Storms, floods and disasters in Davis
Davis isn’t graded for hazard risk: Davis has 76 residents; we grade towns of 1,000 or more. Flood insurance has paid 11 claims here since 1997.
What Davis faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Davis flood? Sometimes: 11 flood claims since 1997
Every paid claim on a federal flood insurance policy in Davis, from FEMA’s records.
- The June Midwest Flooding3 claims · $134K
Davis isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Turner County.3 federal disasters brought FEMA money to Davis
Disasters that paid out in Davis itself (aid to households or repair grants to the Town of Davis), newest first, with that year’s flood claims.
- 2024Severe Storms, Straight-line Winds, and Flooding17 households applied for aid$103K aid approved3 flood claims paid that year
- 2019Severe Winter Storm, Snowstorm, and Flooding10 households applied for aid$10K aid approved$27K to the Town of Davis for repairs3 flood claims paid that year
- 2010Flooding$9K to the Town of Davis for repairs3 flood claims paid that year
Turner County has had 23 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Davis after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Davis archive →Davis and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Turner Township | — | 173 residents; we grade 1,000+ | |
| Middleton Township | — | 248 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Davis faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Davis
Does Davis flood?
Flood insurance has paid 11 claims in Davis since 1997, $259K in all. 3 properties have flooded more than once. The most claims came from June Midwest Flooding (3).
Is Davis in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Turner County, 0.4% of all homes carry federal flood insurance.
How much is flood insurance in Davis?
FEMA’s Community Rating System list shows no discount for Davis’ flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Davis?
By FEMA money that reached Davis, Severe Storms, Straight-line Winds, and Flooding (2024): 17 households applied for aid, $103K approved. By flood claims, June Midwest Flooding: 3 paid, $134K.
Storm stories
Memories, warnings and help from neighbors in Davis.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Davis’ residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.