Storms, floods and disasters in Lake Tanglewood
Lake Tanglewood isn’t graded for hazard risk: Lake Tanglewood has 624 residents; we grade towns of 1,000 or more. Flood insurance has paid 3 claims here since 1978.
What Lake Tanglewood faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
Wildfire
River and rain flooding
Hail
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Lake Tanglewood flood? Rarely: 3 flood claims since 1978
Every paid claim on a federal flood insurance policy in Lake Tanglewood, from FEMA’s records.
Lake Tanglewood isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Randall County.The storms Lake Tanglewood remembers
None of the 10 disasters declared for Randall County shows FEMA aid or repair money reaching Lake Tanglewood itself in FEMA’s records, so these are its biggest flood-claim years.
- 19781 flood claims paidNo declaration for the county that year
- 19941 flood claims paidNo declaration for the county that year
- 20061 flood claims paidNo declaration for the county that year
Randall County has had 10 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 3 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Randall County, 2011–2026.
Old photos of Lake Tanglewood after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Lake Tanglewood archive →Get ready for what Lake Tanglewood faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Clear dead leaves and brush within 5 feet of the house.
- Sign up for local alerts and know two ways out.
- Keep N95 masks for smoky days.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Lake Tanglewood
Does Lake Tanglewood flood?
Flood insurance has paid 3 claims in Lake Tanglewood since 1978, $60K in all.
Is Lake Tanglewood in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Randall County, 30% of homes in mapped flood zones carry federal flood insurance, and 0.6% of all homes do.
How much is flood insurance in Lake Tanglewood?
FEMA’s Community Rating System list shows no discount for Lake Tanglewood’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Storm stories
Memories, warnings and help from neighbors in Lake Tanglewood.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Lake Tanglewood’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.