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Cost of living in Croyde · Land Registry, ONS

The middle sale price in Croyde is £684,250

That is the middle of 31 standard sales from September 2023 to August 2026, against £277,000 in the typical UK town.

Median home
£684K
31 sales in 3 years
Middle half: £360K to £940K
Private rent
£846
a month, North Devon council area
Down 0.3% in a year
Council tax, Band D
£2,625
2026–27, before discounts
Household income
£61K
mean, before tax
Council area £47K
What stands out · In brief

What Croyde’s housing numbers say

Rents fell while England’s rose

The average rent in the North Devon council area went down 0.3% in the year to August 2026, against 4% across England. Over five years it rose 26% (England 35%). Renting ↓

Written from the data on this page: HM Land Registry sales since 1995, ONS private rents and household income, and council tax from MHCLG and the Welsh Government.

House prices

What homes sell for, by type

Medians of 31 standard sales, September 2023 to August 2026. The tick on each bar is the typical UK town of 2,500+.

Detached£763K
CroydeTypical UK town

Every type sells for more than in the typical UK town: detached houses by 97%.

What sells share of sales
Detached 77%Semi-detached 13%Terraced 6%Flat or maisonette 3%
£360K–£940K
the middle half of sales
0%
new builds
Show as a table
TypeMedianSalesShare
Detached£762,5002477%
Semi-detached—413%
Terraced—26%
Flat or maisonette—13%

HM Land Registry Price Paid: category A sales (one home at full market value), so repossessions, company buy-to-lets and bulk sales are left out.

Affordability

A typical Croyde home costs 14.5 years of area income

Most lenders cap a mortgage at about 4.5 times household income. The calculator starts from the area’s mean household income; switch to your own.

Household income a year, before tax
£
ONS mean household income, North Devon council area
You could borrow and buy about
 
Typical Croyde home £684K

The typical home, each month
 
Mortgage Council tax, Band D

An estimate, not a mortgage offer: borrowing of up to 4.5× income, a 25-year repayment mortgage at the rate shown, and Band D council tax (your band may differ). Stamp duty uses England’s rates from 1 April 2025, with first-time buyers’ relief. Other debts, fees and survey costs aren’t included.

Renting

A two-bedroom rents for about £778 a month

The average private rent in the North Devon council area is £846 a month (August 2026): £613 less than England’s, £399 less than South West’s.

By size a month, the tick is England

One bedroom£589
Two bedrooms£778
Three bedrooms£965
Four or more£1,331
Since 2015 average rent a month
North DevonEnglandSouth West
£0£250£500£750£1,000£1,250£1,500£1,750201620182020202220242026
21%
of mean household income, for the average rent
−0.3%
in a year · England +4%
+26%
in five years · England +35%
19%
of households rent privately · England 21%
£667
a flat · terraced house £857 · semi £915 · detached £1,124

ONS Price Index of Private Rents: the mean rent of all private tenancies, new and existing (not asking rents), for the whole North Devon council area. It’s the smallest area the ONS publishes.

Council tax

Band D is £2,625 for 2026–27; North Devon council’s average is the 4th highest of Devon’s 10

Croyde’s bill is the North Devon council’s share with the county or combined authority, police and fire shares, plus the parish or town council precept of about £98 a year. England’s average Band D is £2,392. Since 1993–94, North Devon’s average Band D has risen from £537: 392% in 33 years.

Average Band D 2026–27, by council

Plymouth£2,442
Torbay£2,470
Exeter£2,495
East Devon£2,595
Torridge£2,601
South Hams£2,615
North Devon£2,642
Teignbridge£2,643
Mid Devon£2,656
West Devon£2,705
Croyde’s bill by band a year, and each of 10 instalments
Band value in 1991A yearA month
Band A up to £40,000£1,750£175
Band B £40,001–52,000£2,042£204
Band C £52,001–68,000£2,334£233
Band D £68,001–88,000£2,625£263
Band E £88,001–120,000£3,209£321
Band F £120,001–160,000£3,792£379
Band G £160,001–320,000£4,376£438
Band H over £320,000£5,251£525

Your band comes from what your home would have sold for in April 1991, set by the Valuation Office Agency; look it up on GOV.UK. Each band pays a fixed fraction of Band D, from six ninths (A) to two (H). Living alone takes 25% off.

