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C−Hazard risk
Natural hazards in Taylor Lake Village · FEMA

On FEMA’s figures, Taylor Lake Village faces more hazard damage per building than 82% of U.S. towns, mostly from river and rain flooding

On FEMA’s National Risk Index, Taylor Lake Village gets a C− for hazard risk: higher expected damage per building than 82% of U.S. towns, #571 of 642 in Texas. Most of that expected damage is river and rain flooding (61%), then hurricanes (31%). Flood insurance has paid 533 claims here since 1979.

River and rain flooding 61%Hurricanes 31%Tornadoes 4%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

more than 82%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade#571 of 642 in Texas
Hazard risk
C−#571 of 642
in Texas · higher than 82% of U.S. towns
Main hazard
River and rain flooding
61% of expected building damage
Flood claims
533
paid since 1979 · $17.5M
Flooded more than once
71
properties · 33 “severe repetitive loss”
Flood insurance
15% off
Community discount (class 7)

What stands out about Taylor Lake Village’s natural hazards

From FEMA’s model and FEMA’s records, below.

533 paid flood claims since 1979$17.5M in all; 71 properties flooded more than once. More per home than 99% of U.S. towns.15% off flood insuranceFlood-proofing work earns Taylor Lake Village residents a discount through FEMA’s Community Rating System (class 7).Remembers 1979108 flood claims were paid for 1979 alone, the most of any year.
By hazard

What Taylor Lake Village faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

61%of expected building damage
Above average · higher than 76% of U.S. census tracts
Recorded about 5 times a year in the area

Hurricanes

31%of expected building damage
Well above average · higher than 90% of U.S. census tracts
Recorded about once every 5 years in the area
Smaller shares here
 Tornadoes Coastal flooding top 3% Strong wind Earthquakes Ice storms Hail Wildfire Winter storms Cold waves Heat waves Landslides Lightning
FEMA models no building damage here
AvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts tornadoes at 13% of Taylor Lake Village’s expected losses. Tornadoes do little damage to buildings (3.6%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Taylor Lake Village’s grade

River and rain flooding is 61% of the building damage FEMA expects in Taylor Lake Village, and Taylor Lake Village’s rate of river and rain flooding damage is higher than 76% of U.S. census tracts. Coastal flooding adds 3%, at a rate in the top 3% of U.S. census tracts.

Where Taylor Lake Village sits
Taylor Lake Village
Least damageMiddleMost damage

C− #571 of 642 in Texas; higher expected damage per building than 82% of U.S. towns (21,298).

Taylor Lake Village’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.

What drives the damage to buildings
River and rain flooding61%Hurricanes31%Tornadoes4%Everything else4%

The typical Texas town has higher expected damage than 50% of U.S. towns; within the state, Taylor Lake Village has more expected damage per building than 89% of Texas towns.

In dollars, FEMA expects about $2.3M a year in losses across Taylor Lake Village: $1.7M to buildings, the rest to people and crops.

A small-area figure. Taylor Lake Village covers 2 census tracts, combined by where residents live. FEMA’s model is an average year for today’s buildings, not a record: the claims and disasters below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Taylor Lake Village flood? Yes: 533 flood claims since 1979

Every paid claim on a federal flood insurance policy in Taylor Lake Village, from FEMA’s records: 357.5 per 1,000 homes, more than 99% of the 13,809 U.S. towns with a flood insurance record.

Paid flood claims, by year
1979: 108 claims1980: 9 claims1981: 9 claims1982: 4 claims1983: 38 claims1984: 3 claims1985: 3 claims1986: 0 claims1987: 1 claim1988: 3 claims1989: 42 claims1990: 1 claim1991: 0 claims1992: 0 claims1993: 1 claim1994: 2 claims1995: 11 claims1996: 0 claims1997: 7 claims1998: 27 claims1999: 0 claims2000: 2 claims2001: 35 claims2002: 1 claim2003: 3 claims2004: 0 claims2005: 0 claims2006: 0 claims2007: 1 claim2008: 98 claims2009: 35 claims2010: 0 claims2011: 0 claims2012: 2 claims2013: 0 claims2014: 0 claims2015: 4 claims2016: 0 claims2017: 65 claims2018: 0 claims2019: 6 claims2020: 1 claim2021: 3 claims2022: 0 claims2023: 1 claim2024: 6 claims2025: 1 claim2026: 0 claims197920082017
19792026
Biggest named events
  • Hurricane Ike97 claims · $8.2M
  • Tropical Storm Claudette66 claims · $1.3M
  • Hurricane Harvey65 claims · $3.2M
533
paid claims since 1979
$17.5M
paid to owners
71
homes flooded more than once
$33K
average claim
Homes that flooded again and again
Each house = 2 homesFEMA “severe repetitive loss” (33)Flooded 2+ times
of homes in flood zones are insured
of all homes are insured
Community discount15% off flood insurance

