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Hackberry, Texas City HallPhoto: Mr.Election · Public domain
DCost of living
Cost of living in Hackberry

Even on the area’s higher pay, Hackberry costs more to live in than 94% of U.S. towns

It ranks #592 of 642 in Texas for affordability. Home prices around Hackberry have risen about 57% over the past 5 years. No new homes were permitted in 2025.

Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Dallas-Fort Worth-Arlington, TX metro area ($90K). How TownRatings grades cost of living

Typical home value
$463K
▲ 3.5% in a year · TX $306K
Estimate
Homes sold
0
in September
2-bedroom rent
$2,790
a month, utilities in · HUD
Median tax bill
$7,676
TX $4,232
Area income (the grade’s yardstick)
$90K
Dallas-area median

Only 0 sales in September 2026: in a market this size, monthly medians swing a lot, so the typical value is the steadier guide.

Why Hackberry gets a D although people here earn more than most

The grade measures what housing costs against what households in the area earn. Hackberry’s area earns well above the typical U.S. town ($90K against $74K), but homes, rent and taxes here run higher still. Owners keep up better than renters: 29% of owners pay 30% or more of income for housing (typical U.S. town: 20%), against 45% of renters.

In dollars

  • $2,790a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026
  • 103prices across the Dallas metro, where the U.S. is 100 (housing 118)BEA Regional Price Parities, 2024

In paychecks the grade

  • 4.6 yrsof area income buys the typical home; the typical U.S. town: 3.3$90K, Dallas-area income
  • 29%of area income goes to the median rent; the typical U.S. town: 18%Census 2020–24
  • 29%of owners do; the typical U.S. town: 20%Census 2020–24
What stands out

What stands out about housing in Hackberry

Cost of living grade

What’s behind Hackberry’s grade

Measured against what households in the area earn, Hackberry is more affordable than 6% of U.S. towns, #592 of 642 in Texas. Property tax pulls the grade down most; the share of households paying 30%+ for housing holds it up.

All U.S. towns we grade (21,243)More affordable than 6%
CostlierMore affordable
Texas towns we grade (642)More affordable than 8%
How sure. Hackberry’s Census figures cover about 963 households. At the ends of the Census margins (area income ±$491, owners paying 30%+ ±9.6 points), Hackberry could be anywhere from D− to C−.

How TownRatings grades cost of living →

Price trend

Home prices up 57% in 5 years

The federal house price index for the ZIP code around Hackberry rose 57% over the past 5 years, faster than across Texas (43%). Last year prices rose 3.5%. Carrying the Census median home value forward with that index puts the typical Hackberry home at roughly $463,000 today.

Hackberry areaTexas
0%+50%+100%+150%+200%+250%200020052010201520202025
+3.5%
past year
+57%
past 5 years
+121%
past 10 years
Estimated value

Carrying the Census median forward with the index puts a typical home at about $463K.

Federal Housing Finance Agency House Price Index (annual) for the ZIP codes around Hackberry, weighted by land area. It tracks repeat sales of the same homes, so it shows how prices changed, not what homes cost.

Affordability

A year’s rent takes 29% of area income

The calculator starts from the area income the grade uses. Switch to Hackberry’s own median, or type yours.

Household income a year
$
Dallas-area median household income, as in the grade
You could afford about
$310,000
Typical Hackberry home $463K

That’s $154K short of a typical Hackberry home.

The typical home, each month
$3,140
Loan $2,290Tax $710Insurance $140

A two-bedroom rents for about $2,790 a month here, $350 less than owning.

Where your budget reaches nearby

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Hackberry’s typical property tax (1.84% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $2,790

Renters already here pay a median of $2,208, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$2,290
1 bedroom$2,380
2 bedrooms$2,790
3 bedrooms$3,510
4 bedrooms$4,470
19%
of households rent · TX 37%
166
renter households
45%
of renters spend 30%+ of income on rent · TX 52%
31%
of the median income, for a two-bedroom
$2,208
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Dallas, TX HUD Metro FMR Area): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

New construction

No new homes permitted in 2025

No permits for new homes were issued in Hackberry in 2025. The last year with any was 2017 (1 new home).

Single-family
0102030200020052010201520202025
0
new homes permitted in 2025
0
2026 so far (Jan–Aug)
1
homes in the past 10 years
Every year as a table
YearNew homesSingle-family2+ per buildingValue
2026 (Jan–Aug)000—
2025000—
2024000—
2023000—
2022000—
2021000—
2020000—
2019000—
2018000—
2017110$231,000
2016000—
2015000—
2014000—
2013110$145,000
2012000—
2011000—
2010000—
2009110$150,000
2008110$192,000
200714140$1.4 million
200625250$2.5 million
2005000—
2004110$100,000
2003000—
2002110$25,000
2001000—
2000000—

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.

Property taxes

Property tax runs above the Texas norm

The median bill is $7,676 (Texas: $4,232), 1.84% of a home’s value a year, against 1.49% statewide.

$7,676
median bill a year · TX $4,232
1.84%
of a home’s value a year · TX 1.49%

Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.

Beyond rent and mortgage

The rest of a budget near Hackberry

Only figures published free for the whole country, each labeled with the area it covers: the Dallas-Fort Worth-Arlington, TX metro area, or Texas. Groceries follow the goods price level; nobody publishes them town by town.

CostHereCompared withAreaSource
Prices overall
U.S. = 100
103TX 97metroBEA, 2024
Goods (groceries, clothing, cars…)
U.S. = 100
103TX 98metroBEA, 2024
Utilities
U.S. = 100
91TX 88metroBEA, 2024
Other services
U.S. = 100
100TX 97metroBEA, 2024

Price levels: U.S. Bureau of Economic Analysis, Regional Price Parities 2024 (metro area and state). Electricity: U.S. Energy Information Administration, Electric Power Monthly, table 5.6.A.

Next door

Hackberry vs. its neighbors

Zillow publishes no value for Hackberry.

Cost next door · one source per column

TownCostTypical home
Zillow, latest
Median value
Census 2020–24
Tax rate
bill ÷ value
2-bed rent
HUD 2026
HackberryD—$417K1.84%$2,790
FriscoD−$640K$642K1.49%$2,650

“—” under Zillow: Zillow publishes no value for that town, so it’s left blank rather than mixed with Census figures.

Questions about the cost of living in Hackberry

Is Hackberry expensive to live in?

Measured against what households in the area earn, Hackberry costs more than 94% of U.S. towns: a D for cost of living, #592 of 642 in Texas. The typical home costs 4.6 years of the median household income of the Dallas-Fort Worth-Arlington, TX metro area ($90K).

How much is rent in Hackberry?

HUD puts a two-bedroom at about $2,790 a month with utilities, the going rate for someone moving in. Renters already here pay a median of $2,208 (Census 2020–24).

What are property taxes in Hackberry?

The median bill is $7,676 a year, 1.84% of the median home value (Texas: $4,232, 1.49%), from the Census 2020–24.

Neighbors talk housing

What Hackberry buyers, sellers and renters are saying.

Town Square →
Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center, September 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.