Palapa Table for James Richard Marmion · Photo: Renelibrary · CC BY-SA 4.0More hazard damage per building is expected in Wild Peach Village than in 90% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Wild Peach Village gets a D for hazard risk: higher expected damage per building than 90% of U.S. towns, #631 of 642 in Texas. Most of that expected damage is river and rain flooding (75%), then hurricanes (22%). Flood insurance has paid 96 claims here since 1979.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Wild Peach Village faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Wild Peach Village’s grade
River and rain flooding is 75% of the building damage FEMA expects in Wild Peach Village, and Wild Peach Village’s rate of river and rain flooding damage is in the top 7% of U.S. census tracts. Next is hurricanes at 22% (higher than 90% of U.S. census tracts).
D #631 of 642 in Texas; higher expected damage per building than 90% of U.S. towns (21,298).
Wild Peach Village’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
The typical Texas town has higher expected damage than 50% of U.S. towns; within the state, Wild Peach Village has more expected damage per building than 98% of Texas towns.
In dollars, FEMA expects about $1.3M a year in losses across Wild Peach Village: $1.0M to buildings, the rest to people and crops.
Does Wild Peach Village flood? Sometimes: 96 flood claims since 1979
Every paid claim on a federal flood insurance policy in Wild Peach Village, from FEMA’s records: 86.1 per 1,000 homes, more than 95% of the 13,809 U.S. towns with a flood insurance record.
- Hurricane Harvey49 claims · $5.4M
- Tropical Storm Claudette4 claims · $26K
- The Early summer severe storms4 claims · $126K
Wild Peach Village isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Brazoria County.1 federal disaster brought FEMA money to Wild Peach Village
Disasters that paid out in Wild Peach Village itself (aid to households or repair grants to Wild Peach Village), newest first, with that year’s flood claims.
- 2024Hurricane Beryl3 households applied for aid$3K aid approved1 flood claim paid for it, $57K
Brazoria County has had 28 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Wild Peach Village after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Wild Peach Village archive →Wild Peach Village and its neighbors
Wild Peach Village is 2nd of the 2 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Brazoria | Dmore damage than 87% | river and rain flooding | 232 |
| Wild Peach Village | Dmore damage than 90% | river and rain flooding | 96 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Wild Peach Village faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Wild Peach Village
Is Wild Peach Village at risk for natural disasters?
On FEMA’s National Risk Index, Wild Peach Village has higher expected damage per building than 90% of U.S. towns: D for hazard risk, #631 of 642 in Texas. Most of the expected damage is river and rain flooding (75%) and hurricanes (22%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Wild Peach Village flood?
Flood insurance has paid 96 claims in Wild Peach Village since 1979, $6.2M in all, or 86.1 per 1,000 homes, more than 95% of U.S. towns with a flood insurance record. The most claims came from Hurricane Harvey (49).
Is Wild Peach Village in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Brazoria County, 43% of homes in mapped flood zones carry federal flood insurance, and 22.5% of all homes do.
How much is flood insurance in Wild Peach Village?
FEMA’s Community Rating System list shows no discount for Wild Peach Village’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Wild Peach Village?
By FEMA money that reached Wild Peach Village, Hurricane Beryl (2024): 3 households applied for aid, $3K approved. By flood claims, Hurricane Harvey: 49 paid, $5.4M.
Is Wild Peach Village at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (75%), and Wild Peach Village’s rate for it is in the top 7% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Wild Peach Village.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Wild Peach Village’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.