes to £1,731. In Moray, Scotland, this town has 6,654 residents.
Lossiemouth’s strongest is cost of living: homes sell for a median £170,500, about 3.9 times local household income. Fewer journeys need a car: 21% of commuters walk, cycle or take public transport. Where it falls short is health (C) — life expectancy 78.9 for men, 83.2 for women. It lags on hazard risk as well — 2.3% of homes face a high or medium risk of river or sea flooding.
Figures: prices, HM Land Registry, the last three years · commuting, Census 2022 · life expectancy, ONS · flood risk, SEPA. Without street-level crime figures from Police Scotland, Lossiemouth has no Safety Grade, and so no overall grade. Every other subject still has a grade below.
The 2 things Lossiemouth does most differently from other towns.
Each subject compared with the 2,160 UK towns with an overall grade (schools within Scotland), ordered by how far Lossiemouth is from typical. American towns are graded separately.
Without street-level crime figures from Police Scotland, Lossiemouth has no Safety Grade, and so no overall grade. Every other subject still has a grade below.
How TownRatings grades towns →
Historic Environment Scotland lists 25 buildings inside Lossiemouth’s locality, 1 of them in the top category, and 1 scheduled monument.
Explore the history →Data highlights are ordered by what stands out in Lossiemouth.
Behind the median of £170,500: 390 sales in Lossiemouth’s data zones, 2023 to 2025. Social housing holds a fifth of households, below Moray’s towns (24%) and Scotland’s towns (24%) alike. Private rents average £816 a month across the Highland and Islands council area.
Registers of Scotland data-zone sale prices · Scottish Government council tax · Scotland’s Census 2022 tenure · OGL · The Scottish median is our estimate from data-zone sales, brought to early-2025 prices.
Below are two of its 3 schools, each with why it was picked. Some 1,211 pupils attend Lossiemouth’s two primaries and one secondary.
| School | Level | Pupils | Letter |
|---|---|---|---|
| St Gerardine Primary SchoolLargest primary schoolPrimary | Primary | 315 | – |
| Lossiemouth High SchoolLargest secondary schoolSecondary | Secondary | 644 | C+ |
Scotland’s Census was taken on 20 March 2022, a year after England and Wales’s lockdown census; 25% of workers were mainly at home, and shares here are of those who travelled.
About 15% of its commuters stay in Lossiemouth for work. The town counts 0.6 jobs per working resident. Also worth knowing: 38% of commuters travelled under 5 km, lower than both Moray’s towns (53%) and Scotland’s towns (44%). By car: that was how 75% of commuters travelled at the census.
Scotland’s Census 2022 (NRS), method of travel and distance to work · DWP claimant count · OGL
Lossiemouth’s share in bad or very bad health, 5.7%, is the second lowest of the 5 towns in Moray. Nearly a quarter of residents have a disability, near Moray’s towns (23%) and lower than Scotland’s towns (24%).
| Census 2022 | Lossiemouth | Moray | Scotland |
|---|---|---|---|
| Good or very good health | 80% | 80% | 78% |
| Bad or very bad health | 5.7% | 5.9% | 7.2% |
| Activities limited (health or disability) | 23% | 23% | 24% |
Scotland’s Census 2022, general health and disability · Public Health Scotland life expectancy by intermediate zone, 2020–24 · OGL · A young population flatters these answers, which are not age-adjusted; the Health Grade instead uses measures that allow for age, such as life expectancy and early deaths.
The heritage lists give each building’s grade but not its age, so we don’t say which is oldest.
Only one town in Moray has fewer listed buildings for its size than Lossiemouth. Category B covers 16 of them, Category A 1. This Moray town has one scheduled monument.
Historic Environment Scotland list, October 2026 · OGL
17% are under 15, about level with Moray’s towns (16%) and above Scotland’s towns (15%). Lossiemouth has a median age of 43.6. People 65 and over make up a fifth of the town.
52% women, 48% men
About 92 men for every 100 women. Across Scotland, 51% of residents are women.
| Lossiemouth | Moray | Scotland | |
|---|---|---|---|
| Under 15 | 17% | 16% | 15% |
| 15–24 | 8.8% | 9.8% | 12% |
| 25–44 | 27% | 25% | 26% |
| 45–64 | 28% | 27% | 27% |
| 65+ | 20% | 22% | 19% |
| No qualifications | 15% | 18% | 17% |
| Apprenticeship | 10% | 10% | 7.5% |
| Highers or similar | 11% | 11% | 11% |
| Degree level | 25% | 24% | 32% |
Scotland’s Census 2022 · Moray and Scotland: all residents of their towns · OGL
Museums, castles, gardens and days out in and near Lossiemouth. Best known first.
