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Monterey-Commercial-Ave-tn1Photo: Brian Stansberry · CC BY 4.0
D−Health Grade
Health in Monterey · CDC PLACES 2025

On CDC estimates, Monterey is healthier than 4% of U.S. towns

Monterey trails Tennessee on 17 of 31 measures CDC estimates, and leads on none.

Modeled estimates for adults 18+, CDC’s own estimate for Monterey. How CDC estimates town health

What stands out · In brief

What stands out about health in Monterey

Monterey is in the bottom 4% of U.S. towns for health

On the seven CDC estimates behind the Health Grade, Monterey is healthier than only 4% of U.S. towns. It earns a D on all of them. Health Grade ↓

Dental care lags in Monterey

51% of adults saw a dentist this year, vs 58.1% across Tennessee. Among those 65 and older, 27.3% have lost all their teeth (Tennessee 14.6%). Checkups ↓

COPD, heart disease and stroke run high in Monterey

1 in 8 adults have COPD (11.9%), vs 8.6% across Tennessee. 1 in 11 adults have heart disease (9%), vs 7% across Tennessee. Stroke is also above the state: 4.7%, vs 3.7% across Tennessee. In all, Monterey runs above Tennessee on four of 11 chronic conditions. Conditions ↓

Written from the CDC, Medicare and HRSA data on this page. CDC PLACES 2025 release: modeled estimates for adults, not counts; “higher” and “lower” mean the Tennessee figure falls outside Monterey’s likely range.

Health Grade

What’s behind Monterey’s grade

On seven CDC estimates for adults, Monterey is healthier than 4% of U.S. towns, #153 of 176 in Tennessee. All seven of Monterey’s estimates fall in the lowest 13% of U.S. towns. The furthest from typical is physical distress: 18.8% of adults, against 14.9% across Tennessee and 13% nationally.

DSelf-rated health29.7% · TN 22.4% · U.S. 19.4%
D−Physical distress18.8% · TN 14.9% · U.S. 13%
D−Mental distress21% · TN 19.3% · U.S. 15.9%
DObesity41.7% · TN 37.6% · U.S. 32.9%
DDiabetes16.3% · TN 13.6% · U.S. 12%
DSmoking21.1% smoke · TN 17.3% · U.S. 11.8%
DExercise33.2% · TN 26.6% · U.S. 24.7%
All U.S. towns we grade (21,250)Healthier than 4%
Less healthyHealthier
Tennessee towns we grade (176)Healthier than 14%
U.S. towns with similar incomes, $34K–$57K (4,327)Healthier than 14%

Health estimates follow income closely across the country: towns with higher household incomes usually score higher (a correlation of 0.77 across 21,157 graded towns). Monterey’s median household income is $45,922; among the 4,327 U.S. towns within 25% of that ($34K–$57K), it’s healthier than 14%, so it sits below most towns with similar incomes, too.

A fairly firm grade. With every estimate at the unfavorable or the favorable end of CDC’s likely range, Monterey could be anywhere from D− to C−.
A note on the data.2025 figures come from the FBI's Crime Data Explorer; the FBI's published 2025 table doesn't include this department

How TownRatings grades health →

Checkups & screenings

Keeping up with care

Share of Monterey adults getting routine care. The full ring is 100%; the dark tick marks Tennessee.

77%Yearly checkupTN 78%
51%Dentist visitTN 58%
84%Cholesterol checkTN 87%
58%Colon screeningTN 63%
70%MammogramTN 75%
77%Taking BP medsTN 76%
1 in 5
working-age adults has no health insurance
Monterey 19.4% · Tennessee 1 in 9 (11.6%)
Chronic conditions

Out of every 100 Monterey adults…

Monterey runs above TN on 5 of 12 conditions. Tap one to see it as people.

12 of every 100 Monterey adults have COPD
Tennessee: 9 in 100 · worse · likely 10–13.9%
Better than TNWorseAbout the sameTennessee
Getting care

Care in and near Monterey

1 community health center in Monterey, plus the nearest just outside it.

