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Paris Mountain State Park Historic DistrictParis Mountain State Park Historic District · Photo: Bill Fitzpatrick · CC BY-SA 3.0
B+Hazard risk
Natural hazards in Travelers Rest · FEMA

FEMA expects less hazard damage per building in Travelers Rest than in 66% of U.S. towns, mostly from river and rain flooding

On FEMA’s National Risk Index, Travelers Rest gets a B+ for hazard risk: lower expected damage per building than 66% of U.S. towns, #49 of 169 in South Carolina. Most of that expected damage is river and rain flooding (79%). Flood insurance has paid 1 claim here since 2024.

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

less than 66%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade#49 of 169 in South Carolina
By hazard

What Travelers Rest faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

79%of expected building damage
About average · higher than 52% of U.S. census tracts
Recorded about 3 times a year in the area

Tornadoes

6%of expected building damage
About average · higher than 59% of U.S. census tracts

Earthquakes

6%of expected building damage
Above average · higher than 65% of U.S. census tracts
Smaller shares here
 Ice storms Hurricanes Hail Lightning Strong wind Wildfire Winter storms Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 10% of Travelers Rest’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Travelers Rest’s grade

River and rain flooding is 79% of the building damage FEMA expects in Travelers Rest, and Travelers Rest’s rate of river and rain flooding damage is higher than 52% of U.S. census tracts. Ice storms add 4%, at a rate in the top 6% of U.S. census tracts.

Where Travelers Rest sits
Travelers Rest
Least damageMiddleMost damage

B+ #49 of 169 in South Carolina; lower expected damage per building than 66% of U.S. towns (21,298).

Travelers Rest’s residents live in 6 census tracts; FEMA’s figures are combined by where they live.

What drives the damage to buildings
River and rain flooding79%Tornadoes6%Earthquakes6%Everything else9%

The typical South Carolina town has lower expected damage than 55% of U.S. towns; within the state, Travelers Rest has less expected damage per building than 71% of South Carolina towns.

In dollars, FEMA expects about $2.2M a year in losses across Travelers Rest: $1.7M to buildings, the rest to people and crops.

Recent disaster.FEMA’s model looks at expected damage to the buildings standing today. After Hurricane Helene in 2024, FEMA took 3,825 aid registrations from Travelers Rest addresses (the town has 2,802 homes) and flood insurance paid 1 claims for $6K.
A small-area figure. Travelers Rest covers 6 census tracts, combined by where residents live. FEMA’s model is an average year for today’s buildings, not a record: the claims and disasters below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Travelers Rest flood? Rarely: 1 flood claim since 2024

Every paid claim on a federal flood insurance policy in Travelers Rest, from FEMA’s records: 0.4 per 1,000 homes, fewer than 93% of the 13,809 U.S. towns with a flood insurance record.

Paid flood claims, by year
2024: 1 claim2025: 0 claims2026: 0 claims2024
20242026
Biggest named events
  • Hurricane Helene1 claim · $6K
1
paid claims since 2024
$6K
paid to owners
0
homes flooded more than once
$6K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Travelers Rest isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Greenville County.
Disasters

4 federal disasters brought FEMA money to Travelers Rest

Disasters that paid out in Travelers Rest itself (aid to households or repair grants to the City of Travelers Rest), newest first, with that year’s flood claims.

  1. 2024Hurricane Helene3,825 households applied for aid$3.0M aid approved$136K to the City of Travelers Rest for repairs1 flood claim paid for it, $6K
  2. 2015Severe Storms and Flooding7 households applied for aid$7K aid approved
  3. 2005Severe Ice Storm$87K to the City of Travelers Rest for repairs
  4. 2002Severe Ice Storm$7K to the City of Travelers Rest for repairs
Disasters declared, by decade
Paid out in Travelers RestGreenville County only

Greenville County has had 16 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Also 2 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Greenville County, 2016–2025.

Were you here?

Old photos of Travelers Rest after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Travelers Rest archive →
Be ready

Get ready for what Travelers Rest faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Earthquakes
  • Drop, cover and hold on.
  • Strap tall furniture and the water heater to the wall.
  • Know how to shut off the gas.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Travelers Rest

Is Travelers Rest at risk for natural disasters?

On FEMA’s National Risk Index, Travelers Rest has lower expected damage per building than 66% of U.S. towns: B+ for hazard risk, #49 of 169 in South Carolina. Most of the expected damage is river and rain flooding (79%) and tornadoes (6%). This is FEMA’s model of an average year for today’s buildings, not a forecast.

Does Travelers Rest flood?

Flood insurance has paid 1 claim in Travelers Rest since 2024, $6K in all, or 0.4 per 1,000 homes, fewer than 93% of U.S. towns with a flood insurance record. The most claims came from Hurricane Helene (1).

Is Travelers Rest in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Greenville County, 45% of homes in mapped flood zones carry federal flood insurance, and 0.6% of all homes do.

How much is flood insurance in Travelers Rest?

FEMA’s Community Rating System list shows no discount for Travelers Rest’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Travelers Rest?

By FEMA money that reached Travelers Rest, Hurricane Helene (2024): 3,825 households applied for aid, $3.0M approved, and $136K to the City of Travelers Rest for repairs. By flood claims, Hurricane Helene: 1 paid, $6K.

Is Travelers Rest at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (79%), and Travelers Rest’s rate for it is higher than 52% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Travelers Rest.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Travelers Rest’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.