Kirkcudbright’s strongest is cost of living: the median home sold for £183,400, 4.4 years of area income. The weak point is hazard risk — 6.4% of homes face a high or medium risk of river or sea flooding. Health is weaker too (C+): life expectancy 77.8 for men, 85.4 for women. Its listed buildings number 188, with 5 at Category A.
Figures: prices, HM Land Registry, the last three years · flood risk, SEPA · life expectancy, ONS. Kirkcudbright has no Safety Grade, because Police Scotland doesn’t publish street-level crime, and so no overall grade. The other subjects are graded below.
Each subject compared with the 2,160 UK towns with an overall grade (schools within Scotland), ordered by how far Kirkcudbright is from typical. American towns are graded separately.
Kirkcudbright has no Safety Grade, because Police Scotland doesn’t publish street-level crime, and so no overall grade. The other subjects are graded below.
Data highlights are ordered by what stands out in Kirkcudbright.
Who lives here
An older town: 36% of people in Kirkcudbright are 65 or over, more than in Dumfries and Galloway’s towns or Scotland’s towns
56.3median age
Degrees are held by 31% of adults, about level with Scotland’s towns (32%) and above Dumfries and Galloway’s towns (23%). Young adults of 15 to 24 account for 8% of the town. Kirkcudbright has a median age of 56.3. Children are 12% of the town.
KirkcudbrightDumfries and GallowayScotland
Ages · share of residents
36%
Under 1515–2425–4445–6465+
Qualifications · residents 16 and older
No qualifications21%
Apprenticeship8%
Highers or similar10%
Degree level31%
Women and men · all residents
53% women, 47% men
WomenScotlandMen
About 89 men for every 100 women. Across Scotland, 51% of residents are women. Women live longer than men, so towns with many older residents have more women.
Scottish Government · school statistics and leavers’ results · The grade uses the secondaries its children go to; Scotland publishes no primary results by school.See all 2 schools →
HousingCost of living grade A+
Buying in Kirkcudbright costs more than in Dumfries and Galloway’s towns or Scotland’s towns, at an estimated median of £183K
£183Kmedian sale
Households that own their home make up 66%. No town in Dumfries and Galloway costs more to buy into than Kirkcudbright, at £183,400, the highest of 10. Private rents average £641 a month across the Dumfries and Galloway council area.
Median sale price · 2023 to 2025, at early-2025 prices
Kirkcudbright£183K
Typical UK town£277K
66%
of households own their home · Scotland 60%
12%
rent privately · Scotland 13%
£641
average private rent a month, Dumfries and Galloway council area
Registers of Scotland data-zone sale prices · Scottish Government council tax · Scotland’s Census 2022 tenure · OGL · The Scottish median is our estimate from data-zone sales, brought to early-2025 prices.
Work & commute
Kirkcudbright is more walkable than 94% of UK towns
28%walk, cycle or ride
Scotland’s Census was taken on 20 March 2022, a year after England and Wales’s lockdown census; 25% of workers were mainly at home, and shares here are of those who travelled.
53% of commuters travelled under 5 km, between Dumfries and Galloway’s towns (60%) and Scotland’s towns (44%). On foot, by bike or by bus and train: that was how 28% of commuters travelled at the census. Also worth knowing: of the commuters living in Kirkcudbright, 39% work in the town itself. In 2026, 2.1% of 16 to 64s were claiming unemployment benefits.
Scotland’s Census 2022 (NRS), method of travel and distance to work · DWP claimant count · OGL
Health
76% of residents say their health is good or very good
76%good or very good healthC+Health Grade
28% of residents have a disability, about level with Dumfries and Galloway’s towns (27%) and above Scotland’s towns (24%). At the census, 7.2% of people here described their health as bad or very bad.
Scotland’s Census 2022, general health and disability · Public Health Scotland life expectancy by intermediate zone, 2020–24 · OGL · Read these answers with age in mind: they aren’t adjusted, so younger places do better. The Health Grade uses age-adjusted measures, life expectancy and early deaths among them.
History
Kirkcudbright is rich in listed buildings: 584 per 10,000 residents, more than Dumfries and Galloway’s towns or Scotland’s towns
188listed buildings
The heritage lists give each building’s grade but not its age, so we don’t say which is oldest.
At the top of the list, 5 are Category A and 69 Category B. Kirkcudbright’s listed buildings include High Street, Tolbooth, Market Cross and Well, Category A. Of the town’s land, 17% lies in conservation areas, above both Dumfries and Galloway’s towns (0%) and Scotland’s towns (1%).
Listed buildings by grade · Historic Environment Scotland
Edward Telfair: Iufr8eychsknc, CC BY-SA 4.0 · John McClure: The Graphic, Public domain · Alexander Manson: Lithograph by Maxim Gauci (1776-1854) after Thomas Barber (1771-1843), CC BY 2.0 · David MacMyn: Bassano Ltd, Public domain
About Kirkcudbright
Town in Dumfries and Galloway, Scotland
Kirkcudbright is a locality of 3,219 people, in the Dumfries and Galloway council area. TownRatings uses National Records of Scotland’s 2022 localities as Scotland’s towns: the physical town, as people mean the word, rather than a council area, so its figures cover the town itself. Localities split the big settlements into their towns, as ONS’s 2022 boundaries split conurbations in England and Wales.
Built from NRS geography and Census 2022
Population
3,219 (Census 2022)
Council
Dumfries and Galloway
Nation
Scotland
Area
0.6 sq mi (1.6 km²)
NRS code
S52000371
Kirkcudbright’s neighbours
The nearest towns and villages, from National Records of Scotland’s 2022 localities. See them on the map →
No Scottish town has a Safety Grade or an overall grade yet: Police Scotland doesn’t publish street-level crime. People: Census 2022. Miles: centre to centre.
Questions about Kirkcudbright
How many listed buildings are there in Kirkcudbright?
That is 24 times the typical town in England and Wales for its size. It also has 2 scheduled monuments.
Does Kirkcudbright flood?
Surface water isn’t included. Check a specific address on GOV.UK’s flood risk service.
How much is council tax in Kirkcudbright?
Band D council tax in Kirkcudbright is £1,579 for 2026–27, less than in 96% of UK towns (council, county, police and fire). Your own bill depends on your home’s band; check it on GOV.UK.
Sources: Scotland’s Census 2022 (National Records of Scotland), output areas summed to the NRS 2022 locality · Registers of Scotland house price statistics, medians and quartiles of residential sales by 2022 data zone, 2004 to 2025 (the 2023 to 2025 headline brought to early-2025 prices with each council’s medians) · Scottish Government, Council Tax by band 2026-27; Scottish Water charges 2026-27 · Scottish Government, Recorded Crime in Scotland (crimes, offences and clear-up rates by council area, 2016-17 to 2025-26); Scottish Index of Multiple Deprivation 2020v2 crime domain and SIMD crime indicators (2014/15, 2017/18), 2011 data zones with Census 2022 residents · ONS gross disposable household income by council (2022), scaled to household income on England and Wales’s councils, with Scotland’s Census 2022 households · DWP / ONS Claimant Count via Nomis (2022 data zones, January to August 2026), over residents aged 16 to 64 at Scotland’s Census 2022; council series since 2015 · Scottish Government school contact list (31 July 2026) and school summary statistics (pupil census, September 2025); School Information Dashboard leavers’ attainment by school, 2022-23 to 2024-25 (data.gov.scot) · TownRatings grades: our own summary of the data, ranked against UK towns only. All under the Open Government Licence v3.0.