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Batesville, TX, School IMG 1886Photo: Billy Hathorn · CC BY-SA 3.0
–Not graded
Natural hazards in Batesville · FEMA

Storms, floods and disasters in Batesville

Batesville isn’t graded for hazard risk: Batesville has 994 residents; we grade towns of 1,000 or more. Flood insurance has paid 3 claims here since 2003.

Flood claims
3
paid since 2003 · $207K
Disasters paid out here
2
of 15 declared for Zavala County
By hazard

What Batesville faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

90%of expected building damage
Well above average · higher than 84% of U.S. census tracts
Recorded about 2 times a year in the area
Smaller shares here
 Tornadoes Hurricanes Hail Wildfire Strong wind Ice storms Lightning top 1% Earthquakes Winter storms Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts drought at 43% of Batesville’s expected losses. Drought does little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Batesville flood? Rarely: 3 flood claims since 2003

Every paid claim on a federal flood insurance policy in Batesville, from FEMA’s records.

Paid flood claims, by year
2003: 1 claim2004: 0 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 2 claims20032026
20032026
Biggest named events
  • The 2026-07-Texas-Flooding2 claims · $195K
3
paid claims since 2003
$207K
paid to owners
0
homes flooded more than once
$69K
average claim
of all homes are insured
No community discount

Batesville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Zavala County.
Disasters

2 federal disasters brought FEMA money to Batesville

Disasters that paid out in Batesville itself (aid to households or repair grants to Batesville), newest first, with that year’s flood claims.

  1. 2007Severe Storms, Tornadoes, and Flooding88 households applied for aid$56K aid approved
  2. 2003Hurricane Claudette184 households applied for aid$324K aid approved1 flood claim paid that year
Disasters declared, by decade
Paid out in BatesvilleZavala County only

Zavala County has had 15 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Batesville after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Batesville archive →
Be ready

Get ready for what Batesville faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Batesville

Does Batesville flood?

Flood insurance has paid 3 claims in Batesville since 2003, $207K in all. The most claims came from 2026-07-Texas-Flooding (2).

Is Batesville in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Zavala County, 1.4% of all homes carry federal flood insurance.

How much is flood insurance in Batesville?

FEMA’s Community Rating System list shows no discount for Batesville’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Batesville?

By FEMA money that reached Batesville, Hurricane Claudette (2003): 184 households applied for aid, $324K approved. By flood claims, 2026-07-Texas-Flooding: 2 paid, $195K.

Storm stories

Memories, warnings and help from neighbors in Batesville.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Batesville’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.