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South Dakota›McCook County

SpencerSD

A town of 139, settled in 1887.

Is Spencer a good place to live?

Spencer has fewer than 1,000 residents, too few for fair grades; the figures below are still real.

Small town

139 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns
Getting set up

Moving to Spencer: who provides what

Who provides power, water and the rest in Spencer, and how to reach them.

The full setup list →
PowerXcel Energy13.1¢/kWh · EIA 2025HIFLD · EIA
WaterSpencer water systemNo health-based violations in 5 years · EPAEPA
Internet2 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Spencer’s trash rules yet
SchoolsMcCook Central School District 43-7Which school depends on your addressNCES
Register to voteIn personSouth Dakota has no online registration; you can register in person until 15 days before Election Day or by mail (received 15 days before).vote.gov
Who runs elections hereMcCook County AuditorMcCook County; contacts on the Handbook page.FVAP, Jul 2023
ZIP code5737457374 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Aug 3, 2026.

The data

Ordered by what stands out in Spencer.

Work & commute

Spencer stands out in South Dakota and nationally, with the average trip to work longer than most

2.9% of Spencer residents live below the poverty line, against 9.5% in South Dakota’s towns and 9.6% across U.S. towns. The top destinations are Sioux Falls (27%), Salem (16%) and Montrose (9%). Half the trips to work are shorter than 41 miles.

0%work in town
SpencerSouth Dakota townsU.S. towns
Average trip to work28 minutes17 minutes25 minutes
Below the poverty line2.9%9.5%9.6%
Median household income$67,000$72,000$80,000

Where working residents work

In Spencer0%
Sioux Falls27%
Salem16%
Montrose9%
Mitchell7%
41 mi
median commute distance
11
jobs based in Spencer
A commuter town
jobs vs. working residents

Census LEHD 2023 · ACS

Climate

Four seasons and pleasant summers in Spencer

July afternoons reach 85°, January nights drop to 7° and about 36 inches of snow falls in a winter.

36″snow a winter

Typical low → high °F

Winter10–30°
Spring34–57°
Summer59–83°
Fall36–60°
Oct 7
typical first frost
Apr 30
typical last frost
+0.7°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Housing

In Spencer, the median rent runs lower than in the typical South Dakota or U.S. town

Home values are up 9.4% over the year to September 2026. Among households in Spencer, 84% own their home.

$258KZillow home value
SpencerSouth Dakota townsU.S. towns
Median rent$440 a month$962 a month$1,185 a month
Households that own their home84%68%73%

Typical home value

Spencer$258K
South Dakota$318K
+9.4%
value change, 1 year
2
homes sold in March

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Health

How healthy Spencer is

13% of adults report frequent mental distress in Spencer. This South Dakota town beats the South Dakota average on 2 of 26 CDC measures and trails it on 3. Among 36 South Dakota towns, just 2 have a lower share of adults who have been diagnosed with depression than Spencer.

SpencerSouth Dakota townsU.S. towns
Frequent mental distress (CDC PLACES)13%15%17%
Sleep under 7 hours (CDC PLACES)28%30%36%
Depression (CDC PLACES)20%22%23%
High blood pressure (CDC PLACES)36%31%35%
26 measures vs. South Dakota
2 better21 too close to call3 worse
What stands outSpencerSD
More adults treating high blood pressure80.4%75.9%
More adults getting cholesterol checked88.1%84.8%
More adults who have had cancer12.1%9.2%
Avera Queen of Peace
20.8 mi away · emergency room
1 of 3
care shortages: mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Natural hazards

The biggest natural risk in Spencer is inland flooding, at a moderate overall level

Expected losses in Spencer break down as 61% from inland flooding and 17% from tornadoes. Federal disaster aid has reached households in Spencer after 3 declared disasters, most recently in 2024. One flood insurance claim has been paid here since 1997.

52risk score of 100
FEMA risk score
52Moderate riskLowerHigher
Inland floodingTornadoesDrought
1
paid flood claims since 1997
3
federal disasters paid out here

FEMA disaster declarations and aid · FEMA National Risk Index · OpenFEMA

Keep exploring

Everything we know about Spencer

16pages on Spencer
After high school

Colleges nearby

None within 15 miles of Spencer; the nearest are

A commuter town

100% of working residents leave Spencer for work

Where Spencer’s working residents go each day. Line width shows the share.

27% → Sioux Falls Sioux Falls 27% 16% → Salem Salem 16% 9% → Montrose Montrose 9% 7% → Mitchell Mitchell 7% 4% → Howard Howard 4% 4% → Brandon Brandon 4% Spencer · 0% stay
11jobs based in Spencer
0%of working residents work in town
41 mimedian commute distance

Census LEHD 2023

About Spencer

City in South Dakota, United States

Spencer is a city in McCook County, South Dakota, United States. The population was 136 at the 2020 census. The city was almost destroyed by a violent F4 tornado on May 30, 1998 which killed six people.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
0.3 sq mi
Elevation
1,385 ft
ZIP code
57374
Area code
605

Questions about Spencer

Short answers, built from the data on this page.

Is Spencer, SD a good place to live?

Spencer has fewer than 1,000 residents, too few for fair grades; the figures below are still real.