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Downtown belton
Texas›Bell County
Photo: NativeTexan55 · CC BY-SA 4.0
Photo of Belton

Belton, TX · Photo: NativeTexan55 · CC BY-SA 4.0 · Source ↗

Is Belton a good place to live?

Belton is a solid, middle-of-the-road choice. It grades C− overall, 370th of 640 graded towns in Texas, with no subject far below average. Its best mark is schools: its schools rank ahead of 55% of Texas towns. Expect to pay for it: homes are expensive, about $312K for a typical one and 4.5 times the Killeen metro’s $70K median household income. Its National Register listings include Bell County Courthouse and Old St. Luke's Episcopal Church. On walkability, just 96 of Texas’ 999 towns do better. Belton is home to University of Mary Hardin-Baylor.

What makes Belton stand out

Where Belton beats most towns.

Old St. Luke's Episcopal Church
Old St. Luke's Episcopal Church · National Register of Historic Places
Belton’s story

176 years in pictures

Census counts: 281 in 1870, 23,054 in 2020. The archive holds 12 old photos and papers going back to 1881 and 4 maps from 1931 on.

41 places on the National Register of Historic Places.

  • 1850Belton is settled
Explore the history →

How Belton grades

Each subject compared with towns across the country (schools within Texas), ordered by how far Belton is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Getting set up

Moving to Belton: who provides what

Who provides power, water and the rest in Belton, and how to reach them.

The full setup list →
PowerOncorEIAHIFLD · EIA
WaterCity of Belton water systemNo health-based violations in 5 years · EPAEPA
Internet9 providers97% of addresses get 100/20 MbpsFCC
Trash & dumpBy addressDay by addressTown site
SchoolsBelton Independent School DistrictWhich school depends on your addressNCES
Register to voteIn personTexas has no online registration; you can register in person until 30 days before Election Day or by mail (postmarked 30 days before).vote.gov
Who runs elections hereBell County Early Voting ClerkBell County; contacts on the Handbook page.FVAP, Jun 2022
ZIP code7651376513 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Belton.

Belton has more 90° days than nearly all U.S. towns, is healthier than towns with similar incomes and has home values still below their peak.

Natural hazardsHazard risk grade B+

Belton faces a low natural-hazard risk, led by inland flooding

Expected storm and flood damage is lower than in 78% of U.S. communities. Since 1994, 27 flood insurance claims have been paid out in Belton.

22risk score of 100
FEMA risk score
22Low riskLowerHigher
Inland floodingTornadoesCold waves
27
paid flood claims since 1994
4
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

SchoolsB

For schools, Belton earns a B

Its public schools are run by Belton ISD. Three of its 15 schools are below, each with why it’s listed.

55%of TX districts it outscoresBSchool Grade
SchoolLevelStudentsLetter
Chisholm Trail ElLargest public elementary schoolGrades K–5Grades K–5766C
Belton H SLargest public high schoolGrades 9–12Grades 9–121,763B+
Sparta ElTop results in townGrades K–5Grades K–5549A−

NCES · EDFacts · graded within TX on state tests and graduation

HealthC

Belton stands out in Texas and nationally, with more of its adults who have been diagnosed with depression

Against the 8,696 U.S. towns with household incomes like Belton’s, it is healthier than 51%, so its C isn’t only a matter of income.

27% of Belton adults have been diagnosed with depression, where Texas’ towns sit at 22% and U.S. towns at 23%. 41% of adults have obesity in Belton. Belton beats the Texas average on 1 of 31 CDC measures and trails it on 9.

32%healthier than U.S. townsCHealth Grade
BeltonTexas townsU.S. towns
Depression (CDC PLACES)27%22%23%
Frequent mental distress (CDC PLACES)20%18%17%
No health insurance, 18–64 (CDC PLACES)18%18%8.1%
Obesity (CDC PLACES)41%37%35%
31 measures vs. Texas
1 better21 too close to call9 worse
What stands outBeltonTX
Fewer adults with high cholesterol31.5%35.1%
More older adults who have lost all their teeth15.9%12.5%
Baylor Scott & White Medical Center - Temple
7 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health
46th
percentile among TX towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Climate

Mild winters and hot summers in Belton

The Stillhouse Hollow Dam weather station records that about 118 days a year reach 90°, more than in 98% of U.S. towns. July afternoons average 95.9°, hotter than in 97% of U.S. towns; January nights average 36.6°.

Belton has mild winters and hot summers. At 96°F, Belton’s July high is against 95°F in Texas’ towns and 85°F across U.S. towns. Belton’s January low is 37°F.

97°summer high
BeltonTexas townsU.S. towns
July high96°F95°F85°F
January low37°F37°F22°F

Typical low → high °F

Winter38–62°
Spring55–78°
Summer72–95°
Fall56–80°
Nov 20
typical first frost
Mar 14
typical last frost
+1.4°
vs. the 20th-century average
97°
typical summer high

NOAA U.S. Climate Normals, 1991–2020

Work & commuteJobs & income grade B−

Belton has 1.4 jobs for every working resident, and 10,985 people commute in

Jobs based here grew from 8,750 in 2013 to 12,439.

Most working residents leave Belton for work: only 16% work in town. 17% of Belton residents live below the poverty line. Jobs based in Belton grew to 12,439 in 2023, 3,689 more than in 2013.

