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–Not graded
Natural hazards in Reid Hope King · FEMA

Storms, floods and disasters in Reid Hope King

Reid Hope King isn’t graded for hazard risk: Reid Hope King has 932 residents; we grade towns of 1,000 or more.

Flood claims
0
paid since 1978 · $0
Disasters paid out here
0
of 27 declared for Cameron County
By hazard

What Reid Hope King faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

Hurricanes

72%of expected building damage
Well above average · in the top 5% of U.S. census tracts
Recorded about once every 6 years in the area

River and rain flooding

25%of expected building damage
Well below average · lower than 85% of U.S. census tracts
Recorded about 2 times a year in the area
Smaller shares here
 Hail Tornadoes Ice storms Strong wind Wildfire Lightning top 2% Coastal flooding Earthquakes Winter storms Cold waves Heat waves
FEMA models no building damage here
LandslidesAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 21% of Reid Hope King’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Reid Hope King flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Reid Hope King. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

Reid Hope King isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cameron County.
Disasters

The storms Reid Hope King remembers

None of the 27 disasters declared for Cameron County shows FEMA aid or repair money reaching Reid Hope King itself in FEMA’s records, so these are its biggest flood-claim years.

Disasters declared, by decade
Paid out in Reid Hope KingCameron County only

Cameron County has had 27 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Next door

Reid Hope King and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

Brownsville: hazard risk C−BrownsvilleReid Hope King
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
BrownsvilleC−more damage than 81%hurricanes579

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Reid Hope King faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Reid Hope King

Is Reid Hope King in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Cameron County, 37% of homes in mapped flood zones carry federal flood insurance, and 9.7% of all homes do.

How much is flood insurance in Reid Hope King?

FEMA’s Community Rating System list shows no discount for Reid Hope King’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

Storm stories

Memories, warnings and help from neighbors in Reid Hope King.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Reid Hope King’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.