HNearest ERCookeville Regional Medical CenterCookeville · 13.8 miDirections →
★Best rated nearbyCumberland Medical Center★★★★★ · 19.4 miDirections →
+Low-cost careTennessee Department of HealthMonterey · 0.6 mi · sliding-scale feesDirections →
13.8 mi
Cookeville Regional Medical Center
Cookeville · ★★★★★
ER
16.9 mi
Livingston Regional Hospital
Livingston · ★★★★★
ER
18 mi
Saint Thomas Highlands Hospital
Sparta · not rated
ER
19.4 mi
Cumberland Medical Center
Crossville · ★★★★★
ER
✓ Primary careNo HRSA shortage area covers Monterey itself
✓ Dental careNo HRSA shortage area covers Monterey itself
✓ Mental healthNo HRSA shortage area covers Monterey itself

Hospitals: Medicare overall star ratings, 1–5. Community health centers charge on a sliding scale by income. Distances are straight-line from the center of Monterey; ≈ marks a hospital located by its town, not its street. Shortage areas: HRSA Health Professional Shortage Areas (a “population” designation covers specific residents, such as those with low incomes).

Habits

Everyday habits, side by side with Tennessee

Share of adults, with the Tennessee figure marked.

Get no exercise 33.2%TN 26.6%
Sleep under 7 hours 37.6%TN 38.2%
Binge drink 12.3%TN 14.6%
Smoke cigarettes 21.1%TN 17.3%
0%10%20%30%40%
Monterey, betterMonterey, worseAbout the sameTennessee
Where Monterey gets moving

0.4 miles of trails across 1 park or preserve

Parks & trails →
Mind & connection

How Monterey adults are doing

About the same as Tennessee on each measure.

3 in 10Monterey adults lack social or emotional support
27.6% · TN 27.2% · About the same as TN
3 in 10Monterey adults have been diagnosed with depression
28.6% · TN 28.4% · About the same as TN
1 in 5Monterey adults are in frequent mental distress
21% · TN 19.3% · About the same as TN
The one neighbors can help with

A hello is a start.

Groups are the easiest way in: a walking group, a book club, your street.

Find a group →

If you or someone you know is struggling, call or text 988, the Suicide & Crisis Lifeline. It’s free, confidential and open 24/7.

Everyday needs

Making ends meet

Needs that shape health as much as any doctor visit: food, housing, utilities and a way to get around.

1 in 5
Monterey adults worry about having enough food
21.3% · TN 16.2%
Worse than TN
1 in 6
Monterey adults worry about keeping their housing
15.7% · TN 13.3%
Worse than TN
1 in 9
Monterey adults were threatened with a utility shut-off
10.8% · TN 9.1%
Worse than TN
1 in 9
Monterey adults lack reliable transportation
11.3% · TN 8.9%
Worse than TN

20.9% of Monterey adults receive SNAP (food stamps), compared with 14.3% across Tennessee.

Around town

Monterey and the towns around it

How health changes across the town line.

Health next door

TownHealthObesityDiabetesSmokingFigures from
MontereyD−41.7%16.3%21.1%CDC place

Same-state neighbors only, ordered by length of shared border.

Disability

Living with a disability

Shown without a better/worse judgment.

42.3%

of Monterey adults live with a disability (Tennessee 35.8%). Walking or climbing stairs is the most common.

Walking or climbing stairs21.7%
Thinking or memory21.3%
Hearing10.1%
Errands alone12.9%
Vision8.4%
Dressing or bathing6%
Tennessee

Every CDC estimate for Monterey

Share of adults, 39 measures, with CDC’s likely range.

On the 31 measures below that have a better and a worse direction, Monterey is better than Tennessee on 0 and worse on 17; on the rest, the Tennessee figure falls inside Monterey’s likely range, so we call them about the same. Disability and SNAP are described, not compared as better or worse.

