Storms, floods and disasters in Lake Bridgeport
Lake Bridgeport isn’t graded for hazard risk: Lake Bridgeport has 358 residents; we grade towns of 1,000 or more. Flood insurance has paid 2 claims here since 2007.
What Lake Bridgeport faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Wildfire
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Lake Bridgeport flood? Rarely: 2 flood claims since 2007
Every paid claim on a federal flood insurance policy in Lake Bridgeport, from FEMA’s records.
- The Early summer storms1 claim · $938
Lake Bridgeport isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Wise County.2 federal disasters brought FEMA money to Lake Bridgeport
Disasters that paid out in Lake Bridgeport itself (aid to households or repair grants to the City of Lake Bridgeport), newest first, with that year’s flood claims.
- 2021Severe Winter Storms1 households applied for aid$3K aid approved
- 2015Severe Storms, Tornadoes, Straight-line Winds and Flooding1 households applied for aid$3K aid approved1 flood claim paid that year
Wise County has had 16 natural disasters declared by the President since 1953, most often severe storms, then hurricanes and tropical storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in Wise County, 2000–2000.
Old photos of Lake Bridgeport after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Lake Bridgeport archive →Get ready for what Lake Bridgeport faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Clear dead leaves and brush within 5 feet of the house.
- Sign up for local alerts and know two ways out.
- Keep N95 masks for smoky days.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Lake Bridgeport
Does Lake Bridgeport flood?
Flood insurance has paid 2 claims in Lake Bridgeport since 2007, $4K in all. The most claims came from Early summer storms (1).
Is Lake Bridgeport in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Wise County, 17% of homes in mapped flood zones carry federal flood insurance, and 0.6% of all homes do.
How much is flood insurance in Lake Bridgeport?
FEMA’s Community Rating System list shows no discount for Lake Bridgeport’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Lake Bridgeport?
By FEMA money that reached Lake Bridgeport, Severe Storms, Tornadoes, Straight-line Winds and Flooding (2015): 1 households applied for aid, $3K approved. By flood claims, Early summer storms: 1 paid, $938.
Storm stories
Memories, warnings and help from neighbors in Lake Bridgeport.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Lake Bridgeport’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.