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Mercer
Tennessee›Madison County

MercerTN

Home to 128 people, the town was settled in 1888.

Woodland Baptist Church · Photo: rossograph · CC BY-SA 4.0
Photo of Mercer

Mercer, TN · Woodland Baptist Church · Photo: rossograph · CC BY-SA 4.0

Is Mercer a good place to live?

No town among the 178 in Tennessee we compare has a higher share of homes lived in by their owners than Mercer. Mercer has fewer than 1,000 residents, too few for fair grades; the figures below are still real.

Small town

128 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns

The data

Ordered by what stands out in Mercer.

Housing

The typical home in Mercer is valued at about $189K

$189KZillow home value

Over the 12 months to September 2026, the typical home gained 8.5% in value.

Typical home value

Mercer$189K
Tennessee$331K
+8.5%
value change, 1 year

Zillow Home Value Index · Redfin Data Center

Work & commute

About half of Mercer’s working residents commute to Jackson

1%work in town

In Mercer, 7.8% of residents live below the poverty line, where Tennessee’s towns sit at 14% and U.S. towns at 9.6%. Commuting out is the norm here: 1% of working residents work locally. The top destinations are Jackson (45%), Memphis (10%) and Bells (3%). For half of commuters, work is under 17 miles away.

MercerTennessee townsU.S. towns
Working residents who work in town1.4%12%8%
Below the poverty line7.8%14%9.6%

Where working residents work

In Mercer1%
Jackson45%
Memphis10%
Bells3%
Lexington3%
17 mi
median commute distance
11
jobs based in Mercer
A commuter town
jobs vs. working residents

Census LEHD 2023 · ACS

Climate

Mild winters and hot summers in Mercer

2″snow a winter

Its July high stands at 90°F, against 89°F in Tennessee’s towns and 85°F across U.S. towns.

Typical low → high °F

Winter32–51°
Spring49–72°
Summer68–89°
Fall49–73°
Oct 29
typical first frost
Apr 5
typical last frost
+1.1°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Natural hazards

Mercer faces a high natural-hazard risk, led by earthquakes

65risk score of 100

Of the losses FEMA expects in Mercer, 33% come from earthquakes and 21% from tornadoes. Expected storm and flood damage is higher than in nearly two thirds of U.S. communities. Households locally have drawn federal disaster aid in 4 declared disasters, most recently in 2026.

FEMA risk score
65High riskLowerHigher
EarthquakesTornadoesCold waves
4
federal disasters paid out here

FEMA disaster declarations and aid · FEMA National Risk Index · OpenFEMA

Health

How healthy Mercer is

Among adults in Mercer, 18% smoke cigarettes. The town does better than the Tennessee average on 10 of 31 CDC measures and worse on 1. Two figures for adults locally: 28% have been diagnosed with depression, 17% binge drink.

MercerTennessee townsU.S. towns
Diabetes (CDC PLACES)11%14%12%
Depression (CDC PLACES)28%29%23%
Binge drink (CDC PLACES)17%14%16%
High blood pressure (CDC PLACES)35%41%35%
31 measures vs. Tennessee
10 better20 too close to call1 worse
What stands outMercerTN
Fewer adults with COPD6.6%8.6%
Fewer adults with heart disease5.4%7%
Fewer adults treating high blood pressure72%76.2%
West Tennessee Healthcare Bolivar Hospital
14.4 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Keep exploring

Everything we know about Mercer

15pages on Mercer
Getting set up

Moving to Mercer: who provides what

Mercer is unincorporated, so Madison County and regional agencies provide most services.

PowerSouthwest Tennessee E M C13.7¢/kWh · EIA 2025HIFLD · EIA
WaterJea-Mercer Plant water systemNo health-based violations in 5 years · EPAEPA
Internet2 providers100% of addresses get 100/20 MbpsFCC
Trash & county servicesMadison CountyMadison County provides services here
SchoolsJackson-Madison County School SystemWhich school depends on your addressNCES
Register to voteOnlineIn Tennessee you can register online until 30 days before Election Day, in person until 30 days before Election Day, or by mail (postmarked 30 days before).vote.gov
Who runs elections hereMadison County Election CommissionMadison County; contacts on the Handbook page.FVAP, Sep 2025
ZIP code3839238392 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

A commuter town

99% of working residents leave Mercer for work

Where Mercer’s working residents go each day. Line width shows the share.

45% → Jackson Jackson 45% 10% → Memphis Memphis 10% 3% → Bells Bells 3% 3% → Lexington Lexington 3% 3% → Nashville Nashville 3% 1% → Litchfield Litchfield 1% Mercer · 1% stay
11jobs based in Mercer
1%of working residents work in town
17 mimedian commute distance

Census LEHD 2023

After high school

Colleges nearby

None within 15 miles of Mercer; the nearest are

About Mercer

Unincorporated community in Tennessee, United States

Mercer is an unincorporated community in Madison County, Tennessee, United States. It is located along State Route 138 halfway between Interstate 40 and Toone, just east of the Hatchie River. Mercer has a post office; its zip code is 38392.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Elevation
351 ft
ZIP code
38392

Questions about Mercer

Short answers, built from the data on this page.

Is Mercer, TN a good place to live?

Mercer has fewer than 1,000 residents, too few for fair grades; the figures below are still real.

Mercer is in here

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