Adults who…MontereyTNU.S.vs TN
Overall health
Fair or poor health29.7%25.7–3422.4%19.4%Worse
Frequent physical distress (physical health not good 14+ days a month)18.8%16.4–21.414.9%13%Worse
Frequent mental distress (mental health not good 14+ days a month)21%18.5–23.619.3%15.9%About the same
Conditions
Obesity41.7%34.2–48.837.6%32.9%About the same
Diabetes16.3%14.1–18.613.6%12%Worse
High blood pressure42%37.9–4639.5%34.4%About the same
High cholesterol (adults screened in 5 years)41%36.7–45.138.3%37.1%About the same
Arthritis33.4%30–36.730.6%25.3%About the same
Asthma11.2%9.8–12.611%9.9%About the same
Cancer, other than skin cancer8.7%7.8–9.68.2%7.9%About the same
Coronary heart disease9%7.9–10.37%6.4%Worse
COPD11.9%10–13.98.6%6.3%Worse
Stroke4.7%4.1–5.43.7%3.4%Worse
Lost all teeth (ages 65+)27.3%22.8–31.914.6%12.3%Worse
Habits
Smoke cigarettes21.1%17.7–24.817.3%11.8%Worse
No exercise outside work33.2%27.9–38.626.6%24.7%Worse
Binge drinking12.3%9.9–14.614.6%15.4%About the same
Sleep under 7 hours37.6%31.6–43.938.2%36%About the same
Checkups and coverage
No health insurance (ages 18–64)19.4%16–23.211.6%11%Worse
Checkup in the past year77%73.2–80.378.1%77.4%About the same
Dentist visit in the past year51%47.1–54.658.1%63.2%Worse
Cholesterol check in 5 years83.9%81.3–86.186.6%87.1%Worse
Taking blood pressure medicine (adults with high blood pressure)77%74.3–79.476.2%76.5%About the same
Colorectal cancer screening (ages 45–75)57.6%52.4–62.663.2%65.5%Worse
Mammogram in 2 years (women 50–74)70%61.9–77.575.2%76.4%About the same
Mind and connection
Ever told they have depression28.6%24.6–32.628.4%20.6%About the same
Lack social and emotional support27.6%24–31.427.2%23.6%About the same
Everyday needs
Worried about having enough food21.3%19.1–23.716.2%15%Worse
Worried about keeping housing15.7%13.9–17.713.3%12%Worse
Threatened with a utility shut-off10.8%9.5–12.39.1%7.6%Worse
Lack reliable transportation11.3%10.3–12.58.9%7.9%Worse
Received SNAP (food stamps)20.9%18.6–23.414.3%11.6%Higher
Disability
Any disability42.3%37.1–47.435.8%30.1%Higher
Difficulty walking or climbing stairs21.7%18.7–24.916.3%13.6%Higher
Difficulty concentrating or remembering21.3%18.5–24.317.4%13.9%Higher
Hearing difficulty10.1%8.9–11.57.6%6.7%Higher
Vision difficulty8.4%7.3–9.75.5%5.4%Higher
Difficulty doing errands alone12.9%11–14.99.5%7.9%Higher
Difficulty dressing or bathing6%5.1–6.94.1%3.8%Higher

Each figure is the share of adults 18+ unless the label says otherwise; small numbers after it are CDC’s likely range (95% interval). “About the same” means the Tennessee figure falls inside that range.

Questions about health in Monterey

Is Monterey a healthy place to live?

On seven CDC estimates for adults, Monterey is healthier than 4% of U.S. towns: D− for health, #153 of 176 in Tennessee. Among U.S. towns with similar household incomes it’s healthier than 14%. These are modeled estimates of who lives there, not a measure of local care or habits alone.

What is the obesity rate in Monterey?

CDC estimates 41.7% of adults have obesity, likely between 34.2% and 48.8%, against 37.6% across Tennessee and 32.9% nationally.

What hospital is closest to Monterey?

Cookeville Regional Medical Center in Cookeville, 13.8 miles in a straight line from Monterey’s center point, is the nearest general hospital with an emergency room; Medicare rates it 2 of 5 stars.

How many people in Monterey have no health insurance?

CDC estimates 19.4% of adults ages 18–64 have no health insurance (likely 16–23.2%), against 11.6% across Tennessee.

How accurate are these numbers?

They’re modeled estimates: CDC applies national survey answers to each area’s age, sex, race and education mix, so they describe who lives in Monterey more than anything measured there. At the ends of CDC’s ranges the grade could be anywhere from D− to C−.

Neighbors talk health

Doctors taking patients, urgent care, staying active in Monterey.

Town Square →
Ask your neighbors

Health estimates: CDC PLACES: Local Data for Better Health, 2025 release. The Tennessee figure combines its counties, weighted by adult population. Hospitals and star ratings: Medicare Care Compare (CMS). Health centers and shortage areas: HRSA. The Health Grade is our own summary of CDC’s estimates, not an official rating. Ages: U.S. Census Bureau, American Community Survey. Town boundaries: U.S. Census Bureau. This page isn’t medical advice. In an emergency, call 911.