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Charlotte Tennessee City Hall 09-04-2016
Tennessee›Dickson County

CharlotteTN

A town of 1,647, established in 1804.

Photo: Ichabod · CC BY-SA 4.0
Photo of Charlotte

Charlotte, TN · Photo: Ichabod · CC BY-SA 4.0 · Source ↗

Is Charlotte a good place to live?

Charlotte’s best subject grades are an A+ for cost of living and an A for history; its weakest is a C for walkability. On cost of living, just 15 of Tennessee’s 292 towns do better. Charlotte’s average commute is 34 minutes, above both Tennessee’s towns (25 minutes) and U.S. towns (25 minutes). On history, just 8 of Tennessee’s 292 towns do better. Charlotte has fewer than 2,500 residents, so it gets subject grades but no overall grade.

What makes Charlotte stand out

Where Charlotte beats most towns.

A growing town

Charlotte has grown 33% since 2010

1,235 counted in 2010 and 1,656 in 2020; an estimated 1,647 in 2025.

1,2352010
1,6562020
1,6472025 est.

U.S. Census 2010 & 2020 counts · Census Bureau estimate, July 1, 2025

How Charlotte grades

Each subject compared with towns across the country (schools within Tennessee), ordered by how far Charlotte is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Dickson-county-courthouse-tn1
Dickson-county-courthouse-tn1, 2008
Charlotte’s story

222 years in pictures

Census counts: 276 in 1870, a low of 200 in 1920, 1,656 in 2020. The archive holds 3 old photos and papers going back to 2008 and 2 maps from 1958 on.

4 places on the National Register of Historic Places.

  • 1804Charlotte is established
Explore the history →
Getting set up

Moving to Charlotte: who provides what

Who provides power, water and the rest in Charlotte, and how to reach them.

The full setup list →
PowerCity of Dickson13.0¢/kWh · EIA 2025HIFLD · EIA
WaterWater Auth of Dickson CountyNo health-based violations in 5 years · EPAEPA
Internet5 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Charlotte’s trash rules yet
SchoolsDickson County School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Tennessee you can register online until 30 days before Election Day, in person until 30 days before Election Day, or by mail (postmarked 30 days before).vote.gov
Who runs elections hereDickson County Election CommissionDickson County; contacts on the Handbook page.FVAP, Sep 2026
ZIP code3703637036 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Charlotte.

SchoolsB+

Public schools in Charlotte beat 73% of Tennessee districts

Public schools: the Dickson County school district. Of its 3 schools, two are listed below, each with the reason. 3 public schools serve Charlotte, with 1,095 students in all.

73%of TN districts it outscoresB+School Grade
SchoolLevelStudentsLetter
Charlotte ElementaryLargest public elementary schoolGrades PK–5Grades PK–5601B
New Directions AcademyLargest public high schoolGrades 3–12Grades 3–1261C+

NCES · EDFacts · graded within TN on state tests and graduation

Climate

Mild winters and hot summers: that is Charlotte’s year

The town’s peak summer temperature stands at 88°F, against 89°F in Tennessee’s towns and 85°F across U.S. towns.

3″snow a winter

Typical low → high °F

Winter30–50°
Spring46–70°
Summer65–87°
Fall47–71°
Oct 25
typical first frost
Apr 13
typical last frost
+1.0°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

HealthC+

Compared with most of Tennessee and the rest of the country, fewer of Charlotte’s adults had a checkup this year

Charlotte: nearly two in five adults sleep under 7 hours. Of 31 CDC measures, Charlotte beats the Tennessee average on 4 and trails it on 2. Among 177 Tennessee towns, just 9 have a higher share of adults who binge drink than Charlotte.

36%healthier than U.S. townsC+Health Grade
CharlotteTennessee townsU.S. towns
Yearly checkup (CDC PLACES)74%78%79%
Frequent mental distress (CDC PLACES)20%20%17%
Binge drink (CDC PLACES)17%14%16%
Depression (CDC PLACES)29%29%23%
31 measures vs. Tennessee
4 better25 too close to call2 worse
What stands outCharlotteTN
Fewer adults with diabetes11%13.6%
Fewer adults who have had a stroke3.1%3.7%
Fewer adults treating high blood pressure72.1%76.2%
Tristar Horizon Medical Center
8.1 mi away · emergency room
None
primary care, dental or mental-health shortage

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Work & commuteJobs & income grade C+

For most of its workers, the job is outside Charlotte

The middle household income in Charlotte is $59,000. Most people who work leave Charlotte to do it: just 4% work in town. Since 2013, Charlotte has added 150 jobs, to 847 in 2023. The median commute is under 30 miles.

4%work in town
CharlotteTennessee townsU.S. towns
Working residents who work in town4%12%8%
Median household income$59,000$61,000$80,000
Below the poverty line12%14%9.6%

Where working residents work

In Charlotte4%
Nashville23%
Dickson19%
Franklin6%
Clarksville4%
30 mi
median commute distance
847
jobs based in Charlotte
Balanced
jobs vs. working residents
C
Walkability grade: more walkable than 30% of U.S. towns

Census LEHD 2023 · ACS

HousingCost of living grade A+

The typical home in Charlotte is valued at about $339K

For Charlotte, the going rate for rent is $878 a month. In the year to September 2026, typical home values climbed 3.4%. The share of households in Charlotte who own their home: 81%.

$339KZillow home value
CharlotteTennessee townsU.S. towns
Households that own their home81%66%73%
Median rent$878 a month$947 a month$1,185 a month

Typical home value

Charlotte$339K
Tennessee$331K
+3.4%
value change, 1 year
1
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Natural hazardsHazard risk grade B−

Top of a moderate hazard risk in Charlotte: inland flooding

Federal aid has come to Charlotte households in 8 declared disasters; the latest was in 2026. Expected storm and flood damage is higher than in just over half of U.S. communities. Also worth knowing: the town has had one paid flood insurance claim since 2019.

51risk score of 100
FEMA risk score
51Moderate riskLowerHigher
Inland floodingEarthquakesTornadoes
1
paid flood claims since 2019
8
federal disasters paid out here

FEMA disaster declarations and aid · FEMA National Risk Index · OpenFEMA

Keep exploring

Everything we know about Charlotte

18pages on Charlotte
After high school

Colleges nearby

None within 15 miles of Charlotte; the nearest are

About Charlotte

Town in Tennessee, United States

Charlotte is a town in Dickson County, Tennessee, United States. The population was 1,656 at the 2020 census. It is the county seat of Dickson County. This town is part of the Nashville metropolitan area.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1808
Area
4.0 sq mi
Elevation
650 ft
ZIP code
37036
Area code
615

Questions about Charlotte

Short answers, built from the data on this page.

Is Charlotte, TN expensive?

Not for the area. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades A+.