Storms, floods and disasters in Clarksville City
Clarksville City isn’t graded for hazard risk: Clarksville City has 883 residents; we grade towns of 1,000 or more. Flood insurance has paid 2 claims here since 2016.
What Clarksville City faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Hail
Ice storms
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Clarksville City flood? Rarely: 2 flood claims since 2016
Every paid claim on a federal flood insurance policy in Clarksville City, from FEMA’s records.
- The Late winter severe storms1 claim · $159K
Clarksville City isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Gregg County.2 federal disasters brought FEMA money to Clarksville City
Disasters that paid out in Clarksville City itself (aid to households or repair grants to the City of Clarksville City), newest first, with that year’s flood claims.
- 2016Severe Storms, Tornadoes, and Flooding$6K to the City of Clarksville City for repairs2 flood claims paid that year
- 2000Severe Winter Ice Storm$4K to the City of Clarksville City for repairs
Gregg County has had 16 natural disasters declared by the President since 1953, most often severe storms, then hurricanes and tropical storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Clarksville City after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Clarksville City archive →Clarksville City and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| White Oak | A−less damage than 78% | river and rain flooding | 7 |
| Gladewater | Bless damage than 62% | river and rain flooding | 1 |
| Warren City | — | 331 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Clarksville City faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Ice brings down trees and lines: plan for days without power.
- Run a generator outside, far from doors and windows.
- Keep sand or salt by the door.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Clarksville City
Does Clarksville City flood?
Flood insurance has paid 2 claims in Clarksville City since 2016, $182K in all. 1 properties have flooded more than once. The most claims came from Late winter severe storms (1).
Is Clarksville City in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Gregg County, 23% of homes in mapped flood zones carry federal flood insurance, and 0.6% of all homes do.
How much is flood insurance in Clarksville City?
FEMA’s Community Rating System list shows no discount for Clarksville City’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Clarksville City?
By FEMA money that reached Clarksville City, Severe Storms, Tornadoes, and Flooding (2016): $6K to the City of Clarksville City for repairs. By flood claims, Late winter severe storms: 1 paid, $159K.
Storm stories
Memories, warnings and help from neighbors in Clarksville City.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Clarksville City’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.