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Tennessee›Dyer County

FinleyTN

The town was settled in 1881 and has 481 residents today.

Is Finley a good place to live?

Finley’s average trip to work is 32 minutes, above both the Tennessee town median (25 minutes) and the median of U.S. towns (25 minutes). Among 178 Tennessee towns, just 9 have a lower median age than Finley. Pleasant Hill Cemetery is on the National Register of Historic Places. Finley has fewer than 1,000 residents, too few for fair grades; the figures below are still real.

Small town

481 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns
Getting set up

Moving to Finley: who provides what

Finley is unincorporated, so Dyer County and regional agencies provide most services.

PowerCity of Dyersburg11.7¢/kWh · EIA 2025HIFLD · EIA
WaterDyersburg Suburban C.u.d. water systemNo health-based violations in 5 years · EPAEPA
Internet3 providers100% of addresses get 100/20 MbpsFCC
Trash & county servicesDyer CountyDyer County provides services here
SchoolsDyer County School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Tennessee you can register online until 30 days before Election Day, in person until 30 days before Election Day, or by mail (postmarked 30 days before).vote.gov
Who runs elections hereDyer County Election CommissionDyer County; contacts on the Handbook page.FVAP, Sep 2025
ZIP codes38024, 3803038024 67% · 38030 33%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Finley.

Housing

The typical home in Finley: about $185K

For households in Finley, the share who live in a home they own is 49%. In the year to September 2026, typical home values climbed 4.6%. The median rent locally is $913 a month.

$185KZillow home value
FinleyTennessee townsU.S. towns
Households that own their home49%66%73%
Median rent$913 a month$947 a month$1,185 a month

Typical home value

Finley$185K
Tennessee$331K
+4.6%
value change, 1 year
1
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Schools

The schools Finley’s kids attend

Its one school is below. Public schools: the Dyer County school district. Finley’s only public school teaches 234 students.

SchoolLevelStudentsLetter
Finley ElementaryLargest public elementary schoolGrades PK–5Grades PK–5234A−

NCES · EDFacts

Natural hazards

Finley stands out in Tennessee and nationally: the FEMA risk score there is higher

Households in Finley have drawn federal disaster aid in 4 declared disasters, most recently in 2025. Expected losses in Finley break down as 46% from earthquakes and 14% from inland flooding.

85risk score of 100
FEMA risk score
85Very high riskLowerHigher
EarthquakesInland floodingDrought
4
federal disasters paid out here

FEMA disaster declarations and aid · FEMA National Risk Index · OpenFEMA

Work & commute

About half of Finley’s working residents commute to Dyersburg

Finley: 6% of residents live below the poverty line. Half commute less than 9 miles. The top destinations are Dyersburg (47%), Jackson (7%) and Nashville (4%).

0%work in town
FinleyTennessee townsU.S. towns
Below the poverty line6%14%9.6%
Median household income$74,000$61,000$80,000

Where working residents work

In Finley0%
Dyersburg47%
Jackson7%
Nashville4%
Memphis3%
9 mi
median commute distance
12
jobs based in Finley
A commuter town
jobs vs. working residents

Census LEHD 2023 · ACS

Climate

The climate in Finley brings mild winters and hot summers

For Finley, the peak summer temperature is 90°F.

2″snow a winter

Typical low → high °F

Winter32–49°
Spring49–70°
Summer69–89°
Fall50–72°
Nov 2
typical first frost
Mar 28
typical last frost
+0.8°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Health

How healthy Finley is

21% of adults report frequent mental distress in Finley. This Tennessee town tracks Tennessee closely on all 31 CDC measures.

FinleyTennessee townsU.S. towns
Depression (CDC PLACES)32%29%23%
Smoke cigarettes (CDC PLACES)20%19%14%
Frequent mental distress (CDC PLACES)21%20%17%
Yearly checkup (CDC PLACES)76%78%79%
31 measures vs. Tennessee
0 better31 too close to call0 worse
Dyersburg Regional Medical Center
5.6 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Keep exploring

Everything we know about Finley

16pages on Finley
After high school

Colleges nearby

1 within 15 miles of the center of Finley

A commuter town

100% of working residents leave Finley for work

Where Finley’s working residents go each day. Line width shows the share.

47% → Dyersburg Dyersburg 47% 7% → Jackson Jackson 7% 4% → Nashville Nashville 4% 3% → Memphis Memphis 3% 2% → Trenton Trenton 2% 2% → Ripley Ripley 2% Finley · 0% stay
12jobs based in Finley
0%of working residents work in town
9 mimedian commute distance

Census LEHD 2023

Questions about Finley

Short answers, built from the data on this page.

Is Finley, TN a good place to live?

Finley has fewer than 1,000 residents, too few for fair grades; the figures below are still real.