John Cloyd House (Additional Documentation) · Photo: rossograph · CC BY-SA 4.0FEMA expects about as much hazard damage per building in Green Hill as in the typical U.S. town, mostly from river and rain flooding
On FEMA’s National Risk Index, Green Hill gets a C+ for hazard risk: higher expected damage per building than 57% of U.S. towns, #101 of 177 in Tennessee. Most of that expected damage is river and rain flooding (70%), then earthquakes (13%). Flood insurance has paid 4 claims here since 2010.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Green Hill faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Earthquakes
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Green Hill’s grade
River and rain flooding is 70% of the building damage FEMA expects in Green Hill, and Green Hill’s rate of river and rain flooding damage is higher than 62% of U.S. census tracts. Next is earthquakes at 13% (higher than 79% of U.S. census tracts).
C+ #101 of 177 in Tennessee; higher expected damage per building than 57% of U.S. towns (21,298).
Green Hill’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
The typical Tennessee town has higher expected damage than 53% of U.S. towns; within the state, Green Hill has more expected damage per building than 57% of Tennessee towns.
In dollars, FEMA expects about $2.3M a year in losses across Green Hill: $1.4M to buildings, the rest to people and crops.
Does Green Hill flood? Rarely: 4 flood claims since 2010
Every paid claim on a federal flood insurance policy in Green Hill, from FEMA’s records: 1.6 per 1,000 homes, fewer than 67% of the 13,809 U.S. towns with a flood insurance record.
- The Late spring storms2 claims · $42K
Green Hill isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Wilson County.The storms Green Hill remembers
None of the 12 disasters declared for Wilson County shows FEMA aid or repair money reaching Green Hill itself in FEMA’s records, so these are its biggest flood-claim years.
- 20102 flood claims paidThe year of Severe Storms, Flooding, Straight-line Winds, and Tornadoes, declared for Wilson County
- 20131 flood claims paidNo declaration for the county that year
- 20171 flood claims paidNo declaration for the county that year
Wilson County has had 12 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Green Hill after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Green Hill archive →Green Hill and its neighbors
Green Hill is 2nd of the 3 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Mount Juliet | B−less damage than 52% | river and rain flooding | 96 |
| Green Hill | C+more damage than 57% | river and rain flooding | 4 |
| Nashville | C+more damage than 60% | river and rain flooding | — |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Green Hill faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Green Hill
Is Green Hill at risk for natural disasters?
On FEMA’s National Risk Index, Green Hill has higher expected damage per building than 57% of U.S. towns: C+ for hazard risk, #101 of 177 in Tennessee. Most of the expected damage is river and rain flooding (70%) and earthquakes (13%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Green Hill flood?
Flood insurance has paid 4 claims in Green Hill since 2010, $69K in all, or 1.6 per 1,000 homes, fewer than 67% of U.S. towns with a flood insurance record. The most claims came from Late spring storms (2).
Is Green Hill in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Wilson County, 36% of homes in mapped flood zones carry federal flood insurance, and 1.2% of all homes do.
How much is flood insurance in Green Hill?
FEMA’s Community Rating System list shows no discount for Green Hill’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Green Hill?
By flood claims, Late spring storms: 2 paid, $42K.
Is Green Hill at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (70%), and Green Hill’s rate for it is higher than 62% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Green Hill.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Green Hill’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.