For wildfire, Aurora’s building-damage rate is in the top 5% of U.S. census tracts
On FEMA’s National Risk Index, Aurora gets a B− for hazard risk: lower expected damage per building than 54% of U.S. towns. Most of that expected damage is river and rain flooding (63%), then wildfire (12%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Aurora faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Wildfire
Tornadoes
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Aurora’s grade
River and rain flooding is 63% of the building damage FEMA expects in Aurora, and Aurora’s rate of river and rain flooding damage is lower than 54% of U.S. census tracts. Wildfire adds 12%, at a rate in the top 5% of U.S. census tracts.
B− lower expected damage per building than 54% of U.S. towns (21,298).
Aurora’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
In dollars, FEMA expects about $374K a year in losses across Aurora: $257K to buildings, the rest to people and crops.
Does Aurora flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Aurora. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Aurora isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Wise County.2 federal disasters brought FEMA money to Aurora
Disasters that paid out in Aurora itself (aid to households or repair grants to the City of Aurora), newest first, with that year’s flood claims.
- 2021Severe Winter Storms9 households applied for aid$5K aid approved
- 2015Severe Storms, Tornadoes, Straight-line Winds and Flooding1 households applied for aid$887 aid approved
Wise County has had 16 natural disasters declared by the President since 1953, most often severe storms, then hurricanes and tropical storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in Wise County, 2000–2000.
Old photos of Aurora after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Aurora archive →Aurora and its neighbors
Aurora is 2nd of the 2 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Rhome | A−less damage than 80% | river and rain flooding | — |
| Aurora | B−less damage than 54% | river and rain flooding | 0 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Aurora faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Clear dead leaves and brush within 5 feet of the house.
- Sign up for local alerts and know two ways out.
- Keep N95 masks for smoky days.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Aurora
Is Aurora at risk for natural disasters?
On FEMA’s National Risk Index, Aurora has lower expected damage per building than 54% of U.S. towns: B− for hazard risk. Most of the expected damage is river and rain flooding (63%) and wildfire (12%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Aurora in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Wise County, 17% of homes in mapped flood zones carry federal flood insurance, and 0.6% of all homes do.
How much is flood insurance in Aurora?
FEMA’s Community Rating System list shows no discount for Aurora’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Aurora?
By FEMA money that reached Aurora, Severe Winter Storms (2021): 9 households applied for aid, $5K approved.
Is Aurora at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (63%), and Aurora’s rate for it is lower than 54% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Aurora.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Aurora’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.