Photo: Public domain · Public domainMore hazard damage per building is expected in Piney Point Village than in 83% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Piney Point Village gets a C− for hazard risk: higher expected damage per building than 83% of U.S. towns, #582 of 642 in Texas. Most of that expected damage is river and rain flooding (71%), then hurricanes (25%). Flood insurance has paid 288 claims here since 1979.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What stands out about Piney Point Village’s natural hazards
From FEMA’s model and FEMA’s records, below.
What Piney Point Village faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Piney Point Village’s grade
River and rain flooding is 71% of the building damage FEMA expects in Piney Point Village, and Piney Point Village’s rate of river and rain flooding damage is higher than 84% of U.S. census tracts. Next is hurricanes at 25% (higher than 88% of U.S. census tracts).
C− #582 of 642 in Texas; higher expected damage per building than 83% of U.S. towns (21,298).
Piney Point Village’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
The typical Texas town has higher expected damage than 50% of U.S. towns; within the state, Piney Point Village has more expected damage per building than 91% of Texas towns.
In dollars, FEMA expects about $3.9M a year in losses across Piney Point Village: $3.5M to buildings, the rest to people and crops.
Does Piney Point Village flood? Yes: 288 flood claims since 1979
Every paid claim on a federal flood insurance policy in Piney Point Village, from FEMA’s records: 241.8 per 1,000 homes, more than 98% of the 13,809 U.S. towns with a flood insurance record.
- Hurricane Harvey72 claims · $13.7M
- The Spring Storm37 claims · $2.1M
- The Early summer storms33 claims · $2.7M
Piney Point Village isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Harris County.4 federal disasters brought FEMA money to Piney Point Village
Disasters that paid out in Piney Point Village itself (aid to households or repair grants to the City of Piney Point Village), newest first, with that year’s flood claims.
- 2017Hurricane Harvey2 households applied for aid$74K to the City of Piney Point Village for repairs72 flood claims paid for it, $13.7M
- 2015Severe Storms, Tornadoes, Straight-line Winds and Flooding$84K to the City of Piney Point Village for repairs36 flood claims paid that year
- 2008Hurricane Ike$1.0M to the City of Piney Point Village for repairs26 flood claims paid for it, $1.0M
- 2005Hurricane Rita$3K to the City of Piney Point Village for repairs
Harris County has had 34 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in Harris County, 2011–2011.
Old photos of Piney Point Village after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Piney Point Village archive →Piney Point Village and its neighbors
Piney Point Village is 4th of the 4 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Hedwig Village | C+more damage than 64% | river and rain flooding | 107 |
| Hunters Creek Village | C−more damage than 79% | river and rain flooding | 198 |
| Bunker Hill Village | C−more damage than 82% | river and rain flooding | 229 |
| Piney Point Village | C−more damage than 83% | river and rain flooding | 288 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Piney Point Village faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Piney Point Village
Is Piney Point Village at risk for natural disasters?
On FEMA’s National Risk Index, Piney Point Village has higher expected damage per building than 83% of U.S. towns: C− for hazard risk, #582 of 642 in Texas. Most of the expected damage is river and rain flooding (71%) and hurricanes (25%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Piney Point Village flood?
Flood insurance has paid 288 claims in Piney Point Village since 1979, $23.1M in all, or 241.8 per 1,000 homes, more than 98% of U.S. towns with a flood insurance record. 55 properties have flooded more than once. The most claims came from Hurricane Harvey (72).
Is Piney Point Village in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Harris County, 48% of homes in mapped flood zones carry federal flood insurance, and 16.6% of all homes do.
How much is flood insurance in Piney Point Village?
FEMA’s Community Rating System list shows no discount for Piney Point Village’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Piney Point Village?
By FEMA money that reached Piney Point Village, Hurricane Ike (2008): $1.0M to the City of Piney Point Village for repairs. By flood claims, Hurricane Harvey: 72 paid, $13.7M.
Is Piney Point Village at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (71%), and Piney Point Village’s rate for it is higher than 84% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Piney Point Village.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Piney Point Village’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.