Photo: Brian Stansberry · CC BY 3.0Living in Cowan, TN: what to set up and who to call
Tap water in Cowan comes from the Cowan B.p.u. water system, which has a clean five-year EPA record (about 22% of systems its size had a health-based violation) and a latest lead result of 1.0 ppb. Power in Cowan comes from Duck River Elec Member, a cooperative utility rather than a private company.
I’m new in town
What to set up in Cowan, and who provides it. Tap an answer for the details and where they come from.
Power, water and internet
Who to call to start service at a new address in Cowan.
Power comes from Duck River Elec Member
Duck River Elec Member (Duck River Elec Member Corp), a cooperative utility, serves all of Cowan. Its homes paid an average of 13.6¢ per kWh in 2025, about $188 a month (its average across Tennessee).
Start or move service: dremc.com · (931) 684-4621
Service territory: HIFLD Electric Retail Service Territories (map dated Aug 2023). Prices and customers: EIA-861, 2025.
Water comes from Cowan B.p.u. water system
The Cowan B.p.u. water system supplies almost all of Cowan. It draws ground water influenced by surface water and serves 2,550 people in all.
No health-based violations reported to EPA in the five years to October 2026, like 78% of the 7,966 systems serving 1,001–3,300 people.
The latest lead result on file, the 90th percentile of homes sampled in Jan 2023–Dec 2025, was 1.0 ppb, below the 15 ppb action level that applied. That’s lower than 52% of similar systems’ latest results.
The system’s full record: EPA ECHO report
EPA SDWIS via Envirofacts (violations pulled Oct 9, 2026) and ECHO (lead samples, 2026Q3); service area: EPA Community Water System Service Area Boundaries v3.0. Violations are counted by the start of their compliance period. TN0000146.
5 home internet providers serve Cowan
100% of 866 addresses can get 100/20 Mbps; 0% can get fiber.
| Provider | Technology | Addresses | Fastest (Mbps) |
|---|---|---|---|
| Xfinity | Cable | 98% | 2,000/250 |
| AT&T | Fixed wireless | 95% | 25/3 |
| T-Mobile | Fixed wireless | 86% | 100/20 |
| Verizon | Fixed wireless | 57% | 300/20 |
| Point Broadband | Fixed wireless | 32% | 25/3 |
FCC National Broadband Map, as of December 2025. Availability as providers report it, not speeds people get.
Trash day in Cowan is Monday or Tuesday, depending on your street
Pickup days, the drop-off and recycling in Cowan, from the town’s own site.
Your pickup week
- TrashEvery week, on your street’s day (Mon or Tue)
- RecyclingTwice a month, same day as trash
Cowan Convenience Center
415 College St., Cowan, TN 37318
- Mon1 pm–6 pm
- Tue3 pm–6 pm
- Wed3 pm–6 pm
- Thu3 pm–6 pm
- Fri3 pm–6 pm
- Sat8 am–4 pm
Cowan Convenience Center
415 College St., Cowan, TN 37318
From cityofcowan.com, the town’s official site, checked Oct 22, 2026. Rules change: the town’s page is the last word. .
Where your child goes to school
Public school districts and the school path by grade.
Cowan is in Franklin County School District.
C−School gradeSee Schools →U.S. Department of Education, NCES Common Core of Data, 2024–25. Enrollment rules and registration are the district’s.
Town hall and registering to vote
Who to call, and how to register.
Election office: FVAP local election office directory, updated Sep 2025; jurisdictions: EAC EAVS 2024. Registration rules and links: vote.gov, updated Nov 18, 2024.
Cowan spans 2 ZIP codes
ZIP codes where Cowan residents live, with the share of the town in each.
| ZIP | Post office name | Share of Cowan | ZIP’s residents in Cowan |
|---|---|---|---|
| 37318 | Cowan, TN | 99% | 88% |
| 37398 | Winchester, TN | 1% | 0% |
Census 2020 ZIP Code Tabulation Areas, by census block; post office names: GeoNames (CC BY 4.0). ZIPs created since 2020 are missing.
Getting around, the ER and the library
One line each; the subject pages have the rest.
ER: CMS hospital data. Library: IMLS Public Libraries Survey, FY2024.
Questions about living in Cowan
Who supplies Cowan’s drinking water, and has it had violations?
The Cowan B.p.u. water system (EPA ID TN0000146). It reported no health-based violations to EPA in the five years to October 2026; 78% of systems its size had none. Its latest lead 90th percentile was 1.0 ppb (Jan 2023–Dec 2025), against a 15 ppb action level.
Who provides electricity in Cowan?
Duck River Elec Member (Duck River Elec Member Corp), a cooperative utility. Its homes paid about 13.6¢ per kWh in 2025 (EIA).
What internet providers serve Cowan?
Xfinity, AT&T, T-Mobile, Verizon, Point Broadband (FCC, as of December 2025).
What ZIP codes are in Cowan?
37318 (99%), 37398 (1%), by share of residents. Census 2020 ZIP Code Tabulation Areas.
What school district is Cowan in?
Franklin County School District.
How do I register to vote in Cowan?
In Tennessee you can register online until 30 days before Election Day, in person until 30 days before Election Day, or by mail (postmarked 30 days before). Elections here are run by the Franklin County Election Commission. Check your registration at tnmap.tn.gov.
Sources & dates
Every answer above names its source. Here they are with their dates.
- Water: EPA SDWIS (Envirofacts, pulled Oct 9, 2026), ECHO SDWA 2026Q3, EPA CWS Service Area Boundaries v3.0.
- Power: HIFLD Electric Retail Service Territories (map Aug 2023); EIA-861 final 2025.
- Trash: Cowan’s own website (cityofcowan.com), read Oct 22, 2026, pickup and drop-off facts extracted and checked against the page they came from.
- ZIP codes: Census 2020 ZCTA relationship files; GeoNames postal codes (CC BY 4.0).
- Schools: NCES Common Core of Data, 2024–25.
- Registration: vote.gov, updated Nov 18, 2024 (read Oct 10, 2026). Official sites and area codes: Wikidata.
- Election office: FVAP local election office directory (fetched Oct 10, 2026; each record dated), EAC EAVS 2024 jurisdictions; registration and lookup links from vote.gov’s state data, checked Oct 10, 2026.
- Internet: FCC National Broadband Map, as of December 2025.