Storms, floods and disasters in Point Comfort
Point Comfort isn’t graded for hazard risk: Point Comfort has 304 residents; we grade towns of 1,000 or more. Flood insurance has paid 1 claim here since 1998.
What Point Comfort faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
Hurricanes
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Point Comfort flood? Rarely: 1 flood claim since 1998
Every paid claim on a federal flood insurance policy in Point Comfort, from FEMA’s records.
Point Comfort isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Calhoun County.5 federal disasters brought FEMA money to Point Comfort
Disasters that paid out in Point Comfort itself (aid to households or repair grants to the City of Point Comfort), newest first, with that year’s flood claims.
- 2024Hurricane Beryl$14K to the City of Point Comfort for repairs
- 2024Severe Storms, Straight-line Winds, Tornadoes, and Flooding8 households applied for aid$22K aid approved
- 2021Severe Winter Storms8 households applied for aid$5K aid approved
- 2017Hurricane Harvey180 households applied for aid$56K aid approved$111K to the City of Point Comfort for repairs
- 2003Hurricane Claudette45 households applied for aid$24K aid approved$51K to the City of Point Comfort for repairs
Calhoun County has had 22 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Point Comfort after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Point Comfort archive →Get ready for what Point Comfort faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Point Comfort
Does Point Comfort flood?
Flood insurance has paid 1 claim in Point Comfort since 1998, $83K in all.
Is Point Comfort in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Calhoun County, 40% of homes in mapped flood zones carry federal flood insurance, and 14.4% of all homes do.
How much is flood insurance in Point Comfort?
FEMA’s Community Rating System list shows no discount for Point Comfort’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Point Comfort?
By FEMA money that reached Point Comfort, Hurricane Harvey (2017): 180 households applied for aid, $56K approved, and $111K to the City of Point Comfort for repairs.
Storm stories
Memories, warnings and help from neighbors in Point Comfort.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Point Comfort’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.