Photo: Renelibrary · CC BY-SA 4.0Storms, floods and disasters in Blooming Grove
Blooming Grove isn’t graded for hazard risk: Blooming Grove has 658 residents; we grade towns of 1,000 or more. Flood insurance has paid 1 claim here since 1990.
What Blooming Grove faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Hail
Wildfire
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Blooming Grove flood? Rarely: 1 flood claim since 1990
Every paid claim on a federal flood insurance policy in Blooming Grove, from FEMA’s records.
Blooming Grove isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Navarro County.4 federal disasters brought FEMA money to Blooming Grove
Disasters that paid out in Blooming Grove itself (aid to households or repair grants to the Town of Blooming Grove), newest first, with that year’s flood claims.
- 2024Severe Storms, Straight-line Winds, Tornadoes, and Flooding3 households applied for aid$219 aid approved$7K to the Town of Blooming Grove for repairs
- 2021Severe Winter Storms11 households applied for aid$16K aid approved
- 2015Severe Storms, Tornadoes, Straight-line Winds, and Flooding20 households applied for aid$24K aid approved$18K to the Town of Blooming Grove for repairs
- 2015Severe Storms, Tornadoes, Straight-line Winds and Flooding4 households applied for aid$1K aid approved
Navarro County has had 21 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Blooming Grove after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Blooming Grove archive →Get ready for what Blooming Grove faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Clear dead leaves and brush within 5 feet of the house.
- Sign up for local alerts and know two ways out.
- Keep N95 masks for smoky days.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Blooming Grove
Does Blooming Grove flood?
Flood insurance has paid 1 claim in Blooming Grove since 1990, $9K in all.
Is Blooming Grove in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Navarro County, 16% of homes in mapped flood zones carry federal flood insurance, and 0.7% of all homes do.
How much is flood insurance in Blooming Grove?
FEMA’s Community Rating System list shows no discount for Blooming Grove’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Blooming Grove?
By FEMA money that reached Blooming Grove, Severe Storms, Tornadoes, Straight-line Winds, and Flooding (2015): 20 households applied for aid, $24K approved, and $18K to the Town of Blooming Grove for repairs.
Storm stories
Memories, warnings and help from neighbors in Blooming Grove.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Blooming Grove’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.