Photo: Lee Holmes · CC BY-SA 2.0Surface water, more than the river, is Loughton’s flood risk: 13% of homes, against 0.8% from rivers or the sea
On the Environment Agency’s maps, which allow for flood defences, “high or medium” means at least a 1 in 100 chance of flooding from rivers or the sea in any year. Hazard risk puts Loughton at C: #55 of 81 in Essex.
What stands out about Loughton’s hazards
From the Environment Agency’s maps and records and the BGS radon atlas, below.
What Loughton faces
Each hazard against its own yardstick; meters run from low to high on that yardstick.
Rivers and the sea
Surface water
Past floods
The River Roding
Flood warnings
Radon
Loughton grades C for hazard risk
Flood risk from rivers and the sea, against all UK towns.
The share of homes at high or medium risk from rivers and the sea, ranked against every UK town of 1,000 or more: fewer homes at risk is better. Towns with none at high or medium risk are ordered by their share at low risk, so they don’t all share one score. Surface water and radon aren’t graded: they are described below.
Where the water goes in Loughton
Turn layers on and off. Blue is the risk from rivers and the sea; pink is where heavy rain collects. Both allow for flood defences.
The river and sea risk follows the River Roding. Surface-water risk is spread across the town, in dips, underpasses and along small streams, which is why more homes are exposed to it.
0.8% of Loughton’s homes are at high or medium risk from rivers or the sea
The Environment Agency’s national map, allowing for defences. A further 2% are at low risk.
Share of each UK town’s homes at high or medium risk from rivers and the sea. 35% of UK towns have none; Loughton has more than 66% of towns.
| # | Town | People | High or med. | |
|---|---|---|---|---|
| 1 | Grays Essex | 44,340 | 0% | |
| 2 | Borehamwood Hertfordshire | 39,760 | 0% | |
| 3 | Chadderton Greater Manchester | 37,602 | 0% | |
| … | ||||
| 123 | Fareham Hampshire | 42,633 | 0.8% | |
| 124 | Chester-le-Street County Durham | 23,554 | 0.8% | |
| 125 | Loughton Essex | 33,338 | 0.8% | |
| 126 | Bury St Edmunds Suffolk | 41,279 | 0.9% | |
| 127 | Redcar North Yorkshire | 37,666 | 0.9% | |
| … | ||||
| 220 | Wisbech Cambridgeshire | 26,800 | 43% | |
| 221 | Spalding Lincolnshire | 30,552 | 84% | |
UK towns of 23,000 to 47,000 people.
The Environment Agency’s Risk of Flooding from Rivers and Sea (NaFRA2, June 2026) counts each postcode’s homes by band; the shares weight those postcodes by Census 2021 households. The EA counts include homes built since 2021.
Heavy rain puts about 15.2 times as many Loughton homes at risk as rivers and the sea do
Surface water is rain that falls faster than drains and the ground can take it. It is mapped separately from rivers and the sea, and it is not in the Hazard risk Grade.
About 8.2% of homes are at high risk of surface-water flooding (a 1 in 30 chance or more each year) and 4.6% at medium risk: roughly 1,730 households. A further 10% face a low risk from surface water. That is more than 95% of UK towns.
Our estimate: every address in the town (ONS NSUL) read on the Environment Agency’s Risk of Flooding from Surface Water map (NaFRA2, 2025), each postcode’s share weighted by its Census 2021 households. Neither agency publishes a count of homes for surface water, so treat it as a guide; one street can differ from the next.
Loughton has flooded in 8 recorded years since 1968, most of all in 1987
Every flood the Environment Agency has mapped inside Loughton’s built-up area, newest first. The record is fullest for big river floods; small and surface-water floods are often missing.
- 2019December 2019: River flooding recordedUnder 1 hectare inside today’s built-up area
- 2014January 2014: River flooding recordedUnder 1 hectare inside today’s built-up area
- 2001October 2001: River flooding recordedUnder 1 hectare inside today’s built-up area
- 2000January 2000: River flooding recorded1 hectare inside today’s built-up area
- 1987January 1987: River flooding recorded19 hectares inside today’s built-up area
- 1978January 1978: River flooding recordedUnder 1 hectare inside today’s built-up area
Show all 8
- 1974January 1974: River flooding recorded1 hectare inside today’s built-up area
- 1968January 1968: River flooding recorded4 hectares inside today’s built-up area
Floodwater covered 19 hectares of what is now Loughton in 1987, the largest flood the record holds here (January).