16%work in town
BeltonTexas townsU.S. towns
Below the poverty line17%12%9.6%
Working residents who work in town16%8.3%8%
Median household income$59,000$69,000$80,000
Average trip to work23 minutes25 minutes25 minutes

Where working residents work

In Belton16%
Temple24%
Austin8%
Killeen4%
Waco4%
18 mi
median commute distance
12,439
jobs based in Belton
Balanced
jobs vs. working residents
A−
Walkability grade: more walkable than 76% of U.S. towns

Census LEHD 2023 · ACS

Who lives here

More young adults than Texas overall

Adults 18 to 34 are 30% of residents (24% statewide); adults 35 to 64 are 32% of residents (38% statewide). Belton has grown 13% since 2020, to 25,964 residents in the Census Bureau’s 2025 estimate. The median age in Belton is 32.4 years.

32.4median age · TX 35.6
BeltonTexas townsU.S. towns
Median age32.4 years35.9 years40.5 years
Aged 65 or older14%14%18%
Under 1824%26%22%
Bachelor’s degree or more, 25+28%23%29%
BeltonTexasUnited States

Ages · share of residents

Education · adults 25 and older

No diploma15%
High school29%
Some college22%
Associate’s7%
Bachelor’s20%
Graduate9%

Women and men · all residents

53% women, 47% men

About 90 men for every 100 women (the survey’s margin: ±2.4 points). Across Texas, 50.1% of residents are women. Among residents 18 to 24, 72% are women (TX 49%). Median age: women 33.3, men 32.0.

Ages and education in Belton
BeltonTXU.S.
Under 1013.2%13.3%11.6%
10 to 1711.1%11.7%10.3%
18 to 2414.7%9.7%9.1%
25 to 3415.2%14.5%13.7%
35 to 4413.7%14.1%13.2%
45 to 548.6%12.3%12.2%
55 to 649.6%11.1%12.7%
65 to 748.5%8.2%10.2%
75 and older5.3%5.2%7%
No diploma14.6%14%10.4%
High school28.7%24.3%26%
Some college21.6%20.1%19.1%
Associate’s6.7%7.7%8.8%
Bachelor’s19.8%21.5%21.6%
Graduate8.5%12.3%14.1%

Census population estimates, 2025 · U.S. Census Bureau · ACS 2020-2024 5-year estimates

Safety

Crime reported in Belton

Belton's reported crime rate is below Texas's. Most reported incidents are property crimes, mainly thefts. 24 violent crimes were reported in 2024.

BeltonTexas townsU.S. towns
Property crimes per 1,000 (2024)19.4 per 1,000 residents1311.5
Violent crimes per 1,000 (2024)0.9 per 1,000 residents2.11.7

Violent crime per 1,000 residents

Belton0.9
Texas4
U.S.3.6

Property crime per 1,000 residents

Belton19.4
Texas20.7
U.S.17.7
24
violent crimes reported in 2024
503
property crimes reported in 2024

FBI crime data, 2024 · crimes reported to police

OutdoorsB+

Belton has set aside 8.2% of its land for conservation

2.6 miles of trail in 16 parks and preserves. The biggest park or preserve is Heritage Park, at 221 acres.

#373for trails in TX
BeltonTexas townsU.S. towns
Conserved land8.2%1.9%4.3%
Miles of trail per square mile0.1 miles per square mile0.30.4
8.2%
conserved · 1,103 of 13,501 acres
2.6 mi
of trails · 0.1 per sq mi
Biggest places to walkTrailsAcres
1. Stillhouse Park1 mi54
2. Heritage Park0.1 mi221
3. Miller Springs Park0.1 mi154

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

HousingCost of living grade D

For cost of living, Belton earns a D

The typical value, about $312K, is 10% below its September 2022 peak.

The typical Belton home is worth about $312,000, down 1.8% in a year, 5% above the Texas typical home.

$312KZillow home value
BeltonTexas townsU.S. towns
Households that own their home56%69%73%
Median rent$1,252 a month$1,206 a month$1,185 a month

Typical home value

Belton$312K
Texas$296K
Market temperature
BalancedA seller's marketBuyer’sSeller’s
54
days on market
98.4%
sale-to-list price
−1.8%
value change, 1 year
32
homes sold in May

Zillow Home Value Index · Redfin Data Center

Keep exploring

Everything we know about Belton

20pages on Belton
After high school

Colleges nearby

2 within 15 miles of the center of Belton

A growing town

Belton has grown 43% since 2010

18,216 counted in 2010 and 23,054 in 2020; an estimated 25,964 in 2025.

Growth hasn’t slowed: 12.7% since 2020, after 26.6% in the decade before.

18,2162010
23,0542020
25,9642025 est.

U.S. Census 2010 & 2020 counts · Census Bureau estimate, July 1, 2025

Landmarks

41 places in Belton on the National Register of Historic Places.

All landmarks →

Famous people from Belton

11 notable people were born in Belton.

See all 11 →

About Belton

City in Texas, United States

Official town website ↗

Belton is a city in the U.S. state of Texas. Belton is the county seat of Bell County and is the fifth largest city in the Killeen-Temple metropolitan area. In 2020, the population of Belton was 23,054, and the metro region had a population of 450,051 according to US Census estimates.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1850
Area
20 sq mi
Elevation
509 ft
ZIP code
76513
Area code
254

Belton’s neighbors

One town shares a border with Belton.

Explore the map →
How the neighbors grade
TownTX rankOverallCostSafetySchoolsHealth
Belton#370C−D—BC
Temple#513DC−—C+C−

Belton and Temple report no FBI crime data of their own. Compare Belton with a neighbor →

Questions about Belton

Short answers, built from the data on this page.

Is Belton, TX a good place to live?

Belton grades C− overall, better than 22% of U.S. towns and #370 of 640 in Texas. It grades C for health and B for schools. Cost of living is its weak spot, with a D.

Is Belton, TX expensive?

Yes. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades D.

What is Belton, TX known for?

11 notable people were born here, including Rudy Youngblood and Walton H. Walker.