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–Not graded
Natural hazards in Wentworth Township · FEMA

Storms, floods and disasters in Wentworth Township

Wentworth Township isn’t graded for hazard risk: Wentworth Township has 589 residents; we grade towns of 1,000 or more. Flood insurance has paid 75 claims here since 1993.

Flood claims
75
paid since 1993 · $3.5M
Disasters paid out here
0
of 17 declared for Lake County
By hazard

What Wentworth Township faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

67%of expected building damage
Above average · higher than 62% of U.S. census tracts
Recorded about once every 1 years in the area

Tornadoes

22%of expected building damage
Well above average · in the top 1% of U.S. census tracts
Recorded about once every 9 years in the area
Smaller shares here
 Strong wind Hail Ice storms Winter storms top 1% Wildfire Earthquakes Lightning Cold waves Heat waves top 4% Landslides
FEMA models no building damage here
Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 13% of Wentworth Township’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Wentworth Township flood? Sometimes: 75 flood claims since 1993

Every paid claim on a federal flood insurance policy in Wentworth Township, from FEMA’s records.

Paid flood claims, by year
1993: 2 claims1994: 0 claims1995: 0 claims1996: 0 claims1997: 10 claims1998: 0 claims1999: 0 claims2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 0 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 3 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 60 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims199720112019
19932026
Biggest named events
  • The Midwest Flooding2 claims · $29K
  • The Late spring storms2 claims · $11K
75
paid claims since 1993
$3.5M
paid to owners
0
homes flooded more than once
$47K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Wentworth Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lake County.
Disasters

The storms Wentworth Township remembers

None of the 17 disasters declared for Lake County shows FEMA aid or repair money reaching Wentworth Township itself in FEMA’s records, so these are its biggest flood-claim years.

  1. 201960 flood claims paidThe year of Severe Storms, Tornadoes, and Flooding, declared for Lake County
  2. 199710 flood claims paidThe year of Severe Flooding, Sever Winter Storms,heavy Rains High Winds, declared for Lake County
  3. 20113 flood claims paidThe year of Flooding, declared for Lake County
Disasters declared, by decade
Paid out in Wentworth TownshipLake County only

Lake County has had 17 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Wentworth Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Wentworth Township archive →
Next door

Wentworth Township and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

Lake View Township: not gradedLake Madison: not gradedRutland Township: not gradedChester Township: not gradedColman Township: not gradedLake View TownshipLake MadisonRutland TownshipChester TownshipColman TownshipWentworth Township
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Lake View Township—676 residents; we grade 1,000+
Lake Madison—936 residents; we grade 1,000+
Rutland Township—276 residents; we grade 1,000+
Chester Township—641 residents; we grade 1,000+
Colman Township—334 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Wentworth Township faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Wentworth Township

Does Wentworth Township flood?

Flood insurance has paid 75 claims in Wentworth Township since 1993, $3.5M in all. The most claims came from Midwest Flooding (2).

Is Wentworth Township in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Lake County, 28% of homes in mapped flood zones carry federal flood insurance, and 2.0% of all homes do.

How much is flood insurance in Wentworth Township?

FEMA’s Community Rating System list shows no discount for Wentworth Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Wentworth Township?

By flood claims, Midwest Flooding: 2 paid, $29K.

Storm stories

Memories, warnings and help from neighbors in Wentworth Township.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Wentworth Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.