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Paloma Creek Entrance Sign2
Paloma Creek Entrance Sign2
Texas›Denton County

Paloma CreekTX

TownGrade
C+
#264 of 640 in TX

Settled in 2005, this town now has 3,016 residents.

Photo: Jonesdr77 (talk)jonesdr77 · CC BY-SA 3.0
Photo of Paloma Creek

Paloma Creek, TX · Photo: Jonesdr77 (talk)jonesdr77 · CC BY-SA 3.0 · Source ↗

What should you know before moving to Paloma Creek?

Strong in places, weak in others. The weak point is cost of living (D−): the typical home is worth about $347K, 3.8 years of the Dallas metro’s $90K median household income. Its strongest subject is health: it is healthier than 83% of U.S. towns. It is strong on incomes as well — the median household earns $92K. Put together, the subjects come to a C+ overall, ranking 264th of 640 in Texas. Nationally, it does better than 37% of U.S. towns. On history, just 2 of Texas’ 1,000 towns do worse. Paloma Creek’s going rate for rent is $2,576 a month, where Texas’ towns sit at $1,206 a month and U.S. towns at $1,185 a month.

Figures: health, CDC PLACES · incomes, Census ACS, 2020–24 · home values, Zillow · National Register of Historic Places.

How Paloma Creek grades

Each subject compared with towns across the country (schools within Texas), ordered by how far Paloma Creek is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

A growing town

Paloma Creek has grown 27% from 2010 to 2020

2,501 counted in 2010 and 3,177 in 2020.

2,5012010
3,1772020

U.S. Census 2010 & 2020 counts

The data

Ordered by what stands out in Paloma Creek.

Paloma Creek has hotter summers than nearly all U.S. towns, has less no health insurance than most of Texas and sends most of its workers to Dallas and beyond.

HealthA−

For health, Paloma Creek earns an A−

83%of U.S. towns are less healthyA−Health Grade

Its widest gap with Texas is no health insurance: 10.5% of those 18–64 have no health insurance, against 19.1% statewide.

The share of adults in Paloma Creek who say their health is fair or poor is 14%. On the CDC’s 31 measures, Paloma Creek is ahead of Texas on 16 and behind on 1. 8.3% of adults locally have diabetes; 27% have high blood pressure.

Paloma CreekTypical Texas townTypical U.S. town
Frequent physical distress (CDC PLACES)9.9%15%14%
Diabetes (CDC PLACES)8.3%13%12%
High blood pressure (CDC PLACES)27%35%35%
Binge drink (CDC PLACES)20%17%16%
31 measures vs. Texas
16 better14 too close to call1 worse
What stands outPaloma CreekTX
Fewer uninsured adults10.5%19.1%
Fewer adults with heart disease3.2%5.6%
Fewer adults treating high blood pressure67.9%74.1%
Baylor Scott & White Emergency Hospital
0.3 mi away · emergency room
1 of 3
care shortages: mental health
85th
percentile among TX towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

SchoolsB

Paloma Creek’s schools rank ahead of 55% of Texas districts

55%of TX districts it outscoresBSchool Grade

Public schools: Denton ISD. Its one school is below. Paloma Creek’s only public school teaches 516 students.

SchoolLevelStudentsLetter
Paloma Creek ElLargest public elementary schoolGrades PK–5Grades PK–5516C−

NCES · EDFacts · graded within TX on state tests and graduation

Work & commuteJobs & income grade A−

Paloma Creek stands out in Texas and nationally: a smaller share of its working residents work locally

0%work in town

Paloma Creek has 142 jobs for its 2,850 working residents: even if every job went to a resident, most would still commute out.

Paloma Creek’s mean commuting time is recorded as 32 minutes. Jobs based in Paloma Creek grew to 142 in 2023, 127 more than in 2013. Half of commuters travel less than 19 miles. The top destinations are Dallas (15%), Plano (13%) and Frisco (10%).

Paloma CreekTypical Texas townTypical U.S. town
Average trip to work32 minutes25 minutes25 minutes
Working residents who work in town0.2%8.3%8%
Median household income$92,000$69,000$80,000
Below the poverty line11%12%9.6%

Where working residents work

In Paloma Creek0%
Dallas15%
Plano13%
Frisco10%
Denton6%
19 mi
median commute distance
142
jobs based in Paloma Creek
A commuter town
jobs vs. working residents
C
Walkability grade: more walkable than 30% of U.S. towns

Census LEHD 2023 · ACS

Who lives here

A younger population than Texas as a whole

29.6median age · TX overall 35.6

Four-year graduates account for just over a third of adults 25 and older here, against 34% across Texas. People 65 and older are 3% of residents (13% statewide); adults 18 to 34 are 34% of residents (24% statewide). The age of the median resident in Paloma Creek is 29.6 years.

Paloma CreekTypical Texas townTypical U.S. town
Median age29.6 years35.9 years40.5 years
Bachelor’s degree or more, 25+35%23%29%
Paloma CreekTexasUnited States

Ages · share of residents

Education · adults 25 and older

No diploma2%
High school19%
Some college37%
Associate’s7%
Bachelor’s33%
Graduate2%

Women and men · all residents

Somewhere between 32% and 77% women

The Census survey reached too few of Paloma Creek’s residents to say more: its margin here is ±22.4 points. Across Texas, 50.1% of residents are women.