CastleDuffus Castle3.9 km outside town, to the southwest
Castle · Historic Environment ScotlandSpynie Palace3.3 km outside town, to the south
CathedralSpynie Cathedral3.7 km outside town, to the southPhotos: each place’s Wikidata image, from Wikimedia Commons under the licence below (our copy, resized).
25 listed buildings in Lossiemouth, 1 of them in the top category.
Kineddar, The Captain's House (Former Drainie Manse), Garden Walls and Gate-Piers: Photo: Ann Harrison · CC BY-SA 2.0 · Kineddar Cross and Kineddar Burial Ground Walls: Photo: Walter Baxter · CC BY-SA 2.0
8 notable people were born in Lossiemouth.
Ramsay MacDonald: Walter Stoneman, Public domain · Malcolm MacDonald: Bassano Ltd, Public domain · Jock Garden: Fairfax archive of glass plate negatives, Public domain
The nearest towns and villages, from National Records of Scotland’s 2022 localities. See them on the map →
| Town | People | Miles | Overall | Cost | Safety | Health |
|---|---|---|---|---|---|---|
| Lossiemouth | 6,654 | — | — | A | — | C |
| Elgin | 24,617 | 4.8 | — | A | — | C− |
No Scottish town has a Safety Grade or an overall grade yet: Police Scotland doesn’t publish street-level crime. People: Census 2022. Miles: centre to centre.
Homes cost less than in most UK towns: the median sale over three years was £170,500, against £277,000 in the typical town in England and Wales. On cost of living it is the 175th most affordable of 296 Scottish towns.
Surface water isn’t included. Check a specific address on GOV.UK’s flood risk service.
Band D council tax in Lossiemouth is £1,731 for 2026–27, less than in 88% of UK towns (council, county, police and fire). Your own bill depends on your home’s band; check it on GOV.UK.
Town in Moray, Scotland
Lossiemouth is a locality of 6,654 people, in the Moray council area. TownRatings uses National Records of Scotland’s 2022 localities as Scotland’s towns: the physical town, as people mean the word, rather than a council area, so its figures cover the town itself. Localities split the big settlements into their towns, as ONS’s 2022 boundaries split conurbations in England and Wales.
Built from NRS geography and Census 2022
Sources: Scotland’s Census 2022 (National Records of Scotland), output areas summed to the NRS 2022 locality · Registers of Scotland house price statistics, medians and quartiles of residential sales by 2022 data zone, 2004 to 2025 (the 2023 to 2025 headline brought to early-2025 prices with each council’s medians) · Scottish Government, Council Tax by band 2026-27; Scottish Water charges 2026-27 · Scottish Government, Recorded Crime in Scotland (crimes, offences and clear-up rates by council area, 2016-17 to 2025-26); Scottish Index of Multiple Deprivation 2020v2 crime domain and SIMD crime indicators (2014/15, 2017/18), 2011 data zones with Census 2022 residents · ONS gross disposable household income by council (2022), scaled to household income on England and Wales’s councils, with Scotland’s Census 2022 households · DWP / ONS Claimant Count via Nomis (2022 data zones, January to August 2026), over residents aged 16 to 64 at Scotland’s Census 2022; council series since 2015 · Scottish Government school contact list (31 July 2026) and school summary statistics (pupil census, September 2025); School Information Dashboard leavers’ attainment by school, 2022-23 to 2024-25 (data.gov.scot) · TownRatings grades: our own summary of the data, ranked against UK towns only. All under the Open Government Licence v3.0.
Contains public sector information licensed under the Open Government Licence v3.0. Contains HM Land Registry data © Crown copyright and database right 2026. Contains OS data © Crown copyright and database right 2026 (ONS boundaries). Northern Ireland: Source: NISRA; contains Land & Property Services data and Ordnance Survey of Northern Ireland information, © Crown copyright, licensed under the Open Government Licence v3.0. Scotland: contains National Records of Scotland data, Registers of Scotland data and SEPA data, © Crown copyright / © SEPA 2025, licensed under the Open Government Licence v3.0.