Who owns, who rents

75% of households own their home; 19% rent privately

Census 2021, all households. Fewer households rent from a council or housing association than across Devon’s towns (5% against 14%).

Own outright
Croyde43%
Devon38%
England32%
Own with a mortgage
Croyde32%
Devon26%
England29%
Shared ownership
Croyde0.8%
Devon1.2%
England1%
Social rent
Croyde5.3%
Devon14%
England18%
Private rent
Croyde19%
Devon21%
England21%

Devon and England: all residents of their built-up areas (towns and cities), from the same Census 2021 output areas.

Neighbours

Ilfracombe sells for £464K less than Croyde

Median sale, September 2023 to August 2026, for the built-up areas around Croyde, shaded against Croyde’s median. Five-year change where both years had 20+ sales.

25%+ cheapercheaperabout the samedearer25%+ dearer
TownCostMedianNew5 yrsBand D
Croyde—£684K0%—£2,625
BrauntonD£375K0%+12%£2,649
Chivenor and WraftonC−£300K0%+30%£2,540
AppledoreD−£363K25%+1.9%£2,618
FremingtonD£330K13%−6.1%£2,597
Westward Ho!D£300K32%+3.4%£2,618
NorthamD−£323K4%+12%£2,618
IlfracombeC+£220K2%+9.5%£2,678

Ilfracombe is the cheapest (£220,000). New builds were 32% of sales in Westward Ho!.

How to read these numbers

What this data can and can’t tell you

  • Sale prices aren’t valuations. A median is the middle sale, so a year with more flats or new builds moves it even if no home changed in value. The ONS House Price Index adjusts for the mix; it is published by council, not for Croyde’s built-up area.
  • Rent is for the whole council. The ONS publishes private rents by council only, so the figure covers the whole North Devon council area, not just Croyde.
  • Income is a mean. The grade divides costs by the ONS’s mean household income for the council area (£47,337), which a few high earners pull up; the median household’s is lower.
  • The newest months are thin. Land Registry registers a sale weeks or months after completion, so the year to August 2026 will gain sales as registrations catch up.

Questions about living costs in Croyde

Is Croyde expensive to live in?

The median home in Croyde sold for £684,250 between September 2023 and August 2026, £407,250 more than the typical UK town. The average private rent of £846 a month takes 21% of that income.

How much is rent in Croyde?

The ONS puts the average private rent in the North Devon council area at £846 a month in August 2026: £589 for one bedroom, £778 for two, £965 for three and £1,331 for four or more. Rents held flat over the year, against 4% across England.

How much is council tax in Croyde?

Band D is £2,625 for 2026–27, against England’s average of £2,392. Band A is £1,750 and Band C £2,334. Your bill depends on your home’s band; check it on GOV.UK.

How much do I need to earn to buy in Croyde?

With a 10% deposit and borrowing of 4.5 times income, a household needs about £136,900 a year to buy the median Croyde home of £684,250.

Is Croyde cheaper than Barnstaple?

No: Barnstaple’s median sale was £252,625 over the same three years, against Croyde’s £684,250.

Sources: HM Land Registry Price Paid (standard sales, September 2023 to August 2026) · HM Land Registry Price Paid, every standard sale since 1995 (years to August), by council ward and postcode district · ONS Price Index of Private Rents (August 2026, by council) · ONS Price Index of Private Rents, monthly since January 2015 (councils, regions, England and Wales) · MHCLG and Welsh Government council tax, Band D 2026–27 (with parish precepts in England) · MHCLG Band D council tax by council, 1993–94 to 2026–27; Welsh Government council tax levels 2026–27 · ONS small-area income estimates (financial year ending 2023) · ONS Census 2021, output areas summed to the ONS 2022 built-up area · TownRatings grades: our own summary of the data, ranked against UK towns only. All under the Open Government Licence v3.0.

Contains public sector information licensed under the Open Government Licence v3.0. Contains HM Land Registry data © Crown copyright and database right 2026. Contains OS data © Crown copyright and database right 2026 (ONS boundaries). Northern Ireland: Source: NISRA; contains Land & Property Services data and Ordnance Survey of Northern Ireland information, © Crown copyright, licensed under the Open Government Licence v3.0. Scotland: contains National Records of Scotland data, Registers of Scotland data and SEPA data, © Crown copyright / © SEPA 2025, licensed under the Open Government Licence v3.0.