FEMA expects less hazard damage per building in New Ellenton than in 77% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, New Ellenton gets an A− for hazard risk: lower expected damage per building than 77% of U.S. towns. Most of that expected damage is river and rain flooding (58%), then hurricanes (16%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What New Ellenton faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Tornadoes
Earthquakes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind New Ellenton’s grade
River and rain flooding is 58% of the building damage FEMA expects in New Ellenton, and New Ellenton’s rate of river and rain flooding damage is lower than 78% of U.S. census tracts. Next is hurricanes at 16% (higher than 82% of U.S. census tracts).
A− lower expected damage per building than 77% of U.S. towns (21,298).
New Ellenton’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
In dollars, FEMA expects about $673K a year in losses across New Ellenton: $529K to buildings, the rest to people and crops.
Does New Ellenton flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in New Ellenton. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
New Ellenton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Aiken County.4 federal disasters brought FEMA money to New Ellenton
Disasters that paid out in New Ellenton itself (aid to households or repair grants to the Town of New Ellenton), newest first, with that year’s flood claims.
- 2024Hurricane Helene638 households applied for aid$519K aid approved
- 2020Severe Storms, Tornadoes, and Straight-line Winds2 households applied for aid$256 aid approved
- 2014Severe Winter Storm$58K to the Town of New Ellenton for repairs
- 2004Severe Ice Storm$45K to the Town of New Ellenton for repairs
Aiken County has had 16 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of New Ellenton after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the New Ellenton archive →Get ready for what New Ellenton faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in New Ellenton
Is New Ellenton at risk for natural disasters?
On FEMA’s National Risk Index, New Ellenton has lower expected damage per building than 77% of U.S. towns: A− for hazard risk. Most of the expected damage is river and rain flooding (58%) and hurricanes (16%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is New Ellenton in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Aiken County, 47% of homes in mapped flood zones carry federal flood insurance, and 0.6% of all homes do.
How much is flood insurance in New Ellenton?
FEMA’s Community Rating System list shows no discount for New Ellenton’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in New Ellenton?
By FEMA money that reached New Ellenton, Hurricane Helene (2024): 638 households applied for aid, $519K approved.
Is New Ellenton at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (58%), and New Ellenton’s rate for it is lower than 78% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in New Ellenton.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where New Ellenton’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.