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DHazard risk
Natural hazards in Brookside Village · FEMA

On FEMA’s figures, Brookside Village faces more hazard damage per building than 92% of U.S. towns, mostly from river and rain flooding

On FEMA’s National Risk Index, Brookside Village gets a D for hazard risk: higher expected damage per building than 92% of U.S. towns. Most of that expected damage is river and rain flooding (77%), then hurricanes (20%). Flood insurance has paid 383 claims here since 1979.

River and rain flooding 77%Hurricanes 20%Tornadoes 2%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

more than 92%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade
Hazard risk
D
in Texas · higher than 92% of U.S. towns
Main hazard
River and rain flooding
77% of expected building damage
Flood claims
383
paid since 1979 · $30.6M
Flooded more than once
57
properties · 12 “severe repetitive loss”
Disasters paid out here
6
of 28 declared for Brazoria County

What stands out about Brookside Village’s natural hazards

From FEMA’s model and FEMA’s records, below.

383 paid flood claims since 1979$30.6M in all; 57 properties flooded more than once. More per home than 100% of U.S. towns.Remembers 2017185 flood claims were paid for 2017 alone, the most of any year.
By hazard

What Brookside Village faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

77%of expected building damage
Well above average · in the top 5% of U.S. census tracts
Recorded about 2 times a year in the area

Hurricanes

20%of expected building damage
Well above average · higher than 90% of U.S. census tracts
Recorded about once every 5 years in the area
Smaller shares here
 Tornadoes Strong wind Earthquakes Hail Wildfire Winter storms Ice storms Cold waves Heat waves Landslides Lightning
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Brookside Village’s grade

River and rain flooding is 77% of the building damage FEMA expects in Brookside Village, and Brookside Village’s rate of river and rain flooding damage is in the top 5% of U.S. census tracts. Next is hurricanes at 20% (higher than 90% of U.S. census tracts).

Where Brookside Village sits
Brookside Village
Least damageMiddleMost damage

D higher expected damage per building than 92% of U.S. towns (21,298).

All of Brookside Village’s residents live in one census tract; the figures are that tract’s.

What drives the damage to buildings
River and rain flooding77%Hurricanes20%Everything else2%

In dollars, FEMA expects about $1.0M a year in losses across Brookside Village: $735K to buildings, the rest to people and crops.

Recent disaster.FEMA’s model looks at expected damage to the buildings standing today. After Hurricane Harvey in 2017, FEMA took 94 aid registrations from Brookside Village addresses (the town has 542 homes) and flood insurance paid 184 claims for $25.4M.
Shared tract.All of Brookside Village’s 1,548 residents (2020 census) live in one census tract. FEMA publishes its model by tract, so the rate and the hazard mix are the tract’s. The flood claims below are the town’s own.
A shared figure. The grade describes the whole tract, not each street in it, and FEMA’s model is an average year for today’s buildings, not a record: the claims below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Brookside Village flood? Yes: 383 flood claims since 1979

Every paid claim on a federal flood insurance policy in Brookside Village, from FEMA’s records: 706.6 per 1,000 homes, more than 100% of the 13,809 U.S. towns with a flood insurance record.

Paid flood claims, by year
1979: 12 claims1980: 0 claims1981: 0 claims1982: 0 claims1983: 6 claims1984: 0 claims1985: 5 claims1986: 0 claims1987: 0 claims1988: 0 claims1989: 15 claims1990: 0 claims1991: 2 claims1992: 0 claims1993: 1 claim1994: 57 claims1995: 0 claims1996: 0 claims1997: 1 claim1998: 2 claims1999: 0 claims2000: 0 claims2001: 40 claims2002: 0 claims2003: 1 claim2004: 0 claims2005: 0 claims2006: 11 claims2007: 1 claim2008: 15 claims2009: 9 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 2 claims2016: 0 claims2017: 185 claims2018: 0 claims2019: 1 claim2020: 12 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 5 claims2025: 0 claims2026: 0 claims199420012017
19792026
Biggest named events
  • Hurricane Harvey184 claims · $25.4M
  • Tropical Storm Allison40 claims · $999K
  • Hurricane Chantel15 claims · $173K
383
paid claims since 1979
$30.6M
paid to owners
57
homes flooded more than once
$80K
average claim
Homes that flooded again and again
FEMA “severe repetitive loss” (12)Flooded 2+ times
of homes in flood zones are insured
of all homes are insured
No community discount

Brookside Village isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Brazoria County.
Disasters

6 federal disasters brought FEMA money to Brookside Village

Disasters that paid out in Brookside Village itself (aid to households or repair grants to the City of Brookside Village), newest first, with that year’s flood claims.

  1. 2024Hurricane Beryl44 households applied for aid$54K aid approved$662K to the City of Brookside Village for repairs5 flood claims paid that year
  2. 2021Severe Winter Storms8 households applied for aid$11K aid approved
  3. 2017Hurricane Harvey94 households applied for aid$817K aid approved$62K to the City of Brookside Village for repairs184 flood claims paid for it, $25.4M
  4. 2008Hurricane Ike34 households applied for aid$19K aid approved$447K to the City of Brookside Village for repairs15 flood claims paid for it, $213K
  5. 2005Hurricane Rita$2K to the City of Brookside Village for repairs
  6. 2001Tx-tropical Storm Allison-06-06-2001$17K to the City of Brookside Village for repairs40 flood claims paid for it, $999K
Disasters declared, by decade
Paid out in Brookside VillageBrazoria County only

Brazoria County has had 28 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Brookside Village after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Brookside Village archive →
Next door

Brookside Village and its neighbors

Brookside Village is 3rd of the 3 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.

Houston: hazard risk DPearland: hazard risk C−HoustonPearlandBrookside Village
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
PearlandC−more damage than 84%river and rain flooding3,078
HoustonDmore damage than 87%river and rain flooding71,124
Brookside VillageDmore damage than 92%river and rain flooding383

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Brookside Village faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Brookside Village

Is Brookside Village at risk for natural disasters?

On FEMA’s National Risk Index, Brookside Village has higher expected damage per building than 92% of U.S. towns: D for hazard risk. Most of the expected damage is river and rain flooding (77%) and hurricanes (20%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.

Does Brookside Village flood?

Flood insurance has paid 383 claims in Brookside Village since 1979, $30.6M in all, or 706.6 per 1,000 homes, more than 100% of U.S. towns with a flood insurance record. 57 properties have flooded more than once. The most claims came from Hurricane Harvey (184).

Is Brookside Village in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Brazoria County, 43% of homes in mapped flood zones carry federal flood insurance, and 22.5% of all homes do.

How much is flood insurance in Brookside Village?

FEMA’s Community Rating System list shows no discount for Brookside Village’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Brookside Village?

By FEMA money that reached Brookside Village, Hurricane Harvey (2017): 94 households applied for aid, $817K approved, and $62K to the City of Brookside Village for repairs. By flood claims, Hurricane Harvey: 184 paid, $25.4M.

Is Brookside Village at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (77%), and Brookside Village’s rate for it is in the top 5% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Brookside Village.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Brookside Village’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.