Photo: Volunteer Politics · CC BY-SA 4.0FEMA expects about as much hazard damage per building in Pleasant View as in the typical U.S. town, mostly from river and rain flooding
On FEMA’s National Risk Index, Pleasant View gets a B− for hazard risk: lower expected damage per building than 50% of U.S. towns, #80 of 177 in Tennessee. Most of that expected damage is river and rain flooding (60%), then earthquakes (18%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Pleasant View faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Earthquakes
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Pleasant View’s grade
River and rain flooding is 60% of the building damage FEMA expects in Pleasant View, and Pleasant View’s rate of river and rain flooding damage is lower than 56% of U.S. census tracts. Strong wind adds 4%, at a rate in the top 9% of U.S. census tracts.
B− #80 of 177 in Tennessee; lower expected damage per building than 50% of U.S. towns (21,298).
All of Pleasant View’s residents live in one census tract; the figures are that tract’s.
The typical Tennessee town has higher expected damage than 53% of U.S. towns; within the state, Pleasant View has less expected damage per building than 55% of Tennessee towns.
In dollars, FEMA expects about $1.7M a year in losses across Pleasant View: $1.1M to buildings, the rest to people and crops.
Does Pleasant View flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Pleasant View. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Pleasant View isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cheatham County.2 federal disasters brought FEMA money to Pleasant View
Disasters that paid out in Pleasant View itself (aid to households or repair grants to the City of Pleasant View), newest first, with that year’s flood claims.
- 2025Severe Storms, Straight-line Winds, Tornadoes, and Flooding1 households applied for aid$10K aid approved
- 2010Severe Storms, Flooding, Straight-line Winds, and Tornadoes25 households applied for aid$11K aid approved
Cheatham County has had 19 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Pleasant View after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Pleasant View archive →Pleasant View and its neighbors
Pleasant View has the lowest expected damage per building of the 2 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Pleasant View | B−less damage than 50% | river and rain flooding | 0 |
| Coopertown | B−more damage than 50% | river and rain flooding | 3 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Pleasant View faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Pleasant View
Is Pleasant View at risk for natural disasters?
On FEMA’s National Risk Index, Pleasant View has lower expected damage per building than 50% of U.S. towns: B− for hazard risk, #80 of 177 in Tennessee. Most of the expected damage is river and rain flooding (60%) and earthquakes (18%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Pleasant View in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Cheatham County, 37% of homes in mapped flood zones carry federal flood insurance, and 1.5% of all homes do.
How much is flood insurance in Pleasant View?
FEMA’s Community Rating System list shows no discount for Pleasant View’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Pleasant View?
By FEMA money that reached Pleasant View, Severe Storms, Flooding, Straight-line Winds, and Tornadoes (2010): 25 households applied for aid, $11K approved.
Is Pleasant View at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (60%), and Pleasant View’s rate for it is lower than 56% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Pleasant View.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Pleasant View’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.