Photo: WhisperToMe · Public domainStorms, floods and disasters in Hilshire Village
Hilshire Village isn’t graded for hazard risk: FEMA’s tract figures aren’t matched to Hilshire Village yet. Flood insurance has paid 26 claims here since 1979.
What Hilshire Village faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Hilshire Village flood? Sometimes: 26 flood claims since 1979
Every paid claim on a federal flood insurance policy in Hilshire Village, from FEMA’s records.
- Tropical Storm Allison9 claims · $185K
- Hurricane Harvey5 claims · $477K
- Hurricane Ike2 claims · $187K
Hilshire Village isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Harris County.4 federal disasters brought FEMA money to Hilshire Village
Disasters that paid out in Hilshire Village itself (aid to households or repair grants to the City of Hilshire Village), newest first, with that year’s flood claims.
- 2024Hurricane Beryl2 households applied for aid$750 aid approved
- 2024Severe Storms, Straight-line Winds, Tornadoes, and Flooding1 households applied for aid$750 aid approved
- 2008Hurricane Ike$7K to the City of Hilshire Village for repairs2 flood claims paid for it, $187K
- 2005Hurricane Rita$5K to the City of Hilshire Village for repairs
Harris County has had 34 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in Harris County, 2011–2011.
Old photos of Hilshire Village after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Hilshire Village archive →Hilshire Village and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Spring Valley Village | C−more damage than 77% | river and rain flooding | 81 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Hilshire Village faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Hilshire Village
Does Hilshire Village flood?
Flood insurance has paid 26 claims in Hilshire Village since 1979, $1.1M in all. 2 properties have flooded more than once. The most claims came from Tropical Storm Allison (9).
Is Hilshire Village in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Harris County, 48% of homes in mapped flood zones carry federal flood insurance, and 16.6% of all homes do.
How much is flood insurance in Hilshire Village?
FEMA’s Community Rating System list shows no discount for Hilshire Village’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Hilshire Village?
By FEMA money that reached Hilshire Village, Hurricane Ike (2008): $7K to the City of Hilshire Village for repairs. By flood claims, Tropical Storm Allison: 9 paid, $185K.
Storm stories
Memories, warnings and help from neighbors in Hilshire Village.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Hilshire Village’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.