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–Not graded
Natural hazards in Los Ebanos · FEMA

Storms, floods and disasters in Los Ebanos

Los Ebanos isn’t graded for hazard risk: Los Ebanos has 20 residents; we grade towns of 1,000 or more.

Flood claims
0
paid since 1978 · $0
Disasters paid out here
4
of 26 declared for Hidalgo County
By hazard

What Los Ebanos faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

45%of expected building damage
Below average · lower than 66% of U.S. census tracts
Recorded about 2 times a year in the area

Hurricanes

44%of expected building damage
Well above average · higher than 90% of U.S. census tracts
Recorded about once every 13 years in the area

Hail

6%of expected building damage
Well above average · higher than 87% of U.S. census tracts
Recorded about once every 2 years in the area
Smaller shares here
 Wildfire Tornadoes Ice storms Strong wind Earthquakes Winter storms Cold waves Lightning Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 41% of Los Ebanos’ expected losses. Cold waves do little damage to buildings (0.1%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Los Ebanos flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Los Ebanos. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of all homes are insured
No community discount

Los Ebanos isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hidalgo County.
Disasters

4 federal disasters brought FEMA money to Los Ebanos

Disasters that paid out in Los Ebanos itself (aid to households or repair grants to Los Ebanos), newest first, with that year’s flood claims.

  1. 2025Severe Storms and Flooding3 households applied for aid$23K aid approved
  2. 2010Hurricane Alex13 households applied for aid$24K aid approved
  3. 2008Hurricane Dolly6 households applied for aid$1K aid approved
  4. 2002Severe Storms, Tornadoes and Flooding16 households applied for aid$19K aid approved
Disasters declared, by decade
Paid out in Los EbanosHidalgo County only

Hidalgo County has had 26 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Los Ebanos after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Los Ebanos archive →
Be ready

Get ready for what Los Ebanos faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
Hail
  • Park in a garage or under cover when storms are forecast.
  • Stay away from windows while it falls.
  • Photograph roof and car damage for your insurer.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Los Ebanos

Is Los Ebanos in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Hidalgo County, 3.7% of all homes carry federal flood insurance.

How much is flood insurance in Los Ebanos?

FEMA’s Community Rating System list shows no discount for Los Ebanos’ flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Los Ebanos?

By FEMA money that reached Los Ebanos, Hurricane Alex (2010): 13 households applied for aid, $24K approved.

Storm stories

Memories, warnings and help from neighbors in Los Ebanos.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Los Ebanos’ residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.