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Elgin
South Carolina›Lancaster County

ElginSC

A town of 2,360, settled in 1895.

Mount Carmel A.M.E. Zion Campground · Photo: Bill Fitzpatrick · CC BY-SA 3.0
Photo of Elgin

Elgin, SC · Mount Carmel A.M.E. Zion Campground · Photo: Bill Fitzpatrick · CC BY-SA 3.0

Is Elgin a good place to live?

The best of Elgin’s subject grades are an A+ for cost of living and an A− for incomes; the weakest is a D for walkability. On the outdoors, just 8 of South Carolina’s 263 towns do worse. Elgin has 1 place on the National Register. Elgin has fewer than 2,500 residents, so it gets subject grades but no overall grade.

A commuter town

100% of working residents leave Elgin for work

Where Elgin’s working residents go each day. Line width shows the share.

16% → Lancaster Lancaster 16% 9% → Charlotte Charlotte 9% 9% → Rock Hill Rock Hill 9% 2% → Monroe Monroe 2% 2% → Columbia Columbia 2% 2% → Fort Mill Fort Mill 2% Elgin · 0% stay
65jobs based in Elgin
0%of working residents work in town
25 mimedian commute distance

Census LEHD 2023

How Elgin grades

Each subject compared with towns across the country (schools within South Carolina), ordered by how far Elgin is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Getting set up

Moving to Elgin: who provides what

Elgin is unincorporated, so Lancaster County and regional agencies provide most services.

PowerLynches River Elec Coop16.3¢/kWh · EIA 2025HIFLD · EIA
WaterLancaster County W&sd (Sc2920001) water systemNo health-based violations in 5 years · EPAEPA
Internet5 providers99% of addresses get 100/20 MbpsFCC
Trash & county servicesLancaster CountyLancaster County provides services here
SchoolsLancaster County School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn South Carolina you can register online until 30 days before Election Day, in person until 30 days before Election Day, or by mail (postmarked 30 days before).vote.gov
Who runs elections hereLancaster Board of Voter RegistrationLancaster County; contacts on the Handbook page.FVAP, Jan 2024
ZIP code2972029720 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Sep 12, 2025.

The data

Ordered by what stands out in Elgin.

Work & commuteJobs & income grade A−

Elgin stands out in South Carolina and nationally: a smaller share of its working residents work locally

The top destinations are Lancaster (16%), Charlotte (9%) and Rock Hill (9%). Among 170 South Carolina towns, just 6 have a lower share of residents below the poverty line than Elgin. In Elgin, the typical journey to work is 22 minutes, where South Carolina’s towns sit at 24 minutes and U.S. towns at 25 minutes.

0%work in town
ElginSouth Carolina townsU.S. towns
Below the poverty line2.9%17%9.6%
Working residents who work in town0.3%6.1%8%
Average trip to work22 minutes24 minutes25 minutes
Median household income$78,000$57,000$80,000

Where working residents work

In Elgin0%
Lancaster16%
Charlotte9%
Rock Hill9%
Monroe2%
25 mi
median commute distance
65
jobs based in Elgin
A commuter town
jobs vs. working residents
D
Walkability grade: more walkable than 5% of U.S. towns

Census LEHD 2023 · ACS

Who lives here

Elgin is older than the South Carolina average

In Elgin, the age of the median resident is 54.1 years, above both South Carolina’s towns (38.9 years) and U.S. towns (40.5 years). People 65 and older are 31% of residents (19% statewide); adults 18 to 34 are 15% of residents (22% statewide). 23% of adults 25 and older have a bachelor’s degree or more, vs 32% across South Carolina.

54.1median age · SC 40.2
ElginSouth Carolina townsU.S. towns
Median age54.1 years38.9 years40.5 years
Under 1815%22%22%
Bachelor’s degree or more, 25+23%23%29%
ElginSouth CarolinaUnited States

Ages · share of residents

Education · adults 25 and older

No diploma22%
High school33%
Some college13%
Associate’s10%
Bachelor’s18%
Graduate5%

Women and men · all residents

54% women, 46% men

That’s an even split within the survey’s margin of ±9.1 points. Across South Carolina, 51.3% of residents are women.

Ages and education in Elgin
ElginSCU.S.
Under 107.6%11.4%11.6%
10 to 177.8%10.1%10.3%
18 to 242%9.1%9.1%
25 to 3412.8%12.8%13.7%
35 to 446.1%12.5%13.2%
45 to 5416.5%12%12.2%
55 to 6416.7%13.2%12.7%
65 to 7414.7%11.4%10.2%
75 and older15.8%7.4%7%
No diploma21.8%9.9%10.4%
High school32.9%28.2%26%
Some college12.7%19.8%19.1%
Associate’s9.5%10%8.8%
Bachelor’s18.2%19.8%21.6%
Graduate4.9%12.3%14.1%

U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 2,400, single groups can be off by several points

HealthC

On CDC estimates, Elgin is less healthy than 66% of U.S. towns

Elgin: 28% of adults get no exercise outside work. 14% of adults locally have diabetes; 19% worry about having enough food.

34%healthier than U.S. townsCHealth Grade
ElginSouth Carolina townsU.S. towns
Sleep under 7 hours (CDC PLACES)39%38%36%
Diabetes (CDC PLACES)14%15%12%
Food insecurity (CDC PLACES)19%21%14%
No health insurance, 18–64 (CDC PLACES)13%13%8.1%
32 measures vs. South Carolina
1 better31 too close to call0 worse
What stands outElginSC
Fewer older adults who have lost all their teeth10.3%13.9%
MUSC Health Lancaster Medical Center
5.1 mi away · emergency room
1 of 3
care shortages: mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Climate

Expect mild winters and hot summers in Elgin

July afternoons reach 91°, January nights drop to 31° and snow is almost unheard of.

91°summer high

Typical low → high °F

Winter33–56°
Spring48–73°
Summer67–89°
Fall50–74°
Nov 1
typical first frost
Apr 3
typical last frost
+1.1°
vs. the 20th-century average
91°
typical summer high

NOAA U.S. Climate Normals, 1991–2020

Natural hazardsHazard risk grade C+

Top of a moderate hazard risk in Elgin: inland flooding

Since 1989, 3 flood insurance claims have been paid out in Elgin. On expected storm and flood damage, Elgin sits above 57% of U.S. communities. Expected losses in Elgin break down as 44% from inland flooding and 17% from tornadoes.

57risk score of 100
FEMA risk score
57Moderate riskLowerHigher
Inland floodingTornadoesCold waves
3
paid flood claims since 1989

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Keep exploring

Everything we know about Elgin

16pages on Elgin
After high school

Colleges nearby

1 within 15 miles of the center of Elgin

Questions about Elgin

Short answers, built from the data on this page.

Is Elgin, SC expensive?

Not for the area. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades A+.