Taylor Lake Village is in FEMA’s Community Rating System (class 7) for its flood-proofing work.

Insurance rates: Harris County.
Disasters

6 federal disasters brought FEMA money to Taylor Lake Village

Disasters that paid out in Taylor Lake Village itself (aid to households or repair grants to the City of Taylor Lake Village), newest first, with that year’s flood claims.

  1. 2024Hurricane Beryl40 households applied for aid$20K aid approved$858K to the City of Taylor Lake Village for repairs6 flood claims paid that year
  2. 2017Hurricane Harvey13 households applied for aid$11K aid approved$67K to the City of Taylor Lake Village for repairs65 flood claims paid for it, $3.2M
  3. 2008Hurricane Ike76 households applied for aid$68K aid approved$859K to the City of Taylor Lake Village for repairs97 flood claims paid for it, $8.2M
  4. 2005Hurricane Rita7 households applied for aid$66K to the City of Taylor Lake Village for repairs
  5. 2005Hurricane Rita$2K to the City of Taylor Lake Village for repairs
  6. 2001Tx-tropical Storm Allison-06-06-2001$21K to the City of Taylor Lake Village for repairs56 flood claims paid for it, $1.0M
Disasters declared, by decade
Paid out in Taylor Lake VillageHarris County only

Harris County has had 34 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in Harris County, 2011–2011.

Were you here?

Old photos of Taylor Lake Village after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Taylor Lake Village archive →
Next door

Taylor Lake Village and its neighbors

Taylor Lake Village is 3rd of the 3 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.

Pasadena: hazard risk C−El Lago: hazard risk C−PasadenaEl LagoTaylor Lake Village
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
El LagoC−more damage than 76%river and rain flooding402
PasadenaC−more damage than 77%river and rain flooding5,531
Taylor Lake VillageC−more damage than 82%river and rain flooding533

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Taylor Lake Village faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
  • Taylor Lake Village residents get 15% off flood insurance.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Taylor Lake Village

Is Taylor Lake Village at risk for natural disasters?

On FEMA’s National Risk Index, Taylor Lake Village has higher expected damage per building than 82% of U.S. towns: C− for hazard risk, #571 of 642 in Texas. Most of the expected damage is river and rain flooding (61%) and hurricanes (31%). This is FEMA’s model of an average year for today’s buildings, not a forecast.

Does Taylor Lake Village flood?

Flood insurance has paid 533 claims in Taylor Lake Village since 1979, $17.5M in all, or 357.5 per 1,000 homes, more than 99% of U.S. towns with a flood insurance record. 71 properties have flooded more than once. The most claims came from Hurricane Ike (97).

Is Taylor Lake Village in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Harris County, 48% of homes in mapped flood zones carry federal flood insurance, and 16.6% of all homes do.

How much is flood insurance in Taylor Lake Village?

Taylor Lake Village is in FEMA’s Community Rating System (class 7), which takes 15% off federal flood insurance policies for its flood-proofing work. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Taylor Lake Village?

By FEMA money that reached Taylor Lake Village, Hurricane Ike (2008): 76 households applied for aid, $68K approved, and $859K to the City of Taylor Lake Village for repairs. By flood claims, Hurricane Ike: 97 paid, $8.2M.

Is Taylor Lake Village at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (61%), and Taylor Lake Village’s rate for it is higher than 76% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Taylor Lake Village.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Taylor Lake Village’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.