Ages and education in Paloma Creek
Paloma CreekTXU.S.
Under 1024.8%13.3%11.6%
10 to 176.2%11.7%10.3%
18 to 2410.3%9.7%9.1%
25 to 3424%14.5%13.7%
35 to 4410.2%14.1%13.2%
45 to 5415%12.3%12.2%
55 to 646.7%11.1%12.7%
65 to 742.9%8.2%10.2%
75 and older0%5.2%7%
No diploma1.6%14%10.4%
High school18.7%24.3%26%
Some college37.2%20.1%19.1%
Associate’s7.1%7.7%8.8%
Bachelor’s33.1%21.5%21.6%
Graduate2.3%12.3%14.1%

U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 3,000, single groups can be off by several points

Climate

The climate in Paloma Creek brings mild winters and hot summers

3″snow a winter

July afternoons average 95°, hotter than in 97% of U.S. towns; January nights average 34°.

About 3 inches of snow falls in a winter. Precipitation in Paloma Creek totals about 39 inches in a normal year.

Paloma CreekTypical Texas townTypical U.S. town
July high95°F95°F85°F
January low34°F37°F22°F

Typical low → high °F

Winter36–57°
Spring54–75°
Summer73–94°
Fall55–77°
Nov 20
typical first frost
Mar 13
typical last frost
+0.7°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

OutdoorsB

9.5% of Paloma Creek is conserved land

9.5%conserved

Walkers in Paloma Creek have a park or preserve of 4 acres.

9.5%
conserved · 28 of 293 acres
0.0 mi
of trails
Biggest places to walkTrailsAcres
1. Paloma Creek Park—4

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Natural hazardsHazard risk grade C+

Paloma Creek has a moderate natural-hazard risk, chiefly from tornadoes

54risk score of 100

For Paloma Creek, the FEMA hazard score is 54 of 100. Expected losses in Paloma Creek break down as 42% from tornadoes and 35% from inland flooding.

FEMA risk score
54Moderate riskLowerHigher
TornadoesInland floodingHail

FEMA National Risk Index · OpenFEMA

HousingCost of living grade D−

Compared with most of Texas and the rest of the country, the median rent in Paloma Creek is higher

$268Kmedian sale price

Among households in Paloma Creek, 70% own their home.

Paloma CreekTypical Texas townTypical U.S. town
Median rent$2,576 a month$1,206 a month$1,185 a month
Households that own their home70%69%73%
2
homes sold in September

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Keep exploring

Everything we know about Paloma Creek

17pages on Paloma Creek
Nearby attractions

AT&T Stadium and 64 more within 40 miles

Museums, parks, gardens and other places to visit around Paloma Creek. Close and well known come first.

All 85 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

AT&T Stadium: Michael Barera, CC BY-SA 4.0 · Cotton Bowl: Robbiewest88, Public domain · Universal Kids Resort: CANthony0125, CC0 · Toyota Stadium: Flavius Constantine, CC BY-SA 4.0 · Texas Stadium: Allspamme, CC BY-SA 4.0 · Globe Life Field: Drone To Fly, CC BY 3.0

Getting set up

Moving to Paloma Creek: who provides what

Paloma Creek is unincorporated, so Denton County and regional agencies provide most services.

PowerOncorEIAHIFLD · EIA
WaterDenton County Fwsd 8-BNo health-based violations in 5 years · EPAEPA
Internet8 providers100% of addresses get 100/20 MbpsFCC
Trash & county servicesDenton CountyDenton County provides services here
SchoolsDenton Independent School DistrictWhich school depends on your addressNCES
Register to voteIn personTexas has no online registration; you can register in person until 30 days before Election Day or by mail (postmarked 30 days before).vote.gov
Who runs elections hereDenton County Early Voting ClerkDenton County; contacts on the Handbook page.FVAP, Jan 2024
ZIP code7622776227 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

A commuter town

100% of working residents leave Paloma Creek for work

Where Paloma Creek’s working residents go each day. Line width shows the share.

15% → Dallas Dallas 15% 13% → Plano Plano 13% 10% → Frisco Frisco 10% 6% → Denton Denton 6% 5% → Irving Irving 5% 4% → Fort Worth Fort Worth 4% Paloma Creek · 0% stay
142jobs based in Paloma Creek
0%of working residents work in town
19 mimedian commute distance

Census LEHD 2023

After high school

Colleges nearby

2 within 15 miles of the center of Paloma Creek

About Paloma Creek

Master-planned community in Texas, United States

Paloma Creek is a master-planned community in northeastern Denton County, Texas, United States. The community is listed by the U.S. Census Bureau as two separate census-designated places, "Paloma Creek" and "Paloma Creek South", separated by U.S. Highway 380. As of the 2010 census, the Paloma Creek CDP (known locally as "Paloma Creek North") had a population of 2,501, while Paloma Creek South had a population of 2,753. As of 2022, the HOA currently estimates the population to be approximately 20,000. Paloma Creek was developed by Dallas-based Provident Realty Advisors over an area of approximately 1,200 acres (4.9 km2). The complete master-planned community is located north and south of U.S…

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
2005
Area
0.4 sq mi
Elevation
564 ft
Area code
972

Questions about Paloma Creek

Short answers, built from the data on this page.

Is Paloma Creek, TX a good place to live?

Paloma Creek grades C+ overall, better than 37% of U.S. towns and #264 of 640 in Texas. It grades A− for health and B for schools. Cost of living is its weak spot, with a D−.

Is Paloma Creek, TX expensive?

Yes. The typical home is worth about $347,000, 17% above the Texas typical home. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades D−.

Paloma Creek is in here

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