More hazard damage per building is expected in Salida del Sol Estates than in 70% of U.S. towns, led by river and rain flooding
On FEMA’s National Risk Index, Salida del Sol Estates gets a C for hazard risk: higher expected damage per building than 70% of U.S. towns, #469 of 642 in Texas. Most of that expected damage is river and rain flooding (49%), then hurricanes (43%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Salida del Sol Estates faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Salida del Sol Estates’ grade
River and rain flooding is 49% of the building damage FEMA expects in Salida del Sol Estates, and Salida del Sol Estates’ rate of river and rain flooding damage is higher than 52% of U.S. census tracts. Hurricanes add 43%, at a rate in the top 10% of U.S. census tracts.
C #469 of 642 in Texas; higher expected damage per building than 70% of U.S. towns (21,298).
Salida del Sol Estates’ residents live in 2 census tracts; FEMA’s figures are combined by where they live.
The typical Texas town has higher expected damage than 50% of U.S. towns; within the state, Salida del Sol Estates has more expected damage per building than 73% of Texas towns.
In dollars, FEMA expects about $1.9M a year in losses across Salida del Sol Estates: $599K to buildings, the rest to people and crops.
Does Salida del Sol Estates flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Salida del Sol Estates. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Salida del Sol Estates isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Hidalgo County.The storms Salida del Sol Estates remembers
None of the 26 disasters declared for Hidalgo County shows FEMA aid or repair money reaching Salida del Sol Estates itself in FEMA’s records, so these are its biggest flood-claim years.
Hidalgo County has had 26 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Get ready for what Salida del Sol Estates faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Salida del Sol Estates
Is Salida del Sol Estates at risk for natural disasters?
On FEMA’s National Risk Index, Salida del Sol Estates has higher expected damage per building than 70% of U.S. towns: C for hazard risk, #469 of 642 in Texas. Most of the expected damage is river and rain flooding (49%) and hurricanes (43%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Salida del Sol Estates in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Hidalgo County, 3.7% of all homes carry federal flood insurance.
How much is flood insurance in Salida del Sol Estates?
FEMA’s Community Rating System list shows no discount for Salida del Sol Estates’ flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Salida del Sol Estates at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (49%), and Salida del Sol Estates’ rate for it is higher than 52% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Salida del Sol Estates.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Salida del Sol Estates’ residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.