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–Not graded
Natural hazards in Plantersville · FEMA

Storms, floods and disasters in Plantersville

Plantersville isn’t graded for hazard risk: Plantersville has 579 residents; we grade towns of 1,000 or more.

Flood claims
0
paid since 1978 · $0
Disasters paid out here
7
of 21 declared for Grimes County
By hazard

What Plantersville faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

Hurricanes

46%of expected building damage
Well above average · in the top 10% of U.S. census tracts
Recorded about once every 8 years in the area

River and rain flooding

41%of expected building damage
Below average · lower than 71% of U.S. census tracts
Recorded about once a year in the area

Tornadoes

9%of expected building damage
Well above average · higher than 81% of U.S. census tracts
Recorded about once every 16 years in the area
Smaller shares here
 Strong wind Hail Wildfire Earthquakes Ice storms Cold waves Winter storms Heat waves Landslides Lightning
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 21% of Plantersville’s expected losses. Cold waves do little damage to buildings (0.1%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Plantersville flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Plantersville. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

Plantersville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Grimes County.
Disasters

7 federal disasters brought FEMA money to Plantersville

Disasters that paid out in Plantersville itself (aid to households or repair grants to the City of Plantersville), newest first, with that year’s flood claims.

  1. 2024Hurricane Beryl4 households applied for aid$3K aid approved
  2. 2021Severe Winter Storms101 households applied for aid$47K aid approved
  3. 2017Hurricane Harvey98 households applied for aid$213K aid approved
  4. 2016Severe Storms and Flooding132 households applied for aid$252K aid approved
  5. 2016Severe Storms and Flooding114 households applied for aid$230K aid approved
  6. 2011Wildfires17 households applied for aid$6K aid approved
Show all 7
  1. 2008Hurricane Ike237 households applied for aid$110K aid approved
Disasters declared, by decade
Paid out in PlantersvilleGrimes County only

Grimes County has had 21 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Also 2 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Grimes County, 2011–2011.

Were you here?

Old photos of Plantersville after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Plantersville archive →
Be ready

Get ready for what Plantersville faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Plantersville

Is Plantersville in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Grimes County, 16% of homes in mapped flood zones carry federal flood insurance, and 2.0% of all homes do.

How much is flood insurance in Plantersville?

FEMA’s Community Rating System list shows no discount for Plantersville’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Plantersville?

By FEMA money that reached Plantersville, Severe Storms and Flooding (2016): 132 households applied for aid, $252K approved.

Storm stories

Memories, warnings and help from neighbors in Plantersville.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Plantersville’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.