Joseph V. Wagner House · Photo: Ammodramus · CC0Storms, floods and disasters in Tabor
Tabor isn’t graded for hazard risk: Tabor has 369 residents; we grade towns of 1,000 or more. Flood insurance has paid 2 claims here since 2019.
What Tabor faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Strong wind
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Tabor flood? Rarely: 2 flood claims since 2019
Every paid claim on a federal flood insurance policy in Tabor, from FEMA’s records.
Tabor isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Bon Homme County.2 federal disasters brought FEMA money to Tabor
Disasters that paid out in Tabor itself (aid to households or repair grants to the Town of Tabor), newest first, with that year’s flood claims.
- 2019Severe Winter Storm, Snowstorm, and Flooding21 households applied for aid$39K aid approved$43K to the Town of Tabor for repairs2 flood claims paid that year
- 2005Severe Winter Storm$3K to the Town of Tabor for repairs
Its 2 counties have had 13 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Tabor after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Tabor archive →Get ready for what Tabor faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Tabor
Does Tabor flood?
Flood insurance has paid 2 claims in Tabor since 2019, $24K in all.
Is Tabor in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Bon Homme County, 0.0% of all homes carry federal flood insurance.
How much is flood insurance in Tabor?
FEMA’s Community Rating System list shows no discount for Tabor’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Tabor?
By FEMA money that reached Tabor, Severe Winter Storm, Snowstorm, and Flooding (2019): 21 households applied for aid, $39K approved, and $43K to the Town of Tabor for repairs.
Storm stories
Memories, warnings and help from neighbors in Tabor.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Tabor’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.