Measured against area pay, Murphys Estates costs less to live in than 89% of U.S. towns
Home prices around Murphys Estates have risen about 64% over the past 5 years.
Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Augusta-Richmond County, GA-SC metro area ($69K). How TownRatings grades cost of living
Only 1 sale in September 2026: in a market this size, monthly medians swing a lot, so the typical value is the steadier guide.
The grade compares costs with what households across the Augusta metro earn ($69K, Census 2020–24). The typical home costs 2.7 years of metro income, and 0% of renters pay 30% or more of income for housing.
In dollars
- $1,290a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026
- 92prices across the Augusta metro, where the U.S. is 100 (housing 71)BEA Regional Price Parities, 2024
In paychecks the grade
- 2.7 yrsof area income buys the typical home; the typical U.S. town: 3.3$69K, Augusta-area income
- 19%of owners do; the typical U.S. town: 20%Census 2020–24
What stands out about housing in Murphys Estates
What’s behind Murphys Estates’ grade
Measured against what households in the area earn, Murphys Estates is more affordable than 89% of U.S. towns. Home prices pull the grade down most; property tax holds it up.
Home prices up 64% in 5 years
The federal house price index for the ZIP code around Murphys Estates rose 64% over the past 5 years, faster than across South Carolina (60%). Last year prices rose 5.6%. Carrying the Census median home value forward with that index puts the typical Murphys Estates home at roughly $246,000 today.
Carrying the Census median forward with the index puts a typical home at about $246K.
Federal Housing Finance Agency House Price Index (annual) for the ZIP codes around Murphys Estates, weighted by land area. It tracks repeat sales of the same homes, so it shows how prices changed, not what homes cost.
A typical home costs 2.7 years of area income
The calculator starts from the area income the grade uses. Switch to Murphys Estates’s own median, or type yours.
That covers a typical Murphys Estates home, with $35K to spare.
A two-bedroom rents for about $1,290 a month here, $120 less than owning.
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Murphys Estates’s typical property tax (0.58% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
A two-bedroom rents for about $1,290
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Augusta-Richmond County, GA-SC HUD Metro FMR Area): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
Low tax bills, but a high tax rate
The median bill is $1,092, under the South Carolina median of $1,251, because homes cost less. As a share of value it’s 0.58% a year, against 0.48% statewide.
Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.
The rest of a budget near Murphys Estates
Only figures published free for the whole country, each labeled with the area it covers: the Augusta-Richmond County, GA-SC metro area, or South Carolina. Groceries follow the goods price level; nobody publishes them town by town.
| Cost | Here | Compared with | Area | Source |
|---|---|---|---|---|
| Prices overall U.S. = 100 | 92 | SC 94 | metro | BEA, 2024 |
| Goods (groceries, clothing, cars…) U.S. = 100 | 96 | SC 96 | metro | BEA, 2024 |
| Utilities U.S. = 100 | 89 | SC 88 | metro | BEA, 2024 |
| Other services U.S. = 100 | 99 | SC 98 | metro | BEA, 2024 |
Price levels: U.S. Bureau of Economic Analysis, Regional Price Parities 2024 (metro area and state). Electricity: U.S. Energy Information Administration, Electric Power Monthly, table 5.6.A.
Murphys Estates and its neighbors
One source per column.
Cost next door · one source per column
| Town | Cost | Typical home Zillow, latest | Median value Census 2020–24 | Tax rate bill ÷ value | 2-bed rent HUD 2026 |
|---|---|---|---|---|---|
| Murphys Estates | A | — | $189K | 0.58% | $1,290 |
“—” under Zillow: Zillow publishes no value for that town, so it’s left blank rather than mixed with Census figures.
Questions about the cost of living in Murphys Estates
Is Murphys Estates expensive to live in?
Measured against what households in the area earn, Murphys Estates costs less than 89% of U.S. towns: an A for cost of living. The typical home costs 2.7 years of the median household income of the Augusta-Richmond County, GA-SC metro area ($69K).
How much is rent in Murphys Estates?
HUD puts a two-bedroom at about $1,290 a month with utilities, the going rate for someone moving in.
What are property taxes in Murphys Estates?
The median bill is $1,092 a year, 0.58% of the median home value (South Carolina: $1,251, 0.48%), from the Census 2020–24.
Neighbors talk housing
What Murphys Estates buyers, sellers and renters are saying.
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center, September 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.