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Lynnville, TennesseePhoto: Jason Dunnivant · CC BY 2.0
–Not graded
Natural hazards in Lynnville · FEMA

Storms, floods and disasters in Lynnville

Lynnville isn’t graded for hazard risk: Lynnville has 465 residents; we grade towns of 1,000 or more. Flood insurance has paid 2 claims here since 2003.

Flood claims
2
paid since 2003 · $6K
Disasters paid out here
2
of 19 declared for Giles County
By hazard

What Lynnville faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

78%of expected building damage
Well above average · higher than 86% of U.S. census tracts
Recorded about once a year in the area

Tornadoes

12%of expected building damage
Well above average · in the top 3% of U.S. census tracts
Recorded about once every 9 years in the area
Smaller shares here
 Earthquakes Strong wind Hurricanes Hail Ice storms Lightning top 3% Wildfire Winter storms Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 14% of Lynnville’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Lynnville flood? Rarely: 2 flood claims since 2003

Every paid claim on a federal flood insurance policy in Lynnville, from FEMA’s records.

Paid flood claims, by year
2003: 2 claims2004: 0 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims2003
20032026
Biggest named events
  • The Heavy rains2 claims · $6K
2
paid claims since 2003
$6K
paid to owners
0
homes flooded more than once
$3K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Lynnville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Giles County.
Disasters

2 federal disasters brought FEMA money to Lynnville

Disasters that paid out in Lynnville itself (aid to households or repair grants to the Town of Lynnville), newest first, with that year’s flood claims.

  1. 2010Severe Storms, Flooding, Straight-line Winds, and Tornadoes18 households applied for aid$16K aid approved
  2. 2003Severe Storms, Tornadoes, and Flooding14 households applied for aid$66K aid approved2 flood claims paid that year
Disasters declared, by decade
Paid out in LynnvilleGiles County only

Giles County has had 19 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Lynnville after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Lynnville archive →
Be ready

Get ready for what Lynnville faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Lynnville

Does Lynnville flood?

Flood insurance has paid 2 claims in Lynnville since 2003, $6K in all. The most claims came from Heavy rains (2).

Is Lynnville in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Giles County, 14% of homes in mapped flood zones carry federal flood insurance, and 0.7% of all homes do.

How much is flood insurance in Lynnville?

FEMA’s Community Rating System list shows no discount for Lynnville’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Lynnville?

By FEMA money that reached Lynnville, Severe Storms, Tornadoes, and Flooding (2003): 14 households applied for aid, $66K approved. By flood claims, Heavy rains: 2 paid, $6K.

Storm stories

Memories, warnings and help from neighbors in Lynnville.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Lynnville’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.