FEMA puts Rockwell Place’s expected hazard damage per building above that of 76% of U.S. towns, led by hail
On FEMA’s National Risk Index, Rockwell Place gets a C− for hazard risk: higher expected damage per building than 76% of U.S. towns. Most of that expected damage is hail (28%), then wildfire (26%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Rockwell Place faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
Hail
Wildfire
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Rockwell Place’s grade
Hail is 28% of the building damage FEMA expects in Rockwell Place, and Rockwell Place’s rate of hail damage is in the top 1% of U.S. census tracts. Wildfire adds 26%, at a rate in the top 2% of U.S. census tracts.
C− higher expected damage per building than 76% of U.S. towns (21,298).
Rockwell Place’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
In dollars, FEMA expects about $1.2M a year in losses across Rockwell Place: $684K to buildings, the rest to people and crops.
Does Rockwell Place flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Rockwell Place. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Rockwell Place isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Randall County.The storms Rockwell Place remembers
None of the 10 disasters declared for Randall County shows FEMA aid or repair money reaching Rockwell Place itself in FEMA’s records, so these are its biggest flood-claim years.
Randall County has had 10 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 3 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Randall County, 2011–2026.
Get ready for what Rockwell Place faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Clear dead leaves and brush within 5 feet of the house.
- Sign up for local alerts and know two ways out.
- Keep N95 masks for smoky days.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Rockwell Place
Is Rockwell Place at risk for natural disasters?
On FEMA’s National Risk Index, Rockwell Place has higher expected damage per building than 76% of U.S. towns: C− for hazard risk. Most of the expected damage is hail (28%) and wildfire (26%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Rockwell Place in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Randall County, 30% of homes in mapped flood zones carry federal flood insurance, and 0.6% of all homes do.
How much is flood insurance in Rockwell Place?
FEMA’s Community Rating System list shows no discount for Rockwell Place’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Rockwell Place at risk from hail?
It is the largest share of the building damage FEMA expects here (28%), and Rockwell Place’s rate for it is in the top 1% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Rockwell Place.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Rockwell Place’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.