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–Not graded
Natural hazards in Pleasant Valley Township · FEMA

Storms, floods and disasters in Pleasant Valley Township

Pleasant Valley Township isn’t graded for hazard risk: Pleasant Valley Township has 99 residents; we grade towns of 1,000 or more. Flood insurance has paid 7 claims here since 1997.

Flood claims
7
paid since 1997 · $50K
Disasters paid out here
0
of 16 declared for Clay County
By hazard

What Pleasant Valley Township faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

68%of expected building damage
Above average · higher than 72% of U.S. census tracts
Recorded about 2 times a year in the area

Tornadoes

22%of expected building damage
Well above average · in the top 1% of U.S. census tracts
Recorded about once every 3 years in the area
Smaller shares here
 Hail Strong wind Winter storms top 1% Ice storms Wildfire Lightning top 1% Earthquakes Heat waves top 1% Cold waves Landslides
FEMA models no building damage here
Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts drought at 16% of Pleasant Valley Township’s expected losses. Drought does little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Pleasant Valley Township flood? Rarely: 7 flood claims since 1997

Every paid claim on a federal flood insurance policy in Pleasant Valley Township, from FEMA’s records.

Paid flood claims, by year
1997: 1 claim1998: 0 claims1999: 1 claim2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 0 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 5 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims199719992011
19972026
Biggest named events
  • The Late spring storms4 claims · $45K
7
paid claims since 1997
$50K
paid to owners
0
homes flooded more than once
$7K
average claim
of all homes are insured
No community discount

Pleasant Valley Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clay County.
Disasters

The storms Pleasant Valley Township remembers

None of the 16 disasters declared for Clay County shows FEMA aid or repair money reaching Pleasant Valley Township itself in FEMA’s records, so these are its biggest flood-claim years.

  1. 20115 flood claims paidThe year of Flooding, declared for Clay County
  2. 19971 flood claims paidThe year of Severe Flooding, Sever Winter Storms,heavy Rains High Winds, declared for Clay County
  3. 19991 flood claims paidNo declaration for the county that year
Disasters declared, by decade
Paid out in Pleasant Valley TownshipClay County only

Clay County has had 16 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Pleasant Valley Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Pleasant Valley Township archive →
Next door

Pleasant Valley Township and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

Bethel Township: not gradedRiverside Township: not gradedGarfield Township: not gradedSpirit Mound Township: not gradedMeckling Township: not gradedBethel TownshipRiverside TownshipGarfield TownshipSpirit Mound TownshipMeckling TownshipPleasant Valley Township
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Bethel Township—89 residents; we grade 1,000+
Riverside Township—161 residents; we grade 1,000+
Garfield Township—317 residents; we grade 1,000+
Spirit Mound Township—207 residents; we grade 1,000+
Meckling Township—273 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Pleasant Valley Township faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Pleasant Valley Township

Does Pleasant Valley Township flood?

Flood insurance has paid 7 claims in Pleasant Valley Township since 1997, $50K in all. The most claims came from Late spring storms (4).

Is Pleasant Valley Township in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Clay County, 0.1% of all homes carry federal flood insurance.

How much is flood insurance in Pleasant Valley Township?

FEMA’s Community Rating System list shows no discount for Pleasant Valley Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Pleasant Valley Township?

By flood claims, Late spring storms: 4 paid, $45K.

Storm stories

Memories, warnings and help from neighbors in Pleasant Valley Township.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Pleasant Valley Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.