379 of Loughton’s households today live inside the outline of a recorded flood.
Since 1987, the largest recorded flood inside the town covered 1 hectare.
The River Roding at Loughton: highest 1.86 m, in October 2000
The highest level each winter (October to September) at the Environment Agency’s Loughton gauge, since 1990. The river normally runs between 0.03 m and 1.30 m here.
- 9 February 2023100.00 m
- 30 October 20001.86 m
- 21 December 20191.80 m
- 10 February 20091.73 m
- 15 January 20211.73 m
- 24 June 20161.70 m
The River Roding has topped its normal range on 289 days since 1990, most in the winters of 2023–24 and 2020–21. By its highest day, the winter of 2025–26 was the 15th-highest of the 36.
Environment Agency Hydrology API, Loughton (station 5470TH), daily maximum level; the record and normal range from the EA’s stage scale. Live river levels are on GOV.UK’s Check for flooding.
No flood warning or alert is in force for Loughton · 12 warnings in 20 years
The Environment Agency has 2 flood warning areas and 1 alert area reaching into the town; warnings since the service began in 2006.
Of the 12 warnings, 8 were for River Roding at Abridge and 4 for River Roding at Loughton. 2014 had the most warnings (4); 2012 the most alerts (10).
The most recent warning was on 4 January 2024.
Show the 3 warning and alert areas
| Area | Kind | Since 2006 | Now |
|---|---|---|---|
| River Roding at Abridge | Warning area | 8 | None |
| River Roding at Loughton | Warning area | 4 | None |
| Middle River Roding | Alert area | 84 | None |
Environment Agency Historic Flood Warnings (first issues only, not updates; “flood watch” counted as an alert before 2011) and the real-time flood-monitoring API. Sign up for free warnings on GOV.UK or call Floodline, 0345 988 1188.
Loughton is in the lowest radon band
Radon is a natural radioactive gas from the ground; long exposure raises the risk of lung cancer. The atlas gives the chance that a home in each 1 km square is above the UK action level (200 Bq/m³).
Every 1 km square over Loughton is in the lowest band: fewer than 1 in 100 homes are expected to be above the action level.
BGS/UKHSA Indicative Atlas of Radon in Great Britain, version 3. Check an address at UKradon.org.
Flood risk in the places around Loughton
Share of homes at high or medium and at low risk from rivers and the sea. Tap a town for its page.
| Town | People | High or medium | Low | Hazard |
|---|---|---|---|---|
| Loughton | 33,338 | 0.8% | 2% | C |
| Buckhurst Hill | 11,749 | 0% | 0.3% | B+ |
| Theydon Bois | 3,540 | 0% | under 0.1% | B+ |
| Abridge | 1,651 | 1% | 0.3% | C |
| Chigwell | 12,251 | under 0.1% | 0.2% | B |
| Chigwell Row | 2,115 | 0% | 0% | A |
| Waltham Abbey | 18,645 | 1.2% | 4.8% | C |
| Epping | 10,693 | 0% | 0% | A |
Waltham Abbey, 3.6 miles north-west, has the most homes at risk around Loughton (1.2% at high or medium).
Get ready for what Loughton faces
Free warnings, what to do in a cloudburst, and what to check before you move.
- Sign up free for Environment Agency flood warnings by text, call or email.
- Floodline: 0345 988 1188, 24 hours.
- Loughton’s warning areas include River Roding at Loughton and River Roding at Abridge.
- Surface water rises in minutes, often with no warning issued: stay out of underpasses and dips.
- Keep the gullies and drains outside your home clear of leaves.
- Report a blocked road drain to the council.
- Never walk or drive through floodwater: 30 cm of moving water can float a car.
- Move valuables, papers and medicines upstairs.
- Turn off gas, electricity and water if you’re told to.
