Photo: Billy Hathorn · CC BY-SA 3.0Storms, floods and disasters in Mirando City
Mirando City isn’t graded for hazard risk: Mirando City has 92 residents; we grade towns of 1,000 or more.
What Mirando City faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Wildfire
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Mirando City flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Mirando City. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Mirando City isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Webb County.3 federal disasters brought FEMA money to Mirando City
Disasters that paid out in Mirando City itself (aid to households or repair grants to Mirando City), newest first, with that year’s flood claims.
- 2021Severe Winter Storms4 households applied for aid$17K aid approved
- 2010Hurricane Alex14 households applied for aid$15K aid approved
- 2007Severe Storms, Tornadoes, and Flooding20 households applied for aid$23K aid approved
Webb County has had 16 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in Webb County, 2011–2011.
Old photos of Mirando City after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Mirando City archive →Get ready for what Mirando City faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Clear dead leaves and brush within 5 feet of the house.
- Sign up for local alerts and know two ways out.
- Keep N95 masks for smoky days.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Mirando City
Is Mirando City in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Webb County, 15% of homes in mapped flood zones carry federal flood insurance, and 0.7% of all homes do.
How much is flood insurance in Mirando City?
FEMA’s Community Rating System list shows no discount for Mirando City’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Mirando City?
By FEMA money that reached Mirando City, Severe Storms, Tornadoes, and Flooding (2007): 20 households applied for aid, $23K approved.
Storm stories
Memories, warnings and help from neighbors in Mirando City.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Mirando City’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.