- Check the address on GOV.UK’s long-term flood risk service: it gives rivers and sea and surface water separately.
- Ask whether the home has flooded or had a flood insurance claim; the TA6 property form asks the seller.
- Homes built before 2009 can get flood cover through Flood Re, the government-backed scheme; newer homes can’t.
What this data can and can’t tell you
- Defences are counted. Both agencies’ maps allow for flood defences and the chance they are overtopped or fail, so a town behind a defence scheme can show few homes at high risk and many at low risk.
- Surface water is our estimate. Neither agency publishes a count of homes at risk from surface water, so we read each address on the map. A flat on a hill and a basement in a dip can share a postcode.
- Past floods are what was recorded. The flood outlines come from surveys, aerial photographs and reports; many small floods, and most surface-water floods, were never mapped.
- One town, many streets. Risk is street by street. Check a specific address on GOV.UK’s long-term flood risk service before you buy or rent.
Questions about flooding and hazards in Loughton
Does Loughton flood?
The last flood the Environment Agency recorded inside the town was in December 2019. 0.8% of homes are at high or medium risk from rivers and the sea on the Environment Agency’s maps, which allow for flood defences. About 13% of homes are at high or medium risk from surface water, when heavy rain overwhelms the drains. Loughton grades C for hazard risk against UK towns.
Which parts of Loughton are at risk of flooding?
From rivers and the sea, the places the Environment Agency warns directly: River Roding at Abridge and River Roding at Loughton. Surface water can collect in low spots anywhere in the town. Check a specific address on GOV.UK’s long-term flood risk service.
When did Loughton last flood?
The recorded flood outlines inside the town run from 1968 to 2019 (8 years); the largest was in 1987. Flood warnings have been issued for parts of the town since 2006, most recently on 4 January 2024.
Is Loughton at risk of surface water flooding?
About 8.2% of homes are at high risk and 4.6% at medium risk from surface water, against 0.8% at high or medium risk from rivers and the sea. Surface water floods come with little warning, and the agencies don’t issue warnings for them.
Is radon a problem in Loughton?
Not by the atlas: every 1 km square over Loughton is in the lowest band, where fewer than 1 in 100 homes are expected to be above the action level.
Are there flood warnings in Loughton now?
No flood warning or alert was in force near Loughton at 15 November 2026, 18:28. Live warnings are on GOV.UK’s Check for flooding service and Floodline, 0345 988 1188.
Contains Environment Agency information © Environment Agency and/or database right 2026. Contains British Geological Survey materials © UKRI 2026.
Sources: Environment Agency Risk of Flooding from Rivers and Sea, postcodes in areas at risk (June 2026); Natural Resources Wales Flood Risk Assessment Wales (May 2026); ONS Census 2021 households by postcode · Environment Agency Risk of Flooding from Surface Water (NaFRA2, 2025) and Natural Resources Wales Flood Risk Assessment Wales surface water and small watercourses, read at every address (ONS National Statistics UPRN Lookup, September 2026) and weighted by Census 2021 households by postcode · Environment Agency Recorded Flood Outlines and Natural Resources Wales historic flood map, inside the ONS 2022 built-up-area boundary · Environment Agency Hydrology API (daily maximum river level) and flood-monitoring stage scales · Environment Agency real-time flood-monitoring API · Environment Agency Historic Flood Warnings (January 2006 to June 2026) and flood warning and alert areas · BGS/UKHSA Indicative Atlas of Radon in Great Britain, version 3, by 1 km square · TownRatings grades: our own summary of the data, ranked against UK towns only. All under the Open Government Licence v3.0.
Contains public sector information licensed under the Open Government Licence v3.0. Contains HM Land Registry data © Crown copyright and database right 2026. Contains OS data © Crown copyright and database right 2026 (ONS boundaries). Northern Ireland: Source: NISRA; contains Land & Property Services data and Ordnance Survey of Northern Ireland information, © Crown copyright, licensed under the Open Government Licence v3.0. Scotland: contains National Records of Scotland data, Registers of Scotland data and SEPA data, © Crown copyright / © SEPA 2025, licensed under the Open Government Licence v3.0.